公开(公告)号：US20060167794A1

公开(公告)日：2006-07-27

申请号：US11388539

申请日：2006-03-23

申请人： Donald Crowell ,  Paul Blair ,  Kenneth Algiene ,  Mark Thompson

发明人： Donald Crowell ,  Paul Blair ,  Kenneth Algiene ,  Mark Thompson

IPC分类号： G06Q40/00

CPC分类号： G07F19/20 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q20/14 ,  G07F19/203

摘要： A method of transferring funds includes providing a first kiosk having a negotiable instrument acceptor. The negotiable instrument acceptor is configured to acquire information from a negotiable instrument. The method further includes providing a first kiosk access device to a first customer. Providing the first kiosk access device includes receiving and storing personal information associated with the first customer. The method also includes, at the first kiosk, acquiring access information from the first kiosk access device, based at least in part on the access information, determining whether to provide access to the kiosk, via the negotiable instrument acceptor, receiving a negotiable instrument, acquiring negotiable instrument information from the negotiable instrument, and, based at least in part on the negotiable instrument information, determining whether to provide the customer access to value represented by the negotiable instrument.

摘要翻译： 转移资金的方法包括提供具有可转让票据承兑人的第一信息亭。 可转让票据受理人被配置为从可转让票据获取信息。 该方法还包括向第一客户提供第一信息亭访问设备。 提供第一信息亭访问设备包括接收和存储与第一客户相关联的个人信息。 该方法还包括在第一信息站处，至少部分地基于访问信息，从第一信息亭访问装置获得访问信息，确定是否通过可转让票据接受者提供对信息亭的访问，接收可转让票据， 从可转让票据获得可转让票据信息，并且至少部分地基于可转让票据信息，确定是否向客户提供对可转让票据所代表的价值的访问。

公开(公告)号：US20060074803A1

公开(公告)日：2006-04-06

申请号：US11241810

申请日：2005-09-29

申请人： Donald Crowell ,  Paul Blair ,  Kenneth Algiene ,  Mark Thompson

发明人： Donald Crowell ,  Paul Blair ,  Kenneth Algiene ,  Mark Thompson

IPC分类号： G06Q40/00

CPC分类号： G07F19/20 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/1085 ,  G06Q20/14 ,  G07F19/203

摘要： A method of transferring funds includes providing a first kiosk having a negotiable instrument acceptor. The negotiable instrument acceptor is configured to acquire information from a negotiable instrument. The method further includes providing a first kiosk access device to a first customer. Providing the first kiosk access device includes receiving and storing personal information associated with the first customer. The method also includes, at the first kiosk, acquiring access information from the first kiosk access device, based at least in part on the access information, determining whether to provide access to the kiosk, via the negotiable instrument acceptor, receiving a negotiable instrument, acquiring negotiable instrument information from the negotiable instrument, and, based at least in part on the negotiable instrument information, determining whether to provide the customer access to value represented by the negotiable instrument.

摘要翻译： 转移资金的方法包括提供具有可转让票据承兑人的第一信息亭。 可转让票据受理人被配置为从可转让票据获取信息。 该方法还包括向第一客户提供第一信息亭访问设备。 提供第一信息亭访问设备包括接收和存储与第一客户相关联的个人信息。 该方法还包括在第一信息站处，至少部分地基于访问信息，从第一信息亭访问装置获得访问信息，确定是否通过可转让票据接受者提供对信息亭的访问，接收可转让票据， 从可转让票据获得可转让票据信息，并且至少部分地基于可转让票据信息，确定是否向客户提供对可转让票据所代表的价值的访问。

公开(公告)号：US20070083466A1

公开(公告)日：2007-04-12

申请号：US11534530

申请日：2006-09-22

申请人： Donald Crowell ,  Kenneth Algiene

发明人： Donald Crowell ,  Kenneth Algiene

IPC分类号： G06Q40/00

CPC分类号： H04L12/5601 ,  G06Q20/1085

摘要： Systems, methods, and software are described for facilitating contact with an emergency services provider from an ATM. An ATM network host computer system may receive a first communications signal from the ATM, comprising a request for emergency services. The ATM network host may determine at least one financial account associated with the user. The ATM network Host may then transmit a second communications signal directed at the financial institution to freeze the user's account.

