公开(公告)号：US20220343334A1

公开(公告)日：2022-10-27

申请号：US17858764

申请日：2022-07-06

Applicant: DISH Wireless L.L.C.

Inventor： Scott Parker

IPC: G06Q20/42 ,  H04L9/40 ,  H04W12/06 ,  G06Q20/20 ,  G06Q40/02 ,  G06Q20/32 ,  H04W76/14 ,  H04W4/029 ,  G06Q20/38

Abstract: Devices, systems and processes for substantially simultaneous payment verification using multi-factor authentication are described. A system may include a user payment system (UPS), a point of sale system (POS) communicatively coupled to the user payment system, and an issuing bank system (IBK) communicatively coupled to at least the POS. The IBK system may include an IBK hardware processor configured to execute first non-transient computer executable instructions including instructions for establishing a direct connection between the IBK and the UPS. The instructions may also include those for communicating, using the direct connection, a query to the UPS, receiving a first response, from the UPS, to the query, and based, upon the first response, determining whether to approve a given transaction. The direct connection may use a 5G wireless link. The query may be communicated to substantially simultaneously with receipt of a request to approve the given transaction.

公开(公告)号：US12190329B2

公开(公告)日：2025-01-07

申请号：US17858764

申请日：2022-07-06

Applicant: DISH Wireless L.L.C.

Inventor： Scott Parker

IPC: G06Q20/00 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/42 ,  G06Q40/02 ,  H04L9/40 ,  H04W4/029 ,  H04W12/06 ,  H04W76/14 ,  H04W84/04

Abstract: Devices, systems and processes for substantially simultaneous payment verification using multi-factor authentication are described. A system may include a user payment system (UPS), a point of sale system (POS) communicatively coupled to the user payment system, and an issuing bank system (IBK) communicatively coupled to at least the POS. The IBK system may include an IBK hardware processor configured to execute first non-transient computer executable instructions including instructions for establishing a direct connection between the IBK and the UPS. The instructions may also include those for communicating, using the direct connection, a query to the UPS, receiving a first response, from the UPS, to the query, and based, upon the first response, determining whether to approve a given transaction. The direct connection may use a 5G wireless link. The query may be communicated to substantially simultaneously with receipt of a request to approve the given transaction.

公开(公告)号：US11032007B1

公开(公告)日：2021-06-08

申请号：US16872694

申请日：2020-05-12

Applicant: DISH Wireless L.L.C.

Inventor： Scott Parker

IPC: H04B10/00 ,  H04B10/29 ,  H04B10/40

Abstract: Techniques are described for relaying of high-band radiofrequency communications through a window that would otherwise partially or completely block the communications. For example, embodiments include a pair of high-band-to-optical (HB2O) relays mounted on either side of a window. One of the relays receives a high-band radiofrequency (HB-RF) communication signal that is unable to pass through the window and converts the HB-RF communication signal to an optical communication signal. As the window is substantially transparent to visible-spectrum light, the optical communication signal can pass through the window. The optical communication signal is transmitted through the window to the other HB2O relay, and the other HB2O relay converts back to a HB-RF communication signal. Thus, HB-RF networks on either side of the window can be communicatively coupled via the optical communications provided by the pair of relays.

公开(公告)号：US11416869B2

公开(公告)日：2022-08-16

申请号：US16781561

申请日：2020-02-04

Applicant: DISH Wireless L.L.C.

Inventor： Scott Parker

IPC: G06Q20/42 ,  H04L9/40 ,  H04W12/06 ,  G06Q20/20 ,  G06Q40/02 ,  G06Q20/32 ,  H04W76/14 ,  H04W4/029 ,  G06Q20/38 ,  H04W84/04

Abstract: Embodiments of devices, systems and processes for substantially simultaneous payment verification using multi-factor authentication are described. A system may include a user payment system (UPS), a point of sale system (POS) communicatively coupled to the user payment system, and an issuing bank system (IBK) communicatively coupled to at least the POS. The IBK system may include an IBK hardware processor configured to execute first non-transient computer executable instructions including instructions for establishing a direct connection between the IBK and the UPS. The instructions may also include those for communicating, using the direct connection, a query to the UPS, receiving a first response, from the UPS, to the query, and based, upon the first response, determining whether to approve a given transaction. The direct connection may use a 5G wireless link. The query may be communicated to substantially simultaneously with receipt of a request to approve the given transaction.

公开(公告)号：US20250094995A1

公开(公告)日：2025-03-20

申请号：US18965362

申请日：2024-12-02

Applicant: DISH Wireless L.L.C.

Inventor： Scott Parker

IPC: G06Q20/42 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q40/02 ,  H04L9/40 ,  H04W4/029 ,  H04W12/06 ,  H04W76/14 ,  H04W84/04

Abstract: Devices, systems and processes for substantially simultaneous payment verification using multi-factor authentication are described. A system may include a user payment system (UPS), a point of sale system (POS) communicatively coupled to the user payment system, and an issuing bank system (IBK) communicatively coupled to at least the POS. The IBK system may include an IBK hardware processor configured to execute first non-transient computer executable instructions including instructions for establishing a direct connection between the IBK and the UPS. The instructions may also include those for communicating, using the direct connection, a query to the UPS, receiving a first response, from the UPS, to the query, and based, upon the first response, determining whether to approve a given transaction. The direct connection may use a 5G wireless link. The query may be communicated to substantially simultaneously with receipt of a request to approve the given transaction.

公开(公告)号：US20210241286A1

公开(公告)日：2021-08-05

申请号：US16781561

申请日：2020-02-04

Applicant: DISH Wireless L.L.C.

Inventor： Scott Parker

IPC: G06Q20/42 ,  H04L29/06 ,  H04W12/06 ,  G06Q20/20 ,  G06Q40/02 ,  G06Q20/38 ,  G06Q20/32 ,  H04W76/14 ,  H04W4/029

Abstract: Embodiments of devices, systems and processes for substantially simultaneous payment verification using multi-factor authentication are described. A system may include a user payment system (UPS), a point of sale system (POS) communicatively coupled to the user payment system, and an issuing bank system (IBK) communicatively coupled to at least the POS. The IBK system may include an IBK hardware processor configured to execute first non-transient computer executable instructions including instructions for establishing a direct connection between the IBK and the UPS. The instructions may also include those for communicating, using the direct connection, a query to the UPS, receiving a first response, from the UPS, to the query, and based, upon the first response, determining whether to approve a given transaction. The direct connection may use a 5G wireless link. The query may be communicated to substantially simultaneously with receipt of a request to approve the given transaction.