公开(公告)号：US20070192245A1

公开(公告)日：2007-08-16

申请号：US11738513

申请日：2007-04-22

申请人： Douglas Fisher ,  Kenny Lo

发明人： Douglas Fisher ,  Kenny Lo

IPC分类号： G06Q40/00

CPC分类号： G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/12 ,  G06Q20/24 ,  G06Q20/26 ,  G06Q20/385 ,  G06Q20/401

摘要： The invention comprises online methods, systems, and software for improving the processing of payments from financial accounts, particularly credit and debit card payments made from consumers to merchants in online transactions. The preferred embodiment of the invention involves inserting a trusted third party online service into the payment authorization process. The trusted third party authenticates the consumer and authorizes the proposed payment in a single integrated process conducted without the involvement of the merchant. The authentication of the consumer is accomplished over a persistent communication channel established with the consumer before a purchase is made. The authentication is done by verifying that the persistent channel is open when authorization is requested. Use of the third party services allows the consumer to avoid revealing his identity and credit card number to the merchant over a public network such as the Internet, while maintaining control of the transaction during the authorization process.

摘要翻译： 本发明包括在线方法，系统和软件，用于改善从金融账户支付的处理，特别是从消费者到在线交易中的商家的信用和借记卡支付。 本发明的优选实施例涉及将可信第三方在线服务插入支付授权过程。 受信任的第三方对消费者进行身份验证，并在不经商家参与的情况下，在单一的整合过程中授权提出的付款。 消费者的认证通过在购买之前与消费者建立的持久通信信道来实现。 通过在请求授权时验证持久通道是否打开来完成认证。 使用第三方服务允许消费者避免通过公共网络（例如因特网）向商家透露他的身份和信用卡号码，同时在授权过程中保持交易的控制。

公开(公告)号：US20130117032A1

公开(公告)日：2013-05-09

申请号：US13291796

申请日：2011-11-08

申请人： Kent Ip ,  Kenny Lo

发明人： Kent Ip ,  Kenny Lo

IPC分类号： H04B1/66

CPC分类号： G10L19/173 ,  G10L19/008 ,  G10L19/167

摘要： A transcoder is arranged to transcode a stream having a dynamically changing audio configuration, such as a changing number of audio channels. The transcoder can receive an input stream whereby changes in the content associated with the input stream causes corresponding changes to the configuration of audio data encoded in the input stream. The transcoder is arranged to detect the change in audio configuration and, in response, to dynamically reconfigure its decoder and encoder modules to continue to transcode the audio data after the audio configuration change.

摘要翻译： 代码转换器被布置成对具有动态变化的音频配置的流进行转码，例如音频通道的数量变化。 代码转换器可以接收输入流，由此与输入流相关联的内容的改变导致对输入流中编码的音频数据的配置的相应改变。 代码转换器被设置为检测音频配置的变化，并且作为响应，动态地重新配置其解码器和编码器模块以在音频配置改变之后继续对音频数据进行转码。

公开(公告)号：US09183842B2

公开(公告)日：2015-11-10

申请号：US13291796

申请日：2011-11-08

申请人： Kent Ip ,  Kenny Lo

发明人： Kent Ip ,  Kenny Lo

IPC分类号： G10L21/00 ,  G10L19/16 ,  G10L19/008

CPC分类号： G10L19/173 ,  G10L19/008 ,  G10L19/167

摘要： A transcoder is arranged to transcode a stream having a dynamically changing audio configuration, such as a changing number of audio channels. The transcoder can receive an input stream whereby changes in the content associated with the input stream causes corresponding changes to the configuration of audio data encoded in the input stream. The transcoder is arranged to detect the change in audio configuration and, in response, to dynamically reconfigure its decoder and encoder modules to continue to transcode the audio data after the audio configuration change.

摘要翻译： 代码转换器被布置成对具有动态变化的音频配置的流进行转码，例如音频通道的数量变化。 代码转换器可以接收输入流，由此与输入流相关联的内容的改变导致对输入流中编码的音频数据的配置的相应改变。 代码转换器被设置为检测音频配置的变化，并且作为响应，动态地重新配置其解码器和编码器模块以在音频配置改变之后继续对音频数据进行转码。

公开(公告)号：US07225156B2

公开(公告)日：2007-05-29

申请号：US10066174

申请日：2002-01-29

申请人： Douglas C. Fisher ,  Kenny Lo

发明人： Douglas C. Fisher ,  Kenny Lo

IPC分类号： G06Q99/00

CPC分类号： G06Q20/02 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/108 ,  G06Q20/12 ,  G06Q20/24 ,  G06Q20/26 ,  G06Q20/385 ,  G06Q20/401

摘要： The invention comprises online methods, systems, and software for improving the processing of payments from financial accounts, particularly credit and debit card payments made from consumers to merchants in online transactions. The preferred embodiment of the invention involves inserting a trusted third party online service into the payment authorization process. The trusted third party authenticates the consumer and authorizes the proposed payment in a single integrated process conducted without the involvement of the merchant. The authentication of the consumer is accomplished over a persistent communication channel established with the consumer before a purchase is made. The authentication is done by verifying that the persistent channel is open when authorization is requested. Use of the third party services allows the consumer to avoid revealing his identity and credit card number to the merchant over a public network such as the Internet, while maintaining control of the transaction during the authorization process.

摘要翻译： 本发明包括在线方法，系统和软件，用于改善从金融账户支付的处理，特别是从消费者到网络交易商家的信用卡和借记卡支付。 本发明的优选实施例涉及将可信第三方在线服务插入支付授权过程。 受信任的第三方对消费者进行身份验证，并在不经商家参与的情况下，在单一的整合过程中授权提出的付款。 消费者的认证通过在购买之前与消费者建立的持久通信信道来实现。 通过在请求授权时验证持久通道是否打开来完成认证。 使用第三方服务允许消费者避免通过公共网络（例如因特网）向商家透露他的身份和信用卡号码，同时在授权过程中保持交易的控制。