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    METHOD AND SYSTEM FOR PAYMENT FUNDING
    1.
    发明申请
    METHOD AND SYSTEM FOR PAYMENT FUNDING 审中-公开
    支付资金的方法和系统

    公开(公告)号：US20120265676A1

    公开(公告)日：2012-10-18

    申请号：US13536951

    申请日：2012-06-28

    申请人： Helen M. Gould ,  Edward O'Neil Garcia ,  Ryan Melcher ,  Diego Lagunas ,  Alvaro Bolivar ,  Jennifer T. Anderson ,  Karenina Susilo ,  Ryan Spoon ,  Alan Lewis

    发明人： Helen M. Gould ,  Edward O'Neil Garcia ,  Ryan Melcher ,  Diego Lagunas ,  Alvaro Bolivar ,  Jennifer T. Anderson ,  Karenina Susilo ,  Ryan Spoon ,  Alan Lewis

    IPC分类号： G06Q20/22

    CPC分类号： G06Q30/06 ,  G06Q20/102 ,  G06Q30/04

    摘要： Embodiments of a method and system for payment funding are provided. A funding specification request is received that defines a plurality of payment sources and a priority for the plurality of payment sources for making payments in a networked system. A determination as to whether a payment allocation is received in the funding specification request that designates an allocation of a portion of an amount of value to be provided by a plurality of users for a transaction conducted through the networked system is made. Based on the determination that the payment allocation is not received in the funding specification request, a default payment allocation to be provided by the plurality of users is identified. A payment for at least the portion of the amount from at least one of the plurality of payment sources based on the priority indicated in the funding specification request is processed.

    摘要翻译： 提供了支付资金的方法和系统的实施例。 接收定义多个支付来源的资金规范请求以及用于在联网系统中进行支付的多个支付来源的优先级。 作出关于在资金规定请求中是否接收到支付分配的决定，该资金规定请求指定由多个用户提供的用于通过网络系统进行的交易的一定数量的价值的分配。 基于在资金规定请求中未收到支付分配的判断，识别由多个用户提供的默认支付分配。 处理基于资金规定请求中指示的优先级的至少一部分来自多个支付来源中的至少一个支付来源的支付。

    Method and system for payment funding
    5.
    发明申请
    Method and system for payment funding 审中-公开
    支付资金的方法和制度

    公开(公告)号：US20080183619A1

    公开(公告)日：2008-07-31

    申请号：US11700444

    申请日：2007-01-31

    申请人： Helen M. Gould ,  Edward O'Neil Garcia ,  Ryan Melcher ,  Diego Lagunas ,  Alvaro Bolivar ,  Jennifer T. Anderson ,  Karenina Susilo ,  Ryan Spoon ,  Alan Lewis

    发明人： Helen M. Gould ,  Edward O'Neil Garcia ,  Ryan Melcher ,  Diego Lagunas ,  Alvaro Bolivar ,  Jennifer T. Anderson ,  Karenina Susilo ,  Ryan Spoon ,  Alan Lewis

    IPC分类号： G06Q30/00

    CPC分类号： G06Q30/06 ,  G06Q20/102 ,  G06Q30/04

    摘要： Embodiments of a method and system for payment funding are disclosed. A funding specification request may be received. The funding specification request may define a plurality of payment sources to be used to pay for a selection of value in a networked system. A payment allocation designating a first payment source of the plurality of sources may be selected from the funding specification request. A designation of a user account as a primary account may be selected from the funding specification request. The primary account may be a second payment source of the plurality of sources and ultimately responsible for providing the value due for the selection of value. Payment for the value due from the first payment source may be processed. An additional payment from the second payment source may be processed when the payment from the first payment source does not satisfy the value due.

    摘要翻译： 公开了支付资金的方法和系统的实施例。 可以收到资金规定请求。 资金规定请求可以定义多个支付来源用于支付网络系统中的价值选择。 可以从资金规定请求中选择指定多个源的第一支付来源的支付分配。 可以从资金规定请求中选择用户帐户作为主要账户的指定。 主帐户可以是多个来源的第二支付来源，并且最终负责提供价值选择到期的价值。 可以处理从第一个付款来源到期的价值的付款。 当来自第一支付来源的付款不满足到期值时，可以处理来自第二付款来源的额外付款。