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1.发明授权Systems, methods, and computer program products for performing item level transaction processing 有权用于执行项目级别事务处理的系统，方法和计算机程序产品公开(公告)号：US08165933B2
公开(公告)日：2012-04-24
申请号：US12126707
申请日：2008-05-23
申请人： Eric Dryer , George Miller Abernethy , Ronald Hollander , Lowell Robert Huff , Sean Kang , Clarence E. Lee , Eric Scott Sandoz , Jeffrey Robert Woodside
发明人： Eric Dryer , George Miller Abernethy , Ronald Hollander , Lowell Robert Huff , Sean Kang , Clarence E. Lee , Eric Scott Sandoz , Jeffrey Robert Woodside
摘要： The present invention provides systems, methods, and computer program products for performing validation and clearance at a transaction item level for transaction received in a batch format. Each transaction of the batch is stored separately in a storage system, such as a logical database. Typically, image data and electronic data for a transaction are stored separately in the storage system and may be linked to each other. Each transaction is separately accessible and/or updateable. Each transaction stored in the storage system is separately analyzed to validate that the transaction is at least balanced. Transactions that determined to be balanced are cleared irrespective of a balance status associated with other transactions associated with the batch of transactions, such that transactions are individually cleared as opposed to being cleared in a batch format.
摘要翻译： 本发明提供了用于在交易项目级别执行以批量格式接收的交易的验证和清除的系统，方法和计算机程序产品。 批次的每个事务分开存储在诸如逻辑数据库的存储系统中。 通常，用于交易的图像数据和电子数据被分别存储在存储系统中并且可以彼此链接。 每个交易可以单独访问和/或可更新。 存储在存储系统中的每个事务被分开分析，以验证事务至少是平衡的。 无论与批次交易相关的其他交易相关联的余额状态如何，都会清除确定为均衡的交易，这样交易将被单独清除，而不是以批量格式清除。
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2.发明申请SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS FOR PERFORMING ITEM LEVEL TRANSACTION PROCESSING 有权用于执行项目级别交易处理的系统，方法和计算机程序产品公开(公告)号：US20090292628A1
公开(公告)日：2009-11-26
申请号：US12126707
申请日：2008-05-23
申请人： Eric Dryer , George Miller Abernethy , Ronald Hollander , Lowell Robert Huff , Sean Kang , Clarence E. Lee , Eric Scott Sandoz , Jeffrey Robert Woodside
发明人： Eric Dryer , George Miller Abernethy , Ronald Hollander , Lowell Robert Huff , Sean Kang , Clarence E. Lee , Eric Scott Sandoz , Jeffrey Robert Woodside
摘要： The present invention provides systems, methods, and computer program products for performing validation and clearance at a transaction item level for transaction received in a batch format. Each transaction of the batch is stored separately in a storage system, such as a logical database. Typically, image data and electronic data for a transaction are stored separately in the storage system and may be linked to each other. Each transaction is separately accessible and/or updateable. Each transaction stored in the storage system is separately analyzed to validate that the transaction is at least balanced. Transactions that determined to be balanced are cleared irrespective of a balance status associated with other transactions associated with the batch of transactions, such that transactions are individually cleared as opposed to being cleared in a batch format.
摘要翻译： 本发明提供了用于在交易项目级别执行以批量格式接收的交易的验证和清除的系统，方法和计算机程序产品。 批次的每个事务分开存储在诸如逻辑数据库的存储系统中。 通常，用于交易的图像数据和电子数据被分别存储在存储系统中并且可以彼此链接。 每个交易可以单独访问和/或可更新。 存储在存储系统中的每个事务被分开分析，以验证事务至少是平衡的。 无论与批次交易相关的其他交易相关联的余额状态如何，都会清除确定为均衡的交易，这样交易将被单独清除，而不是以批量格式清除。
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公开(公告)号：US20120030117A1
公开(公告)日：2012-02-02
申请号：US12846208
申请日：2010-07-29
CPC分类号： G06Q20/10 , G06Q20/042 , G06Q40/00 , G06Q40/02 , G06Q40/06
摘要： Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) identifying, based at least partially on the image, deposit item information associated with the multiple deposit items; and/or (c) crediting an account based at least partially on the deposit item information.
摘要翻译： 本发明的实施例涉及用于处理图像的方法和装置，该图像显示多个存储项目，其中图像被远程捕获装置捕获。 例如，一些实施例提供了一种方法，其包括：（a）接收显示多个存款项目的图像，其中图像被远程捕获设备捕获; （b）至少部分地基于图像识别与多个存款项目相关联的存货项目信息; 和/或（c）至少部分地基于存款项目信息记入账户。
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公开(公告)号：US09064248B2
公开(公告)日：2015-06-23
申请号：US12846250
申请日：2010-07-29
IPC分类号： G06Q40/00 , G06Q20/04 , G06Q40/02 , G07D11/00 , G06F19/00 , G06T1/00 , G06F3/12 , G06F17/00 , G07F19/00
CPC分类号： G06Q20/042 , G06F3/12 , G06F17/00 , G06F19/00 , G06Q40/02 , G06T1/00 , G07D11/00 , G07F19/202
摘要： Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) displaying a grid on a display associated with a remote capture device, where the remote capture device is configured to capture an image that shows multiple deposit items, and where the grid comprises a plurality of grid portions; and (b) prompting a user of the remote capture device to arrange the multiple deposit items, or to position or operate the remote capture device, such that each of the deposit items in the multiple deposit items appears in a single grid portion of the display before the image is captured.
