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    Cash dispensing automated banking machine with GPS
    1.
    发明授权
    Cash dispensing automated banking machine with GPS 有权
    自动点钞自动银行机与GPS

    公开(公告)号：US07591413B1

    公开(公告)日：2009-09-22

    申请号：US11229944

    申请日：2005-09-19

    申请人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    发明人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    IPC分类号： G06F17/60

    CPC分类号： G07F19/207 ,  G07F19/20

    摘要： An automated banking machine includes a Global Positioning System (GPS). The machine can transmit a GPS location reading to a security center. The security center can compare the received GPS location to a location assigned to the machine. If the compared locations do not match then a determination is made that the machine was stolen. Responsive to a determination of theft, dye packs located in the machine can be activated to stain cash therein. The dye packs can also be set off if the machine's safe door is opened without the following a predetermined sequence for opening the door. Thus, cash in a stolen automated banking machine can be rendered as unusable.

    摘要翻译： 自动银行机包括全球定位系统（GPS）。 该机器可以将GPS位置读数传输到安全中心。 安全中心可以将接收到的GPS位置与分配给机器的位置进行比较。 如果比较的位置不匹配，则确定机器被盗。 响应于盗窃的确定，位于机器中的染料包可以被激活以污染其中的现金。 如果机器的安全门打开而没有按照预定的打开门的顺序，染色包也可以被关闭。 因此，被盗的自动银行机器中的现金可以被渲染为不可用的。

    Card reading automated banking machine authorization based on user location verification
    2.
    发明授权
    Card reading automated banking machine authorization based on user location verification 有权
    基于用户位置验证的卡阅读自动银行授权

    公开(公告)号：US07866544B1

    公开(公告)日：2011-01-11

    申请号：US11370513

    申请日：2006-03-07

    申请人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    发明人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale Blackson

    IPC分类号： G06F17/00

    CPC分类号： G07F19/201 ,  G06Q20/18 ,  G06Q20/3224 ,  G07F19/20 ,  G07F19/2055 ,  G07F19/207 ,  G07G3/003 ,  H04W4/021

    摘要： An ATM transaction request is authorized based on the determined location of an authorized user relative to the ATM. Identification of an authorized ATM user is linked to a remotely locatable item (e.g., a cell phone) of the authorized user. An ATM receiving the identification causes the location of the cell phone to be determined. A comparison is then made of the cell phone location and the ATM location. If the locations correspond, then the current ATM user is recognized as the authorized user and ATM transactions are permitted. If the locations do not correspond, then the current ATM user is denied ATM transactions. The security arrangement can prevent an unauthorized ATM user from using a fraudulent ATM card to access a financial account.

    摘要翻译： 基于所确定的授权用户相对于ATM的位置来授权ATM交易请求。 授权ATM用户的标识被链接到授权用户的可远程定位的项目（例如，蜂窝电话）。 接收到该标识的ATM使确定手机的位置。 然后比较手机位置和ATM位置。 如果位置对应，则当前ATM用户被认定为授权用户，并允许ATM交易。 如果位置不对应，则当前ATM用户被拒绝ATM交易。 安全安排可以防止未经授权的ATM用户使用欺诈ATM卡访问财务帐户。

    ATM transaction authorization based on user location verification
    4.
    发明授权
    ATM transaction authorization based on user location verification 有权
    基于用户位置验证的ATM交易授权

    公开(公告)号：US08261976B1

    公开(公告)日：2012-09-11

    申请号：US13136565

    申请日：2011-08-04

    申请人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    发明人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    IPC分类号： G06F19/60

    CPC分类号： G07F19/201 ,  G06Q20/18 ,  G06Q20/3224 ,  G07F19/20 ,  G07F19/2055 ,  G07F19/207 ,  G07G3/003 ,  H04W4/021

    摘要： An automated banking machine transaction request is authorized based on the determined location of an authorized user relative to the machine. Identification of an authorized machine user is linked to a remotely locatable item (e.g., a cell phone) of the authorized user. A machine receiving the user identification causes the location of the cell phone to be determined. A comparison is then made of the cell phone location and the machine location. If the locations correspond, then the current machine user is recognized as the authorized user and machine transactions are permitted. If the locations do not correspond, then the current user is denied transactions at the machine. The security arrangement helps prevent an unauthorized person from using a fraudulent machine card to access a financial account.

