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1.发明申请PORTABLE DEVICE WIRELESS READER AND PAYMENT TRANSACTION TERMINAL SECURE MEMORY FUNCTIONALITY 审中-公开便携式设备无线读卡器和支付交易终端安全存储器功能公开(公告)号：US20140052637A1
公开(公告)日：2014-02-20
申请号：US13970573
申请日：2013-08-19
Applicant: GOOGLE INC.
Inventor： Sarel Kobus Jooste , Andrew David Rogers , Robert Lieh-Yuan Tsai , Martijn Franciscus Agnes Coenen
CPC classification number: G06Q20/325 , G06Q20/32 , G06Q20/3278 , G06Q20/382 , G06Q20/401
Abstract: A user accesses an application on a reader mode device, activating a reader communication mode and disabling conflicting communication modes. The reader mode device activates a radio frequency field and creates a secure communication channel with a payment device. A secure element application on the reader mode device requests and receives payment information from a payment device. The secure element application on the reader mode device decrypts the payment information and requests account verification from the user. The secure element application on the reader mode device receives input from the user and verifies the payment information. In response to verifying the account information, the secure element application on the reader mode device encrypts the payment information and transmits it to a payment processing system. The payment processing system processes the payment transaction and transmits a notice of approved or declined transaction to the reader mode device.
Abstract translation: 用户访问读取器模式设备上的应用，激活读取器通信模式并禁用冲突的通信模式。 读取器模式设备激活射频场并且与支付设备建立安全通信信道。 读取器模式设备上的安全元件应用从支付设备请求并接收支付信息。 读取器模式设备上的安全元件应用解密支付信息并从用户请求帐户验证。 读取器模式设备上的安全元件应用接收来自用户的输入并验证支付信息。 响应于验证帐户信息，读取器模式设备上的安全元件应用加密支付信息并将其发送到支付处理系统。 支付处理系统处理支付交易，并将批准或拒绝交易的通知发送到读取器模式设备。
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2.发明申请WIRELESS READER AND PAYMENT TRANSACTION TERMINAL FUNCTIONALITY WITHIN A PORTABLE DEVICE 审中-公开便携式设备中的无线读取器和支付交易终端功能公开(公告)号：US20140052620A1
公开(公告)日：2014-02-20
申请号：US13970165
申请日：2013-08-19
Applicant: GOOGLE INC.
Inventor： Andrew David Rogers , Robert Lieh-Yuan Tsai , Martijn Franciscus Agnes Coenen , Sarel Kobus Jooste
IPC: G06Q20/32
CPC classification number: G06Q20/325 , G06Q20/32 , G06Q20/3278 , G06Q20/382 , G06Q20/401
Abstract: A user accesses an application on a reader mode device, activating a reader communication mode and disabling conflicting communication modes. The reader mode device activates a radio frequency field and creates a secure communication channel with a payment device. A secure element application on the reader mode device requests and receives payment information from a payment device. The secure element application on the reader mode device decrypts the payment information and requests account verification from the user. The secure element application on the reader mode device receives input from the user and verifies the payment information. In response to verifying the account information, the secure element application on the reader mode device encrypts the payment information and transmits it to a payment processing system. The payment processing system processes the payment transaction and transmits a notice of approved or declined transaction to the reader mode device.
Abstract translation: 用户访问读取器模式设备上的应用，激活读取器通信模式并禁用冲突的通信模式。 读取器模式设备激活射频场并且与支付设备建立安全通信信道。 读取器模式设备上的安全元件应用从支付设备请求并接收支付信息。 读取器模式设备上的安全元件应用解密支付信息并从用户请求帐户验证。 读取器模式设备上的安全元件应用接收来自用户的输入并验证支付信息。 响应于验证帐户信息，读取器模式设备上的安全元件应用加密支付信息并将其发送到支付处理系统。 支付处理系统处理支付交易，并将批准或拒绝交易的通知发送到读取器模式设备。
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