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    Offline user identification
    3.
    发明授权
    Offline user identification 有权

    公开(公告)号：US11062304B2

    公开(公告)日：2021-07-13

    申请号：US15299444

    申请日：2016-10-20

    Applicant: Google LLC

    Inventor： William Setchell ,  Michal Palczewski ,  Yichen Zhao ,  Thai Duong ,  Thiago Valverde

    IPC: G06Q20/38 ,  H04L9/32 ,  H04L9/08 ,  H04L29/06 ,  G06Q20/40 ,  G06Q20/32 ,  G06F21/31

    Abstract: A service provider system registers with a service system. A user establishes an account with the service system and the service system establishes a facial template associated with the user account. The service system transmits, to a service provider device at a location, identification information and transmits a shared encryption key to a user computing device associated with the user. The user enters the merchant location carrying the user computing device. The service device receives the encryption key from the user device and decrypts the identification information associated with the user using the encryption key. The user initiates a service request and the service provider device verifies the identity of the user via the facial template associated with the user by generating a facial template based on an image captured of the user to compare against the facial template associated with the user. The service device processes the service request.

    FACIAL PROFILE PASSWORD TO MODIFY USER ACCOUNT DATA FOR HANDS FREE TRANSACTIONS
    6.
    发明申请
    FACIAL PROFILE PASSWORD TO MODIFY USER ACCOUNT DATA FOR HANDS FREE TRANSACTIONS 审中-公开

    公开(公告)号：US20190364039A1

    公开(公告)日：2019-11-28

    申请号：US16534701

    申请日：2019-08-07

    Applicant: GOOGLE LLC

    Inventor： Sashikanth Chandrasekaran ,  Denise Ho ,  Dmitry Kalenichenko ,  Varouj Chitilian ,  Timothy Raymond Zwiebel ,  Michal Palczewski

    IPC: H04L29/06 ,  G06Q20/40 ,  G06Q20/32 ,  G06Q20/20 ,  G06F21/32 ,  G06Q40/02 ,  H04W12/06

    Abstract: An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user. The user requests to change user account information at a merchant POS (POS) device. The merchant POS device captures a facial image of the user and transmits the image the account management system, which generates a facial template and compares the generated facial template against the existing facial template associated with user account. If the generated facial template is less than a threshold difference from the existing facial template, the user may update user account information at the merchant POS device, which communicates the updated user account information to the account management system. The account management system associates the updated user account information with the user account.

    HANDS-FREE TRANSACTIONS WITH A CHALLENGE AND RESPONSE
    7.
    发明申请
    HANDS-FREE TRANSACTIONS WITH A CHALLENGE AND RESPONSE 审中-公开

    公开(公告)号：US20190266598A1

    公开(公告)日：2019-08-29

    申请号：US16407133

    申请日：2019-05-08

    Applicant: GOOGLE LLC

    Inventor： Varouj Chitilian ,  Sashikanth Chandrasekaran ,  Johnie Lee ,  Denise Ho ,  Pramod Adiddam ,  Zhihong Xu ,  Michal Palczewski

    IPC: G06Q20/36 ,  G06Q20/40 ,  G06Q20/38 ,  G06Q20/32 ,  G06Q20/42 ,  G10L15/08 ,  G06Q20/20 ,  G06Q20/02 ,  G06Q20/00

    Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system receives a communication from a hands-free payment application on a user device, the communication comprising a first transaction token, an identification of a user account, and a beacon identifier. The merchant may provide a challenge to the user and use the response to identify the token and account of the user. The merchant computing device can use voice patterns of the user to assist in identifying the token and account of the user. The system receives from the merchant computing device a transaction request, the transaction request comprising the first transaction token and transaction data associated with the transaction request. The system determines that the transaction is for an amount less than a configured transaction limit and communicates a request for an authorization of the transaction.

    FACIAL PROFILE MODIFICATION FOR HANDS FREE TRANSACTIONS
    10.
    发明申请
    FACIAL PROFILE MODIFICATION FOR HANDS FREE TRANSACTIONS 审中-公开

    公开(公告)号：US20200082410A1

    公开(公告)日：2020-03-12

    申请号：US16684903

    申请日：2019-11-15

    Applicant: GOOGLE LLC

    Inventor： Sashikanth Chandrasekaran ,  Denise Ho ,  Dmitry Kalenichenko ,  Varouj Chitilian ,  Timothy Raymond Zwiebel ,  Michal Palczewski

    IPC: G06Q20/40 ,  G06F21/32 ,  G06Q20/20

    Abstract: An account management system establishes a facial template for a user based on an image. The user computing device, signed into a payment application at the merchant location, receives an identifier from a merchant beacon device to transmit to the account management system, which transmits payment tokens based on payment account data and facial templates to the merchant POS device for each user signed in at the merchant location. The merchant POS device identifies the user by comparing a captured image of the user against the received facial templates and transmits the payment token to an issuer system. At a later time, the account management system receives, from a user computing device, a subsequent user image and generates a subsequent facial template. If the difference of the subsequent facial template is less than a threshold from the existing facial template, the subsequent facial template is associated with the user account.

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