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公开(公告)号：US09830581B2
公开(公告)日：2017-11-28
申请号：US15366290
申请日：2016-12-01
发明人： James Block , H. Thomas Graef , Paul D. Magee , Donald S. Nelson, Jr. , James Meek , Daniel S. McIntyre , Mark A. Depietro , Natarajan Ramachandran
CPC分类号： G06Q20/1085 , G06Q20/042 , G06Q20/409 , G07F19/20 , G07F19/202
摘要： An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.
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公开(公告)号：US20160125375A1
公开(公告)日：2016-05-05
申请号：US14993853
申请日：2016-01-12
发明人： Paul D. Magee , James Block , Randall W. Jenkins , Tim Crews , Michael J. Harty , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran , Songtao Ma , Sathish Irudayam , Robert Konecny , James D. Atkinson
IPC分类号： G06Q20/10 , G09G5/14 , G06F3/0488 , G06F3/02 , G06F3/14 , G09G5/12 , G06F3/0482 , G06F3/0484 , G06F3/0481 , G06Q20/40 , G06F3/16
CPC分类号： G06Q20/1085 , G06F3/02 , G06F3/04812 , G06F3/0482 , G06F3/04842 , G06F3/04845 , G06F3/04883 , G06F3/14 , G06F3/16 , G06Q20/401 , G07F19/201 , G09G5/12 , G09G5/14 , G09G2370/16
摘要： An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
摘要翻译： 响应于从数据承载记录读取的数据而进行财务转移的装置包括至少一个与读卡器，支票接收器，自动取款机和显示器操作连接的处理器。 所述至少一个处理器使得所述机器操作以从用户卡读取卡数据，并且确定所读取的卡数据对应于授权的财务帐户。 所述至少一个处理器可操作以从要分发的支票和/或现金读取数据，以及从其账户对应的财务转账。 输出机器指令，可以通过主触摸屏或辅助触摸屏显示器接收用户交易输入。
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公开(公告)号：US09911104B2
公开(公告)日：2018-03-06
申请号：US14993853
申请日：2016-01-12
发明人： Paul D. Magee , James Block , Randall W. Jenkins , Tim Crews , Michael J. Harty , Richard C. Lute , Klaus Steinbach , Natarajan Ramachandran , Songtao Ma , Sathish Irudayam , Robert Konecny , James D. Atkinson
IPC分类号： G06Q20/10 , G07F19/00 , G06F3/02 , G06F3/0481 , G06F3/0482 , G06F3/0484 , G06F3/0488 , G06F3/14 , G06F3/16 , G06Q20/40 , G09G5/12 , G09G5/14
CPC分类号： G06Q20/1085 , G06F3/02 , G06F3/04812 , G06F3/0482 , G06F3/04842 , G06F3/04845 , G06F3/04883 , G06F3/14 , G06F3/16 , G06Q20/401 , G07F19/201 , G09G5/12 , G09G5/14 , G09G2370/16
摘要： An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes at least one processor that is in operative connection with a card reader, a check acceptor, a cash dispenser and a display. The at least one processor causes the machine to operate to read card data from a user card, and to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one processor is operative to cause data to be read from a check and/or cash to be dispensed, and a financial transfer to or from the account corresponding to the value thereof. Machine instructions are output and user transaction inputs can be received through either a primary or an auxiliary touch screen display.
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公开(公告)号：US20170098205A1
公开(公告)日：2017-04-06
申请号：US15366290
申请日：2016-12-01
发明人： James Block , H. Thomas GRAEF , Paul D. Magee , Donald S. Nelson, JR. , James Meek , Daniel S. McINTYRE , Mark A. DEPIETRO , Natarajan Ramachandran
CPC分类号： G06Q20/1085 , G06Q20/042 , G06Q20/409 , G07F19/20 , G07F19/202
摘要： An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.
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公开(公告)号：US09607483B2
公开(公告)日：2017-03-28
申请号：US15169007
申请日：2016-05-31
发明人： James Block , H. Thomas Graef , Paul D. Magee , Donald S. Nelson , James Meek , Daniel S. McIntyre , Mark DePietro , Natarajan Ramachandran
CPC分类号： G07F19/201 , G06Q20/1085 , G06Q20/3221 , G06Q20/3223 , G07F19/203 , G07F19/2055 , G07F19/207
摘要： In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.
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公开(公告)号：US08955743B1
公开(公告)日：2015-02-17
申请号：US13714644
申请日：2012-12-14
发明人： James Block , H. Thomas Graef , Paul D. Magee , Donald S. Nelson , James Meek , Daniel S. McIntyre , Mark DiPietro , Natarajan Ramachandran
CPC分类号： G07F19/201 , G07F19/207
摘要： In an example embodiment, an automated banking machine that allows a customer to employ a mobile wireless device for performing banking transactions. The customer may request assistance from a teller or other bank personnel at a remote location. An audio, and optionally video, communication may be initiated between the remote location and the customer. The customer may use either the automated banking machine, mobile wireless device, or both for communicating with the remote location.
摘要翻译： 在示例实施例中，允许客户使用移动无线设备来执行银行交易的自动银行机。 客户可以从远程位置的柜员或其他银行人员请求协助。 可以在远程位置和客户之间启动音频和可选的视频通信。 客户可以使用自动银行机，移动无线设备或两者来与远程位置进行通信。
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公开(公告)号：US09519896B2
公开(公告)日：2016-12-13
申请号：US14684084
申请日：2015-04-10
发明人： James Block , H. Thomas Graef , Paul D. Magee , Donald S. Nelson, Jr. , James Meek , Daniel S. McIntyre , Mark DePietro , Natarajan Ramachandran
CPC分类号： G06Q20/1085 , G06Q20/042 , G06Q20/409 , G07F19/20 , G07F19/202
摘要： An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.
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公开(公告)号：US20160275760A1
公开(公告)日：2016-09-22
申请号：US15169007
申请日：2016-05-31
发明人： James Block , H. Thomas Graef , Paul D. Magee , Donald S. Nelson , James Meek , Daniel S. McIntyre , Mark DePietro , Natarajan Ramachandran
IPC分类号： G07F19/00
CPC分类号： G07F19/201 , G06Q20/1085 , G06Q20/3221 , G06Q20/3223 , G07F19/203 , G07F19/2055 , G07F19/207
摘要： In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.
摘要翻译： 在示例性实施例中，可操作以执行现金提取的自动银行机。 如果提款低于阈值，则从第一个交易授权计算机获得授权。 如果提款大于或等于阈值，则响应于来自第一交易授权计算机的授权分配现金的第一部分，并且响应于来自第二交易授权计算机的授权分配现金金额的第二部分。
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