公开(公告)号：US09460447B2

公开(公告)日：2016-10-04

申请号：US14146558

申请日：2014-01-02

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02 ,  H04W4/02

CPC classification number: G06Q30/0215 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0236 ,  G06Q30/0238 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract translation: 描述了发行和结算电子券的方法和系统。 金融服务主机可以接收授权和结算信息，其中授权和结算信息包括消费者的帐号。 帐号可以与登记在电子优惠券计划中的消费者帐户相关联。 方法和系统还可以包括向消费者发送指示电子优惠券已被兑换的通知。 与电子优惠券相关联的货币价值可以从与商家相关联的帐户中扣除，并且消费者的帐户可以记入与电子优惠券相关联的货币价值。

公开(公告)号：US10102538B2

公开(公告)日：2018-10-16

申请号：US15228784

申请日：2016-08-04

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/00 ,  G06Q30/02 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

公开(公告)号：US20140195318A1

公开(公告)日：2014-07-10

申请号：US14146558

申请日：2014-01-02

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02

CPC classification number: G06Q30/0215 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0236 ,  G06Q30/0238 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract translation: 描述了发行和结算电子券的方法和系统。 金融服务主机可以接收授权和结算信息，其中授权和结算信息包括消费者的帐号。 帐号可以与登记在电子优惠券计划中的消费者帐户相关联。 方法和系统还可以包括向用户发送指示电子优惠券已被兑换的通知。 与电子优惠券相关联的货币价值可以从与商家相关联的帐户中扣除，并且消费者的帐户可以记入与电子优惠券相关联的货币价值。

公开(公告)号：US20160343015A1

公开(公告)日：2016-11-24

申请号：US15228784

申请日：2016-08-04

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02

CPC classification number: G06Q30/0215 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0236 ,  G06Q30/0238 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract translation: 描述了发行和结算电子券的方法和系统。 金融服务主机可以接收授权和结算信息，其中授权和结算信息包括消费者的帐号。 帐号可以与登记在电子优惠券计划中的消费者帐户相关联。 方法和系统还可以包括向消费者发送指示电子优惠券已被兑换的通知。 与电子优惠券相关联的货币价值可以从与商家相关联的帐户中扣除，并且消费者的帐户可以记入与电子优惠券相关联的货币价值。

公开(公告)号：US20190108541A1

公开(公告)日：2019-04-11

申请号：US16158886

申请日：2018-10-12

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.