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公开(公告)号:US10723967B1
公开(公告)日:2020-07-28
申请号:US15972339
申请日:2018-05-07
申请人: Gregory Turocy
发明人: Gregory Turocy
摘要: Systems for producing fuel compositions with predetermined desirable properties are disclosed. Feedback control can be employed to meter precise amounts of fuel composition components while monitoring fuel composition properties to obtain fuel compositions having specifically defined properties.
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公开(公告)号:US20100131303A1
公开(公告)日:2010-05-27
申请号:US12536999
申请日:2009-08-06
申请人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
发明人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
CPC分类号: G06Q40/08 , G06Q30/0224 , G06Q30/0251 , G06Q30/0265 , G06Q30/0273 , G06Q30/04 , G06Q30/06
摘要: Systems and methods that customize insurance rates in real time to correspond to unique behavior/character traits of a user/driver. A rate adjustment component can interact with insurance companies that provide bids based on the contextual data—wherein, insurance costs can be dynamically adjusted, and the user/driver switched in real-time between such insurance companies (e.g., based on bids), to ensure obtaining optimum rates. A switching component can switch user/driver) to an insurance company that bids the best rate. Hence, during a trip the user/driver can actually be insured by various suppliers during different segments of such trip.
摘要翻译: 系统和方法可以实时定制保险费率,以对应用户/驱动程序的独特行为/特征。 费率调整组件可以与根据情境数据提供投标的保险公司进行互动,其中可以动态地调整保险成本,并且将这些保险公司之间的用户/司机(例如,基于出价)切换到 确保获得最佳速率。 交换组件可以切换用户/驱动程序)到投标最高速率的保险公司。 因此,在旅行期间,用户/司机实际上可以由不同供应商在这种行程的不同部分期间进行保险。
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公开(公告)号:US20100131300A1
公开(公告)日:2010-05-27
申请号:US12395342
申请日:2009-02-27
申请人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Patrica Sue Murphy , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
发明人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Patrica Sue Murphy , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
CPC分类号: G06Q40/08 , G06Q30/0224 , G06Q30/0251 , G06Q30/0265 , G06Q30/0273 , G06Q30/04 , G06Q30/06
摘要: Real-time insurance rates can be generated and presented to a driver—as the rate changes, the change can be shown through an interface. Different factors can be evaluated and based upon a result of the evaluation, the rate can be determined. The determination can be performed locally at a vehicle as well as by an insurance company. A bidding process can be used where different insurance companies supply rates and a user or automated process selects the rate for use - the selected rate is conveyed upon the interface.
摘要翻译: 实时保险费率可以生成并提供给司机 - 随着费率的变化,变化可以通过界面显示。 可以评估不同因素,并根据评估结果,确定速率。 该决定可以在车辆以及保险公司在本地执行。 投标过程可以用于不同保险公司提供费率,用户或自动化流程选择使用率 - 所选择的费率在界面上传达。
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公开(公告)号:US08620692B2
公开(公告)日:2013-12-31
申请号:US12612958
申请日:2009-11-05
申请人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
发明人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
IPC分类号: G06Q40/00
CPC分类号: G06Q40/08 , G06Q30/0201 , G06Q30/0224 , G06Q30/0251 , G06Q30/0265 , G06Q30/0269 , G06Q30/0273 , G06Q30/04 , G06Q30/06
摘要: Dynamic insurance rate adjustments are communicated to a vehicle operator in order to allow the vehicle operator to adjust various parameters before an actual change to an insurance rate is communicated to a service provider or trusted third party. The various parameters can be external parameters and/or internal parameters and further can include historical information, current information, and/or predicted information. Communicating the insurance rate adjustments provides for insurance visibility for both the operator and passengers of the vehicle. The insurance rate adjustment is communicated though a device located within a vehicle to enable perception by a vehicle occupant.