摘要翻译： 本发明的实施例涉及用于处理图像的方法和装置，该图像显示多个存储项目，其中图像被远程捕获装置捕获。 例如，一些实施例提供了一种方法，其包括：（a）在与远程捕获设备相关联的显示器上显示网格，其中远程捕获设备被配置为捕获显示多个存款项目的图像，以及网格包括 多个网格部分; 和（b）提示远程捕获装置的用户安排多个存放物品，或者定位或操作远程捕获装置，使得多个存放物品中的每个存放物品出现在显示器的单个格栅部分中 在图像被捕获之前。
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公开(公告)号：US08473412B2
公开(公告)日：2013-06-25
申请号：US12846208
申请日：2010-07-29
CPC分类号： G06Q20/10 , G06Q20/042 , G06Q40/00 , G06Q40/02 , G06Q40/06
摘要： Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) identifying, based at least partially on the image, deposit item information associated with the multiple deposit items; and/or (c) crediting an account based at least partially on the deposit item information.
摘要翻译： 本发明的实施例涉及用于处理图像的方法和装置，该图像显示多个存储项目，其中图像被远程捕获装置捕获。 例如，一些实施例提供了一种方法，其包括：（a）接收显示多个存款项目的图像，其中图像被远程捕获设备捕获; （b）至少部分地基于图像识别与多个存款项目相关联的存货项目信息; 和/或（c）至少部分地基于存款项目信息记入账户。
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6.发明授权Processing images associated with the remote capture of multiple deposit items 有权处理与远程捕获多个存款项目相关联的图像公开(公告)号：US08380626B2
公开(公告)日：2013-02-19
申请号：US12846231
申请日：2010-07-29
IPC分类号： G06Q40/00
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q30/06
摘要： Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) determining that a first portion of the image is satisfactory for identifying deposit item information therein; (c) determining that a second portion of the image is unsatisfactory for identifying deposit item information therein; and (d) performing a function based at least partially on the determining that the second portion of the image is unsatisfactory for identifying deposit item information therein. In some embodiments, the function includes enhancing the second portion of the image. In other embodiments, the function includes prompting a user of the remote capture device to capture a second image to replace the second portion of the image.
摘要翻译： 本发明的实施例涉及用于处理图像的方法和装置，该图像显示多个存储项目，其中图像被远程捕获装置捕获。 例如，一些实施例提供了一种方法，其包括：（a）接收显示多个存款项目的图像，其中图像被远程捕获设备捕获; （b）确定图像的第一部分是令人满意的，用于识别其中的存款项目信息; （c）确定图像的第二部分不满足用于识别其中的存放项目信息; 和（d）至少部分地基于确定图像的第二部分不满足以识别其中的存款项信息来执行功能。 在一些实施例中，该功能包括增强图像的第二部分。 在其他实施例中，该功能包括提示远程捕获设备的用户捕获第二图像以替换图像的第二部分。
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公开(公告)号：US20120030118A1
公开(公告)日：2012-02-02
申请号：US12846250
申请日：2010-07-29
IPC分类号： G06Q40/00
CPC分类号： G06Q20/042 , G06F3/12 , G06F17/00 , G06F19/00 , G06Q40/02 , G06T1/00 , G07D11/00 , G07F19/202
摘要： Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) displaying a grid on a display associated with a remote capture device, where the remote capture device is configured to capture an image that shows multiple deposit items, and where the grid comprises a plurality of grid portions; and (b) prompting a user of the remote capture device to arrange the multiple deposit items, or to position or operate the remote capture device, such that each of the deposit items in the multiple deposit items appears in a single grid portion of the display before the image is captured.
摘要翻译： 本发明的实施例涉及用于处理图像的方法和装置，该图像显示多个存储项目，其中图像被远程捕获装置捕获。 例如，一些实施例提供了一种方法，其包括：（a）在与远程捕获设备相关联的显示器上显示网格，其中远程捕获设备被配置为捕获显示多个存款项目的图像，以及网格包括 多个网格部分; 和（b）提示远程捕获装置的用户安排多个存放物品，或者定位或操作远程捕获装置，使得多个存放物品中的每个存放物品出现在显示器的单个格栅部分中 在图像被捕获之前。
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8.发明申请PROCESSING IMAGES ASSOCIATED WITH THE REMOTE CAPTURE OF MULTIPLE DEPOSIT ITEMS 有权处理与多个存款项目的远程捕获相关的图像公开(公告)号：US20120030104A1
公开(公告)日：2012-02-02
申请号：US12846231
申请日：2010-07-29
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q30/06
摘要： Embodiments of the present invention relate to methods and apparatuses for processing an image that shows multiple deposit items, where the image was captured by a remote capture device. For example, some embodiments provide a method that includes: (a) receiving an image that shows multiple deposit items, where the image was captured by a remote capture device; (b) determining that a first portion of the image is satisfactory for identifying deposit item information therein; (c) determining that a second portion of the image is unsatisfactory for identifying deposit item information therein; and (d) performing a function based at least partially on the determining that the second portion of the image is unsatisfactory for identifying deposit item information therein. In some embodiments, the function includes enhancing the second portion of the image. In other embodiments, the function includes prompting a user of the remote capture device to capture a second image to replace the second portion of the image.
摘要翻译： 本发明的实施例涉及用于处理图像的方法和装置，该图像显示多个存储项目，其中图像被远程捕获装置捕获。 例如，一些实施例提供了一种方法，其包括：（a）接收显示多个存款项目的图像，其中图像被远程捕获设备捕获; （b）确定图像的第一部分是令人满意的，用于识别其中的存款项目信息; （c）确定图像的第二部分不满足用于识别其中的存放项目信息; 和（d）至少部分地基于确定图像的第二部分不满足以识别其中的存款项信息来执行功能。 在一些实施例中，该功能包括增强图像的第二部分。 在其他实施例中，该功能包括提示远程捕获设备的用户捕获第二图像以替换图像的第二部分。
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