公开(公告)号：US08341043B2

公开(公告)日：2012-12-25

申请号：US12761995

申请日：2010-04-16

申请人： Justin Tingle ,  Donald Neil Williams ,  Geoffrey Peter Tunbridge

发明人： Justin Tingle ,  Donald Neil Williams ,  Geoffrey Peter Tunbridge

IPC分类号： G07B17/00 ,  G07F19/00 ,  G06Q40/00

CPC分类号： G06Q20/24 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/02 ,  G06Q40/12

摘要： A system and method are disclosed for monitoring, managing and reporting credit card prepayment risk for an issuing bank. Sales data, corresponding payment data and data indicating the fulfillment of orders are monitored. The amount required as security by the bank is dynamically adjusted, for example on a daily basis, in response to the quantum of prepayment exposure determined by the data.

摘要翻译： 披露了开证行监控，管理和报告信用卡预付风险的系统和方法。 监控销售数据，相应的支付数据和指示订单履行的数据。 响应于由数据确定的预付款风险的数量，银行所需的金额被动态调整，例如每天。

公开(公告)号：US20100268626A1

公开(公告)日：2010-10-21

申请号：US12761995

申请日：2010-04-16

申请人： JUSTIN TINGLE ,  Donald Neil Williams ,  Geoffrey Peter Tunbridge

发明人： JUSTIN TINGLE ,  Donald Neil Williams ,  Geoffrey Peter Tunbridge

IPC分类号： G06Q40/00 ,  G06Q10/00

CPC分类号： G06Q20/24 ,  G06Q20/40 ,  G06Q20/4016 ,  G06Q40/02 ,  G06Q40/12

摘要： A system and method are disclosed for monitoring, managing and reporting credit card prepayment risk for an issuing bank. Sales data, corresponding payment data and data indicating the fulfilment of orders are monitored. The amount required as security by the bank is dynamically adjusted, for example on a daily basis, in response to the quantum of prepayment exposure determined by the data.

摘要翻译： 披露了开证行监控，管理和报告信用卡预付风险的系统和方法。 监控销售数据，相应的支付数据和指示订单履行的数据。 响应于由数据确定的预付款风险的数量，银行所需的金额被动态调整，例如每天。