摘要翻译: 将动态保险费率调整通知给车辆操作者,以便允许车辆操作者在将保险费率的实际改变传送到服务提供商或受信任的第三方之前调整各种参数。 各种参数可以是外部参数和/或内部参数,并且还可以包括历史信息,当前信息和/或预测信息。 沟通保险费率调整为车辆的操作者和乘客提供保险可见性。 通过位于车辆内的装置来传送保险费率调整以使车辆乘客能够感知。
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公开(公告)号:US20130297418A1
公开(公告)日:2013-11-07
申请号:US13933043
申请日:2013-07-01
申请人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
发明人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
CPC分类号: G06Q40/08 , G06Q30/0224 , G06Q30/0251 , G06Q30/0265 , G06Q30/0273 , G06Q30/04 , G06Q30/06
摘要: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.
摘要翻译: 提供了鼓励采用时间相关的定制保险福利的制度和方法。 保险福利提供者鼓励采用保险利益,以换取被保险实体经营特征的知识。 知识是从实体经营的被保险实体和环境中累积和收集的。 激励是至少部分通过基于可用知识的激励提供来实现的,所述知识与被保险实体的运营商相关联,而不是与实体本身相关联。 运营商可以规范交换知识的范围,并收到奖励和相关内容。 奖励报价可以用于提供足以满足当前或几乎当前运营状况的保险利益范围; 贴现实时或几乎实时的保险福利; 或补贴服务。 提供奖励措施至少部分可以通过其商业化或有针对性的广告通过现有知识的获利来提供。
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公开(公告)号:US20100131308A1
公开(公告)日:2010-05-27
申请号:US12624371
申请日:2009-11-23
申请人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
发明人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
CPC分类号: G06Q40/08 , G06Q30/0201 , G06Q30/0224 , G06Q30/0251 , G06Q30/0265 , G06Q30/0269 , G06Q30/0273 , G06Q30/04 , G06Q30/06
摘要: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.
摘要翻译: 提供了鼓励采用时间相关的定制保险福利的制度和方法。 保险福利提供者鼓励采用保险利益,以换取被保险实体经营特征的知识。 知识是从实体经营的被保险实体和环境中累积和收集的。 激励是至少部分通过基于可用知识的激励提供来实现的,所述知识与被保险实体的运营商相关联,而不是与实体本身相关联。 运营商可以规范交换知识的范围,并收到奖励和相关内容。 奖励报价可以用于提供足以满足当前或几乎当前运营状况的保险利益范围; 贴现实时或几乎实时的保险福利; 或补贴服务。 提供奖励措施至少部分可以通过其商业化或有针对性的广告通过现有知识的获利来提供。
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公开(公告)号:US20100131307A1
公开(公告)日:2010-05-27
申请号:US12624366
申请日:2009-11-23
申请人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
发明人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
CPC分类号: G06Q40/08 , G06Q30/0224 , G06Q30/0251 , G06Q30/0265 , G06Q30/0273 , G06Q30/04 , G06Q30/06
摘要: System(s) and methods(s) to monetize knowledge of operation characteristics of an insured entity are provided. A provider of insurance benefit(s) supplies knowledge of operation characteristics of an insured entity in exchange for a financial compensation. The knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Financial compensation also can be received through commercialization of resources to expose an agent linked to the insured entity to advertisement in addition to delivery of the knowledge of operation characteristics of the insured entity. The provider of insurance benefit(s) can exploit the financial compensation to afford, at least in part, incentives directed to discounted insurance benefit(s) or subsidized service(s).
摘要翻译: 提供了通过投保实体经营特征知识获利的制度和方法。 保险福利提供者提供被保险实体经营特征的知识,以换取经济补偿。 知识是从实体经营的被保险实体和环境中累积和收集的。 还可以通过资源商业化获得财务报酬,将与受保实体有关的代理人披露给广告,除了提供被保险实体经营特点的知识外。 保险福利的提供者可以利用经济补偿来承担,至少部分是针对贴现保险福利或补贴服务的激励措施。
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公开(公告)号:US07540887B1
公开(公告)日:2009-06-02
申请号:US10201346
申请日:2002-07-23
申请人: Gregory Turocy
发明人: Gregory Turocy
IPC分类号: C10L1/18
CPC分类号: C10L10/02 , C10G2300/1037 , C10G2300/202 , C10G2300/30 , C10G2300/305 , C10G2300/80 , C10G2400/02 , C10L1/02 , C10L1/023 , C10L1/04 , C10L1/10 , C10L1/1824 , C10L10/00 , C10L10/04 , C10L10/18 , C10L2230/08 , C10L2230/086 , C10L2290/24 , C10L2290/58 , C10L2290/60 , Y10S44/903 , Y10T137/2499
摘要: Methods and systems for producing fuel compositions with predetermined desirable properties are disclosed. Feedback control can be employed to meter precise amounts of fuel composition components while monitoring fuel composition properties to obtain fuel compositions having specifically defined properties.
