公开(公告)号：US08474700B1

公开(公告)日：2013-07-02

申请号：US13385567

申请日：2012-02-24

申请人： David N. Lewis ,  Jeffery M. Enright ,  Natarajan Ramachandran ,  Mark A. Douglass ,  Tim Crews ,  Songtao Ma ,  Randall W. Jenkins ,  H. Thomas Graef ,  Sathish M. Irudayam ,  Klaus Steinbach ,  Theresa Ipson ,  Frank Natoli ,  James E. Pettitt ,  Charles H. Somers, Jr.

发明人： David N. Lewis ,  Jeffery M. Enright ,  Natarajan Ramachandran ,  Mark A. Douglass ,  Tim Crews ,  Songtao Ma ,  Randall W. Jenkins ,  H. Thomas Graef ,  Sathish M. Irudayam ,  Klaus Steinbach ,  Theresa Ipson ,  Frank Natoli ,  James E. Pettitt ,  Charles H. Somers, Jr.

IPC分类号： G06Q40/00 ,  G07D11/00 ,  G07F19/00

CPC分类号： G06K7/0004 ,  G06K13/06 ,  G06Q10/00 ,  G06Q20/102 ,  G06Q20/105 ,  G06Q20/1085 ,  G06Q20/32 ,  G06Q20/3227 ,  G06Q20/3274 ,  G06Q20/352 ,  G06Q20/385 ,  G06Q30/0237 ,  G06Q30/04 ,  G06Q40/00 ,  G07F7/10 ,  G07F7/1075 ,  G07F19/20 ,  G07F19/205

摘要： A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.