公开(公告)号：US20170083880A1

公开(公告)日：2017-03-23

申请号：US15368243

申请日：2016-12-02

Applicant: First Data Corporation

Inventor： Christopher L. Toomer ,  Steven E. Arthur ,  Debi Rex ,  Ginger Sayor

IPC: G06Q20/10 ,  H04L12/58 ,  G06Q30/06 ,  H04W4/20 ,  G06Q20/36 ,  H04L29/08 ,  H04M1/725

CPC classification number: G06Q20/10 ,  G06Q10/10 ,  G06Q20/36 ,  G06Q30/02 ,  G06Q30/0601 ,  G06Q50/01 ,  H04L51/32 ,  H04L67/02 ,  H04L67/10 ,  H04L67/26 ,  H04M1/72525 ,  H04W4/21

Abstract: An electronic social networking environment enables the transfer of stored value between users of the environment. A transfer may be in the form of a gift from one user to another. The stored value may represent actual currency or virtual currency. The stored value may be redeemed within or outside the electronic social networking environment, and may be redeemed with one or more merchants. The stored value may be redeemed for a physical item or service or for a virtual item or service.