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    FINANCIAL DATA NORMALIZATION SYSTEMS AND METHODS
    2.
    发明申请
    FINANCIAL DATA NORMALIZATION SYSTEMS AND METHODS 审中-公开

    公开(公告)号：US20190272552A1

    公开(公告)日：2019-09-05

    申请号：US16419832

    申请日：2019-05-22

    Applicant: First Data Corporation

    Inventor： Silvio Tavares ,  Susan Fahy ,  Dennis Carlson

    IPC: G06Q30/02

    Abstract: Systems and methods are described for generating indexed sales data by aggregating point of sale (POS) datasets are aggregated from transactions at a plurality of POS terminals. The POS datasets for each transaction include a transaction amount, a merchant classifier, and a transaction time. An industry subset of the aggregated POS datasets is obtained for a given timeframe based on the merchant classifier. This industry subset comprises transactions for a given industry. A sales value is calculated for the industry subset, and a monthly fluctuation factor is applied to the sales value. Also, a normalization factor is applied to the sales value based on a percentage of the sales value relative to an overall market size to obtain the indexed sales value.

    SYSTEMS AND METHODS FOR ANALYZING THE EFFECTIVENESS OF A PROMOTION
    7.
    发明申请
    SYSTEMS AND METHODS FOR ANALYZING THE EFFECTIVENESS OF A PROMOTION 审中-公开

    公开(公告)号：US20180268430A1

    公开(公告)日：2018-09-20

    申请号：US15922566

    申请日：2018-03-15

    Applicant: First Data Corporation

    Inventor： Silvio Tavares ,  Susan Fahy ,  Dennis Carlson

    IPC: G06Q30/02 ,  G06Q30/00

    CPC classification number: G06Q30/0211 ,  G06Q30/00 ,  G06Q30/0207 ,  G06Q30/0246

    Abstract: The invention provides systems and methods for collecting point-of-sale (POS) data, and then using this data to determine the effectiveness of a given promotion. The transaction data includes a merchant identifier for each of the merchants and a transaction amount for each transaction involving the merchants. One of the merchants is a promotion merchant that is offering a promotion involving transactions made with the merchant. A portion of the transaction data is aggregated into control merchant aggregated data involving control merchants, where the control merchant aggregated data comprises transaction data obtained other than from the promotion merchant. A characteristic of the purchases is calculated, both for transactions involving the promotion merchant and for the control merchants.

    SYSTEM AND METHOD FOR EVALUATING TRANSACTION PATTERNS
    8.
    发明申请
    SYSTEM AND METHOD FOR EVALUATING TRANSACTION PATTERNS 有权
    用于评估交易模式的系统和方法

    公开(公告)号：US20130231976A1

    公开(公告)日：2013-09-05

    申请号：US13782018

    申请日：2013-03-01

    Applicant: FIRST DATA CORPORATION

    Inventor： Silvio Tavares ,  Susan Fahy ,  Dennis Carlson

    IPC: G06Q30/02

    CPC classification number: G06Q20/202 ,  G06Q20/30 ,  G06Q30/0201 ,  G06Q30/0205

    Abstract: Transaction data is collected from POS terminals in order to generate transaction paths for account holders. The transaction paths link merchant locations where transactions are conducted. Common features of transaction paths, such as intersecting path locations, and transaction data associated with the merchant locations are used for marketing and other purposes.

    Abstract translation: 从POS终端收集交易数据，以便为帐户持有者生成交易路径。 交易路径链接进行交易的商家位置。 诸如交叉路径位置和与商家位置相关联的交易数据的交易路径的共同特征被用于营销和其他目的。

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