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公开(公告)号：US09940677B2
公开(公告)日：2018-04-10
申请号：US14589327
申请日：2015-01-05
发明人： Patrick D. Brown
CPC分类号： G06Q40/08 , G06F17/3028 , G06K9/0063 , G06K9/52 , G06K2009/00644 , G06K2009/4657 , G06T11/206
摘要： A system and method for assessing a condition of property for insurance purposes includes a sensor for acquiring a spectral image. In a preferred embodiment, the spectral image is post-processed to generate at least one spectral radiance plot, the plot used as input to a radiative transfer computer model. The output of the model establishes a spectral signature for the property. Over a period of time, spectral signatures can be compared to generate a spectral difference, the spectral difference can be used to determine whether a change in the condition of the property was potentially fraudulently caused.
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公开(公告)号：US10574539B2
公开(公告)日：2020-02-25
申请号：US15246819
申请日：2016-08-25
发明人： Patrick D. Brown , John G. Buccetti , Daniel R. Console , Lisa J. Kissane , Robert M. Nichols , Hugh J. Quinn , Irma Rivera , Kenneth A. Saucier , Angela L Secondino , Susan R. Vecchio , Donna M. Warnock
IPC分类号： H04L12/24
摘要： A data store may contain data describing systems associated with an enterprise. The data store may contain electronic records, each containing a record identifier and a set of record characteristic values, including a service tier goal. A compliance score may be automatically calculated based on an assessment of record characteristic values, the service tier goal, and at least a system availability value, an incident response time value, and an incident restoration time value. A remediation recommendation may be generated, including steps that, when performed, will result in the selected system meeting the service tier goal. An indication representing the remediation recommendation may then be transmitted in connection with an interactive user interface display. According to some embodiments, remediation data is automatically routed to appropriate entities within the enterprise and updates associated with the remediation recommendation are automatically tracked as remediation steps are performed in connection with the selected system.
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3.发明授权公开(公告)号：US10692150B2
公开(公告)日：2020-06-23
申请号：US14243206
申请日：2014-04-02
发明人： Patrick D. Brown
摘要： A crowd sourced based predictive system for detecting and analyzing actuarially significant activity, including high risk activities that may result in damage to an insured property, alerts users of the potential conditions and activities in order to assist with loss control and provide users with the ability to purchase insurance coverages relates to the conditions and activities.
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公开(公告)号：US20150193884A1
公开(公告)日：2015-07-09
申请号：US14589327
申请日：2015-01-05
发明人： Patrick D. Brown
CPC分类号： G06Q40/08 , G06F17/3028 , G06K9/0063 , G06K9/52 , G06K2009/00644 , G06K2009/4657 , G06T11/206
摘要： A system and method for assessing a condition of property for insurance purposes includes a sensor for acquiring a spectral image. In a preferred embodiment, the spectral image is post-processed to generate at least one spectral radiance plot, the plot used as input to a radiative transfer computer model. The output of the model establishes a spectral signature for the property. Over a period of time, spectral signatures can be compared to generate a spectral difference, the spectral difference can be used to determine whether a change in the condition of the property was potentially fraudulently caused.
摘要翻译： 用于评估用于保险目的的财产状况的系统和方法包括用于获取光谱图像的传感器。 在优选实施例中，对光谱图像进行后处理以产生至少一个光谱辐射图，该图用作辐射传送计算机模型的输入。 模型的输出建立属性的光谱签名。 在一段时间内，可以比较光谱特征以产生光谱差异，可以使用光谱差来确定财产状况的变化是否潜在地被欺骗性地引起。
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公开(公告)号：US20220188738A1
公开(公告)日：2022-06-16
申请号：US17123867
申请日：2020-12-16
发明人： Patrick D. Brown , Ricky Coughlin , Melissa Standish Dudzic , Michael D Horrigan , Corrine Johnson , Michael T. Reagan , Hank A Tokarz , Lisa Marie Tolleson , Elizabeth A Sprague , Vladimir Sarnavsky , Judith A. Philbin , Paul Adomeit , MIchele M Gagnon
摘要： Embodiments may be associated with a network status insight system implemented via a back-end application computer server. A network provider data store may contain electronic records, each electronic record representing a network provider of an enterprise. An enterprise data store may contain electronic records, each electronic record representing a remote analysis entity of the enterprise (e.g., a remote employee or worker). The computer server may receive, from the enterprise data store, information about analysis entities of the enterprise and, from the network provider data store, information about networks used by the enterprise. The computer may also receive, from a third-party outage detector platform information about outages associated with the enterprise (e.g., network outages and/or power outages). A network status algorithm may then be applied to correlate the received information to generate enterprise network status results (e.g., for display on an insight dashboard and/or a risk assessment prediction for the enterprise).
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公开(公告)号：US10592991B2
公开(公告)日：2020-03-17
申请号：US15907841
申请日：2018-02-28
发明人： Patrick D. Brown
摘要： Methods for assessing a condition of property for insurance purposes include determining a concentration of a molecular constituent at the insured property. The molecular constituent may be a byproduct or residual product of anthropogenic fire accelerants or anthropogenic sources of ignition or explosion. In some embodiments, the concentration of the molecular constituent at the insured property is determined using spectral imaging technology. Radiative transfer computer models may be used to determine the concentration of the molecular constituent based on spectral images.
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公开(公告)号：US20180189891A1
公开(公告)日：2018-07-05
申请号：US15907841
申请日：2018-02-28
发明人： Patrick D. Brown
CPC分类号： G06Q40/08 , G06F16/51 , G06K9/0063 , G06K9/52 , G06K2009/00644 , G06K2009/4657 , G06T11/206
摘要： Methods for assessing a condition of property for insurance purposes include determining a concentration of a molecular constituent at the insured property. The molecular constituent may be a byproduct or residual product of anthropogenic fire accelerants or anthropogenic sources of ignition or explosion. In some embodiments, the concentration of the molecular constituent at the insured property is determined using spectral imaging technology. Radiative transfer computer models may be used to determine the concentration of the molecular constituent based on spectral images.
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8.发明申请SYSTEM AND METHOD FOR PREDICTIVE ANALYSIS OF CROWD SOURCED DATA FOR PREEMPTIVE LOSS CONTROL 审中-公开用于预防性损失控制的CROWD源数据的预测分析系统和方法公开(公告)号：US20150287142A1
公开(公告)日：2015-10-08
申请号：US14243206
申请日：2014-04-02
发明人： Patrick D. Brown
摘要： This invention relates to a crowd sourced based predictive system for detecting and analyzing actuarially significant activity including high risk activities that may result in damage to an insured property. The system alerts users of the potential conditions and activities in order to assist with loss control and provide users with the ability to purchase insurance coverages relates to the conditions and activities.
摘要翻译： 本发明涉及一种基于人群的预测系统，用于检测和分析可能导致对被保险财产的损害的高风险活动的精算重大活动。 系统提醒用户潜在的条件和活动，以协助损失控制，并为用户提供与条件和活动有关的购买保险的能力。
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