    摘要翻译： 基于授权用户相对于机器的确定位置来授权自动银行机交易请求。 授权机器用户的标识被链接到授权用户的可远程定位的项目（例如，蜂窝电话）。 接收用户标识的机器导致确定手机的位置。 然后比较手机位置和机器位置。 如果位置对应，则当前机器用户被识别为授权用户，并允许机器交易。 如果位置不对应，则当前用户被拒绝在机器处理。 安全安排有助于防止未经授权的人使用欺诈性机器卡访问财务帐户。

    ATM user authorization based on user location verification
    6.
    发明授权
    ATM user authorization based on user location verification 有权
    基于用户位置验证的ATM用户授权

    公开(公告)号：US07992777B1

    公开(公告)日：2011-08-09

    申请号：US12806276

    申请日：2010-08-09

    申请人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    发明人： James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Dale H. Blackson

    IPC分类号： G06K19/06

    CPC分类号： G07F19/201 ,  G06Q20/18 ,  G06Q20/3224 ,  G07F19/20 ,  G07F19/2055 ,  G07F19/207 ,  G07G3/003 ,  H04W4/021

    摘要： An ATM transaction request is authorized based on the determined location of an authorized user relative to the ATM. Identification of an authorized ATM user is linked to a remotely locatable item (e.g., a cell phone) of the authorized user. An ATM receiving the identification causes the location of the cell phone to be determined. A comparison is then made of the cell phone location and the ATM location. If the locations correspond, then the current ATM user is recognized as the authorized user and ATM transactions are permitted. If the locations do not correspond, then the current ATM user is denied ATM transactions. The security arrangement can prevent an unauthorized ATM user from using a fraudulent ATM card to access a financial account.

    摘要翻译： 基于所确定的授权用户相对于ATM的位置来授权ATM交易请求。 授权ATM用户的标识被链接到授权用户的可远程定位的项目（例如，蜂窝电话）。 接收到该标识的ATM使得确定手机的位置。 然后比较手机位置和ATM位置。 如果位置对应，则当前ATM用户被认定为授权用户，并允许ATM交易。 如果位置不对应，则当前ATM用户被拒绝ATM交易。 安全安排可以防止未经授权的ATM用户使用欺诈ATM卡访问财务帐户。

    Banking system controlled responsive to data bearing records
    7.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US08496168B1

    公开(公告)日：2013-07-30

    申请号：US13135526

    申请日：2011-07-07

    申请人： Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass

    发明人： Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass

    IPC分类号： G07F19/00 ,  G06Q40/00

    CPC分类号： G07F19/20 ,  G06Q20/3221 ,  G07F19/2055 ,  G07F19/211

    摘要： An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device through inputs by an authorized user through an input device of the automated banking machine.

    摘要翻译： 自动银行业务机构可以根据从数据记录中读取的数据进行财务转移。 自动银行机包括读卡器，用于从用户卡读取对应于金融账户的卡数据。 卡数据在至少一个数据存储器中链接到指示卡数据对应于被授权用于通过使用自动银行机进行至少一个交易的金融账户的数据。 自动银行机器可以用于执行涉及金融账户的金融转帐，这些用户被确定为这种账户的授权用户。 与金融账户对应的数据也可以通过授权用户通过自动银行机的输入设备的输入链接到移动无线设备。

    Banking system controlled responsive to data bearing records
    8.
    发明授权
    Banking system controlled responsive to data bearing records 失效
    控制数据记录的银行系统

    公开(公告)号：US08479978B1

    公开(公告)日：2013-07-09

    申请号：US12803255

    申请日：2010-06-22

    申请人： Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass ,  Michael Scanlon ,  Caron R. Blackson

    发明人： Willis Miller ,  Matthew R. Zaugg ,  James Block ,  H. Thomas Graef ,  Natarajan Ramachandran ,  Jeffery M. Enright ,  Mark A. Douglass ,  Michael Scanlon ,  Dale H. Blackson

    IPC分类号： G07F19/00

    CPC分类号： G07F19/20 ,  G07F19/2055 ,  G07F19/211

    摘要： An automated banking machine is part of a banking system that operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user cards corresponding to financial accounts. A card account's status is listed in a data store as either blocked or unblocked for use in approving transactions on the account. A transaction on an account cannot be carried out unless the account has an unblocked status. Similarly, no transaction is carried out on an account having a blocked status. Read card data is sent from the machine to a remote card security computer which determines the card account status from the data store. If the account is unblocked, then the machine can continue with the transaction and seek transaction approval from a host computer associated with the automated banking machine.

    摘要翻译： 自动银行机器是银行系统的一部分，用于响应于从数据记录中读取的数据进行财务转移。 该机器包括读卡器，用于从与财务帐户对应的用户卡读取数据。 卡片帐户的状态在数据存储中列为阻止或解除封锁以用于批准帐户上的交易。 除非帐户具有未阻止的状态，否则无法执行帐户上的交易。 类似地，在具有阻止状态的帐户上不执行任何交易。 读卡数据从机器发送到远程卡安全计算机，其从数据存储确定卡帐户状态。 如果该帐户被解除封锁，那么该机器可以继续交易，并从与自动银行机相关联的主机中寻求交易批准。