Automated banking machine apparatus and system

    公开(公告)号:US06970845B1

    公开(公告)日:2005-11-29

    申请号:US09193791

    申请日:1998-11-17

    IPC分类号: G06Q40/00 G06F17/60

    摘要: An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user's card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

    Method of authorizing automated banking machine use responsive to user data read from data bearing records
    8.
    发明授权
    Method of authorizing automated banking machine use responsive to user data read from data bearing records 有权
    自动银行机使用的方法,用于响应从数据记录读取的用户数据

    公开(公告)号:US07891555B2

    公开(公告)日:2011-02-22

    申请号:US12587128

    申请日:2009-09-30

    IPC分类号: G07F19/00

    摘要: An automated banking machine operates responsive to data read from data bearing records, such as user cards, to cause machine user authorization and financial transfers. Account data read from a user card is associated in a data store with a server address, where a document is located. The document includes machine instructions for displaying a customer interface uniquely associated with the particular banking institution where the user holds the account. The customer interface includes user-selectable transaction options. The arrangement enables the customer interface of the user's home bank, with which the user is familiar, to also be automatically displayed to the user when the user operates automated banking machines of other banks.

    摘要翻译: 自动银行业务机构响应从数据承载记录(例如用户卡)读取的数据,以引起机器用户授权和财务转移。 从用户卡读取的帐户数据与数据存储相关联,其中包含文档所在的服务器地址。 该文件包括用于显示与用户持有帐户的特定银行机构唯一相关联的客户界面的机器指令。 客户界面包括用户可选择的交易选项。 当用户操作其他银行的自动银行机器时,该安排使得用户家用银行的用户界面也可以自动显示给用户。

    Automated banking machine and system
    10.
    发明授权
    Automated banking machine and system 失效
    自动银行机和系统

    公开(公告)号:US07580896B2

    公开(公告)日:2009-08-25

    申请号:US12070513

    申请日:2008-02-19

    IPC分类号: G06F17/60

    摘要: An automated banking machine includes at least one browser and transaction function devices, including a currency dispenser device. The machine can be operated in a modified mode in response to transactions that are no longer available. A browser can be used to communicate with one or more servers. Data indicative of the availability of the certain transaction function *devices can be communicated to a server. One or more mark up language documents containing data and/or instructions that correspond to the operational availability to the machine of the transaction function devices can be accessed. The machine can then be operated responsive to the data and/or instructions. For example, the machine may change its display output to a customer to reflect its current transaction function device status. Customer transaction options can be readily changed via machine/server communication on a machine by machine basis.

    摘要翻译: 自动银行机包括至少一个浏览器和交易功能设备,包括货币分配器装置。 该机器可以在修改模式下操作,以响应不再可用的交易。 浏览器可用于与一个或多个服务器进行通信。 指示某些交易功能*设备的可用性的数据可以被传送到服务器。 可以访问包含对应于交易功能设备的机器的操作可用性的数据和/或指令的一个或多个标记语言文档。 然后可以响应于数据和/或指令来操作机器。 例如,机器可以将其显示输出改变为客户以反映其当前事务功能设备状态。 客户交易选项可以通过机器/机器上的机器/服务器通信机器轻松地改变。