摘要翻译： 描述了系统，方法和软件，以便于从ATM接收紧急服务提供商。 ATM网络主机系统可以从ATM接收第一通信信号，包括对紧急服务的请求。 ATM网络主机可以确定与用户相关联的至少一个金融账户。 然后，ATM网络主机可以发送指向金融机构的第二通信信号来冻结用户的账户。

公开(公告)号：US20070081540A1

公开(公告)日：2007-04-12

申请号：US11248919

申请日：2005-10-11

申请人： Donald Crowell ,  Kenneth Algiene

发明人： Donald Crowell ,  Kenneth Algiene

IPC分类号： H04L12/56

CPC分类号： H04L12/5601 ,  G06Q20/1085

摘要： Systems, methods, and software are described for facilitating contact with an emergency services provider from an ATM. An ATM network host computer system may receive a first communications signal from the ATM, comprising a request for emergency services. The ATM network host may determine an emergency services provider providing service to a geographic region which includes the ATM location. The ATM network Host may then transmit a second communications signal directed at the emergency services provider, wherein the second communications signal comprises the request for emergency services and the location of the ATM.

摘要翻译： 描述了系统，方法和软件，以便于从ATM接收紧急服务提供商。 ATM网络主机系统可以从ATM接收第一通信信号，包括对紧急服务的请求。 ATM网络主机可以确定向包括ATM位置的地理区域提供服务的紧急服务提供商。 然后，ATM网络主机可以发送指向紧急服务提供商的第二通信信号，其中第二通信信号包括紧急服务请求和ATM的位置。

公开(公告)号：US07475038B2

公开(公告)日：2009-01-06

申请号：US10890821

申请日：2004-07-13

申请人： Kenneth Algiene ,  Mark Thompson

发明人： Kenneth Algiene ,  Mark Thompson

IPC分类号： G06Q40/00 ,  G06Q10/00

CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/14 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/381 ,  G06Q20/407 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/04

摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.

摘要翻译： 向客户披露交易信息的方法包括在主计算机系统处接收包括处理信息的文件。 处理信息包括与每个交易类别相关联的多个交易类别和费用信息。 该方法还包括从销售点设备接收请求与客户交易相关的至少一个特定交易类别的费用信息的消息，并从主计算机系统发送包括费用信息的电子消息。 该方法还包括在销售点设备处显示与电子消息相关的交易信息，并为客户提供取消交易的机会。 该交易可能涉及至少两种不同形式的价值之间的交换。

公开(公告)号：US08065236B2

公开(公告)日：2011-11-22

申请号：US10120073

申请日：2002-04-09

申请人： Mark Thompson ,  Kenneth Algiene ,  Paul A. Blair

发明人： Mark Thompson ,  Kenneth Algiene ,  Paul A. Blair

IPC分类号： G06Q20/00

CPC分类号： G06Q20/381 ,  G06Q20/367 ,  G06Q20/3672 ,  G06Q20/3676 ,  G06Q20/3678 ,  G06Q20/382 ,  G07D1/04 ,  G07D11/0087 ,  G07F5/24

摘要： A method for converting coined money to another type of value proceeds by receiving a plurality of coins into a coin processing machine. The coins are processed with the coin processing machine to determine a value of the coins. An electronic record of the determined value is produced using the coin processing machine. Further, the record of the determined value is electronically transmitted from the coin processing machine to a remote storage location.

摘要翻译： 通过将多个硬币接收到硬币处理机中，将创造的货币转换为另一种类型的价值的方法进行。 用硬币处理机处理硬币以确定硬币的价值。 使用硬币处理机产生确定值的电子记录。 此外，将确定的值的记录从硬币处理机电子传输到远程存储位置。