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公开(公告)号:US08894724B1
公开(公告)日:2014-11-25
申请号:US13941716
申请日:2013-07-15
申请人: Gregory Turocy
发明人: Gregory Turocy
IPC分类号: C10L1/18
CPC分类号: C10L10/02 , C10G2300/1037 , C10G2300/202 , C10G2300/30 , C10G2300/305 , C10G2300/80 , C10G2400/02 , C10L1/02 , C10L1/023 , C10L1/04 , C10L1/10 , C10L1/1824 , C10L10/00 , C10L10/04 , C10L10/18 , C10L2230/08 , C10L2230/086 , C10L2290/24 , C10L2290/58 , C10L2290/60 , Y10S44/903 , Y10T137/2499
摘要: Methods for producing fuel compositions with predetermined desirable properties are disclosed. Feedback control can be employed to meter precise amounts of fuel composition components while monitoring fuel composition properties to obtain fuel compositions having specifically defined properties.
摘要翻译: 公开了具有预定理想性质的燃料组合物生产方法。 可以采用反馈控制来测量精确量的燃料组合物组分,同时监测燃料组合物性质以获得具有特定定义性质的燃料组合物。
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公开(公告)号:US20120259666A1
公开(公告)日:2012-10-11
申请号:US13529866
申请日:2012-06-21
申请人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
发明人: Fred Collopy , Craig Allen Nard , Himanshu S. Amin , Gregory Turocy , Seyed Vahid Sharifi Takieh , Ronald Charles Krosky , David Noonan , Gustavo Arnaldo Narvaez , Brian Asquith
CPC分类号: G06Q40/08 , G06Q30/0201 , G06Q30/0224 , G06Q30/0251 , G06Q30/0265 , G06Q30/0269 , G06Q30/0273 , G06Q30/04 , G06Q30/06
摘要: System(s) and method(s) to incentivize adoption of time-dependent customized insurance benefit(s) are provided. A provider of insurance benefit(s) incentivizes adoption of the insurance benefit(s) in exchange for knowledge of operation characteristics of an insured entity. Knowledge is cumulative and collected from the insured entity and environment in which the entity operates. Incentivation is accomplished at least in part through generation of incentive offer(s) based on available knowledge, which is associated with an operator of the insured entity rather than with the entity itself. The operator can regulate the scope of exchanged knowledge, and received incentive offer(s) and related content. Incentive offer(s) can be directed to provision of insurance benefit coverage that is adequate to current or nearly current operation condition(s); discounted real-time or nearly real-time insurance benefits; or subsidized service(s). Offered incentives can be afforded at least in part through monetization of available knowledge via commercialization thereof or targeted advertisement.
摘要翻译: 提供了鼓励采用时间相关的定制保险福利的制度和方法。 保险福利提供者鼓励采用保险利益,以换取被保险实体经营特征的知识。 知识是从实体经营的被保险实体和环境中累积和收集的。 激励是至少部分通过基于可用知识的激励提供来实现的,所述知识与被保险实体的运营商相关联,而不是与实体本身相关联。 运营商可以规范交换知识的范围,并收到奖励和相关内容。 奖励报价可以用于提供足以满足当前或几乎当前运营状况的保险利益范围; 贴现实时或几乎实时的保险福利; 或补贴服务。 提供奖励措施至少部分可以通过其商业化或有针对性的广告通过现有知识的获利来提供。
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