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    Method and systems for providing online banking and account aggregation services
    1.
    发明申请
    Method and systems for providing online banking and account aggregation services 审中-公开
    提供网上银行和账户汇总服务的方法和系统

    公开(公告)号：US20080046349A1

    公开(公告)日：2008-02-21

    申请号：US11505350

    申请日：2006-08-17

    申请人： Edwin Elberg ,  Raul Aldrey ,  Diego Crespo ,  Luis Blando ,  Anil Guntupalli ,  Sudhanshu Sharma

    发明人： Edwin Elberg ,  Raul Aldrey ,  Diego Crespo ,  Luis Blando ,  Anil Guntupalli ,  Sudhanshu Sharma

    IPC分类号： G06Q40/00

    CPC分类号： G06Q40/02 ,  G06Q40/00

    摘要： Methods and apparatuses for providing aggregated financial services at a plurality of user access points, such as a cellular phone or a television, are provided. Each user access point is capable of communicating with an integrated communications network, through which the aggregated financial services are provided. The aggregated financial services are directed to enabling the user to centrally manage a variety of dispersed financial accounts, including the user's bank accounts, brokerage accounts, credit card accounts, frequent flyer accounts, reward programs, and any other accounts that may impact the user's financial position. Using the aggregated financial services, the user may perform a variety of transactions in and among one or more of the financial accounts without having to separately interacting with each of these accounts.

    摘要翻译： 提供了用于在诸如蜂窝电话或电视的多个用户接入点提供聚合金融服务的方法和设备。 每个用户接入点能够与集成的通信网络通信，通过该通信网络提供聚合的金融服务。 汇总的金融服务旨在使用户能够集中管理各种分散的财务账户，包括用户的银行帐户，经纪账户，信用卡账户，常旅客帐户，奖励计划以及可能影响用户财务的任何其他帐户 位置。 使用汇总的金融服务，用户可以在一个或多个金融账户中执行各种交易，而不必单独地与这些账户中的每个进行交互。

    Managed peer-to-peer file sharing
    4.
    发明申请
    Managed peer-to-peer file sharing 有权
    托管对等文件共享

    公开(公告)号：US20060173940A1

    公开(公告)日：2006-08-03

    申请号：US11049561

    申请日：2005-02-02

    申请人： Anil Guntupalli ,  Raul Aldrey ,  Edwin Elberg ,  Nosherwan Minwalla ,  Shadman Zafar ,  Luis Blando ,  Shafiq Kassam ,  Liwen Yang ,  Aung Tun ,  Diego Crespo

    发明人： Anil Guntupalli ,  Raul Aldrey ,  Edwin Elberg ,  Nosherwan Minwalla ,  Shadman Zafar ,  Luis Blando ,  Shafiq Kassam ,  Liwen Yang ,  Aung Tun ,  Diego Crespo

    IPC分类号： G06F12/00 ,  G06F17/30

    CPC分类号： H04L67/104 ,  H04L12/1818 ,  H04L67/1053 ,  H04L67/108 ,  H04L67/14 ,  H04L67/142

    摘要： A system and method for managed peer-to-peer (p2p) file sharing. The peer nodes can include a web browser and a p2p agent. The web browser can connect to the Internet and can interface with the p2p agent. The p2p agent provides the file sharing utilities for implementing the p2p network. A web server connected to the Internet can monitor and manage p2p activity, including providing persistent storage for the p2p networks. The web server can interface with a Public Switched Telephone Network (PSTN) to provide access to the p2p network for PSTN peer nodes that do not have web browsing capabilities. A method of implementing managed p2p file sharing includes registering users; providing login and logout functions; creating p2p sessions; preparing, forwarding, receiving, accepting and/or rejecting invitations to join p2p sessions; quitting p2p sessions; deleting p2p sessions or selected members of p2p sessions; and sharing and transferring files.

    摘要翻译： 用于管理对等（p2p）文件共享的系统和方法。 对等节点可以包括web浏览器和p2p代理。 Web浏览器可以连接到Internet，并可以与p2p代理进行接口。 p2p代理提供用于实现p2p网络的文件共享实用程序。 连接到Internet的Web服务器可以监视和管理p2p活动，包括为p2p网络提供持久存储。 网络服务器可以与公共交换电话网络（PSTN）进行接口，以便为没有网络浏览功能的PSTN对等节点提供对p2p网络的访问。 实施托管的p2p文件共享的方法包括注册用户; 提供登录和注销功能; 创建p2p会话; 准备，转发，接收，接受和/或拒绝加入p2p会话的邀请; 退出p2p会话; 删除p2p会话或p2p会话的选定成员; 并共享和传输文件。