公开(公告)号：US10395484B2

公开(公告)日：2019-08-27

申请号：US10225410

申请日：2002-08-20

申请人： Paul A. Blair ,  Kenneth Algiene ,  Mark Thompson

发明人： Paul A. Blair ,  Kenneth Algiene ,  Mark Thompson

IPC分类号： G06Q40/00 ,  G07F19/00 ,  G06Q20/10 ,  G06Q20/14

摘要： A method of using a kiosk to dispense funds, a portion of which has a value less than the value of the lowest form of currency the kiosk dispenses. The method may include receiving information at the kiosk identifying a source for the funds and transmitting a request to a host computer to verify the source for the funds. The method may include receiving at the kiosk a verification of the funds and displaying on a display screen an amount of funds available for payment. The method may include receiving at the kiosk a request from a user to remit a first portion of the amount of funds in a first form, wherein the first form is selected from a group consisting of paper currency, money order, credit to an account, and credit to a stored value card. The method may include remitting the first portion in the first form and displaying a set of options for receiving a second portion of the amount of funds, wherein the set of options is selected from a group consisting of a money order, a donation, a credit to a stored value card, and a credit to an account. The method may include receiving a request from the user to remit the second portion of the amount of funds in a second form selected from the set of options. The first form and the second form may be different, and the kiosk may be configured to dispense money orders upon receipt of a request from the user to remit the first portion as a money order.

公开(公告)号：US06761311B1

公开(公告)日：2004-07-13

申请号：US10394603

申请日：2003-03-21

申请人： Kenneth Algiene ,  Mark Thompson

发明人： Kenneth Algiene ,  Mark Thompson

IPC分类号： G06K1500

CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/20 ,  G06Q20/407

摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.

摘要翻译： 向客户披露交易信息的方法包括在主计算机系统处接收包括处理信息的文件。 处理信息包括与每个交易类别相关联的多个交易类别和费用信息。 该方法还包括从销售点设备接收请求与客户交易相关的至少一个特定交易类别的费用信息的消息，并从主计算机系统发送包括费用信息的电子消息。 该方法还包括在销售点设备处显示与电子消息相关的交易信息，并为客户提供取消交易的机会。 该交易可能涉及至少两种不同形式的价值之间的交换。

公开(公告)号：US20090157520A1

公开(公告)日：2009-06-18

申请号：US12336853

申请日：2008-12-17

申请人： Kenneth Algiene ,  Mark Thompson

发明人： Kenneth Algiene ,  Mark Thompson

IPC分类号： G06Q40/00 ,  G06Q30/00

CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/14 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/381 ,  G06Q20/407 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/04

摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.

摘要翻译： 向客户披露交易信息的方法包括在主计算机系统处接收包括处理信息的文件。 处理信息包括与每个交易类别相关联的多个交易类别和费用信息。 该方法还包括从销售点设备接收请求与客户交易相关的至少一个特定交易类别的费用信息的消息，并从主计算机系统发送包括费用信息的电子消息。 该方法还包括在销售点设备处显示与电子消息相关的交易信息，并为客户提供取消交易的机会。 该交易可能涉及至少两种不同形式的价值之间的交换。

公开(公告)号：US20050096990A1

公开(公告)日：2005-05-05

申请号：US10890821

申请日：2004-07-13

申请人： Kenneth Algiene ,  Mark Thompson

发明人： Kenneth Algiene ,  Mark Thompson

IPC分类号： G06Q20/00 ,  G06Q30/00 ,  G06Q40/00 ,  G06F17/60 ,  G06G1/12

CPC分类号： G06Q40/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/14 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/381 ,  G06Q20/407 ,  G06Q30/04 ,  G06Q40/00 ,  G06Q40/04

摘要： A method of disclosing transaction information to customers includes receiving at a host computer system a file comprising processing information. The processing information comprises a plurality of transaction categories and fee information associated with each transaction category. The method also includes receiving a message from a point-of-sale device requesting the fee information associated with at least one particular transaction category relating to a transaction with a customer and sending from the host computer system an electronic message comprising the fee information. The method further comprises displaying transaction information relating to the electronic message at the point-of-sale device and providing the customer the opportunity to cancel the transaction. The transaction may involve an exchange between at least two different forms of value.

摘要翻译： 向客户披露交易信息的方法包括在主计算机系统处接收包括处理信息的文件。 处理信息包括与每个交易类别相关联的多个交易类别和费用信息。 该方法还包括从销售点设备接收请求与客户交易相关的至少一个特定交易类别的费用信息的消息，并从主计算机系统发送包括费用信息的电子消息。 该方法还包括在销售点设备处显示与电子消息相关的交易信息，并为客户提供取消交易的机会。 该交易可能涉及至少两种不同形式的价值之间的交换。