公开(公告)号：US10102538B2

公开(公告)日：2018-10-16

申请号：US15228784

申请日：2016-08-04

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/00 ,  G06Q30/02 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

公开(公告)号：US09460447B2

公开(公告)日：2016-10-04

申请号：US14146558

申请日：2014-01-02

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02 ,  H04W4/02

CPC classification number: G06Q30/0215 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0236 ,  G06Q30/0238 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract translation: 描述了发行和结算电子券的方法和系统。 金融服务主机可以接收授权和结算信息，其中授权和结算信息包括消费者的帐号。 帐号可以与登记在电子优惠券计划中的消费者帐户相关联。 方法和系统还可以包括向消费者发送指示电子优惠券已被兑换的通知。 与电子优惠券相关联的货币价值可以从与商家相关联的帐户中扣除，并且消费者的帐户可以记入与电子优惠券相关联的货币价值。

公开(公告)号：US20140195318A1

公开(公告)日：2014-07-10

申请号：US14146558

申请日：2014-01-02

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02

CPC classification number: G06Q30/0215 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0236 ,  G06Q30/0238 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract translation: 描述了发行和结算电子券的方法和系统。 金融服务主机可以接收授权和结算信息，其中授权和结算信息包括消费者的帐号。 帐号可以与登记在电子优惠券计划中的消费者帐户相关联。 方法和系统还可以包括向用户发送指示电子优惠券已被兑换的通知。 与电子优惠券相关联的货币价值可以从与商家相关联的帐户中扣除，并且消费者的帐户可以记入与电子优惠券相关联的货币价值。

公开(公告)号：US20160343015A1

公开(公告)日：2016-11-24

申请号：US15228784

申请日：2016-08-04

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02

CPC classification number: G06Q30/0215 ,  G06Q30/0207 ,  G06Q30/0222 ,  G06Q30/0236 ,  G06Q30/0238 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.

Abstract translation: 描述了发行和结算电子券的方法和系统。 金融服务主机可以接收授权和结算信息，其中授权和结算信息包括消费者的帐号。 帐号可以与登记在电子优惠券计划中的消费者帐户相关联。 方法和系统还可以包括向消费者发送指示电子优惠券已被兑换的通知。 与电子优惠券相关联的货币价值可以从与商家相关联的帐户中扣除，并且消费者的帐户可以记入与电子优惠券相关联的货币价值。

公开(公告)号：US20130080219A1

公开(公告)日：2013-03-28

申请号：US13627683

申请日：2012-09-26

Applicant: FIRST DATA CORPORATION

Inventor： Vijay Kumar Royyuru ,  George S. Zirkel ,  Brian G. Friedman ,  Christopher Wuhrer ,  Todd Nuzum ,  Brent Dewayne Adkisson

IPC: G06Q30/00 ,  G06Q40/00

CPC classification number: G06Q20/3278 ,  G06Q20/405 ,  G06Q30/00 ,  G06Q40/02

Abstract: Embodiments of the disclosure can relate to systems and methods for providing value added services in association with the processing of payment transactions. Certain embodiments of the disclosure can relate to provision of value added services in association with the processing of payment transactions. In one embodiment, a computer-implemented method for processing proposed transactions can be provided. The method can include receiving, from a merchant device by a service provider system comprising one or more computers, information associated with a purchase transaction; identifying, by the service provider system, one or more value added services applicable to the purchase transaction; and implementing, by the service provider system, the one or more applicable value added services.

Abstract translation: 本公开的实施例可以涉及与支付交易的处理相关联地提供增值服务的系统和方法。 本公开的某些实施例可以涉及与支付交易的处理相关联地提供增值服务。 在一个实施例中，可以提供用于处理所提议的事务的计算机实现的方法。 该方法可以包括通过包括一个或多个计算机的服务提供者系统从商家设备接收与购买交易相关联的信息; 由服务提供商系统识别适用于购买交易的一个或多个增值服务; 并且由服务提供商系统实施一个或多个适用的增值服务。

公开(公告)号：US20190108541A1

公开(公告)日：2019-04-11

申请号：US16158886

申请日：2018-10-12

Applicant: First Data Corporation

Inventor： Barry F. Pointer ,  Dominic Morea ,  Bengt Horsma ,  Christopher Wuhrer ,  Jerome Myers ,  Michelangelo R. Ho ,  Sarah Owen

IPC: G06Q30/02 ,  H04W4/021

Abstract: Methods and systems are described for issuing and settling electronic coupons. A financial service host may receive authorization and settlement information, wherein the authorization and settlement information comprises an account number of the consumer. The account number may be linked to an account of the consumer enrolled in an electronic coupon program. The methods and system may also include transmitting a notification to the consumer that indicates the electronic coupon has been redeemed. A monetary value associated with the electronic coupon may be debited from an account linked to the merchant, and the account of the consumer may be credited with the monetary value associated with the electronic coupon.