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公开(公告)号:US20090030776A1
公开(公告)日:2009-01-29
申请号:US12130126
申请日:2008-05-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Prat Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Prat Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/00
CPC分类号: G06Q30/02 , B42D15/00 , G06Q20/00 , G06Q20/102 , G06Q20/12 , G06Q30/0201 , G06Q30/0205 , G06Q30/0207 , G06Q30/0225 , G06Q30/0236 , G06Q30/04 , G06Q30/0601
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, the offer pointer is a telephone number printed adjacent to a description of a transaction on a credit card billing statement. The telephone number accesses a voice response system presenting conditional branches through which a consumer can navigate to review an offer. In another example, a hyperlink is positioned adjacent to a total amount owed listed on an electronically-displayed billing statement. The hyperlink may be selected to access a website presenting offers for review by the consumer. The offers reviewed in each of these examples may be customized based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
摘要翻译: 根据本发明的一个方面的记账单包括与交易相关联的交易和报价指针的描述,其中所述报价指针包括可用于检查报价的信息。 在该方面的一个示例中,报价指针是与信用卡结算报表上的交易的描述相邻地打印的电话号码。 电话号码访问提供条件分支的语音响应系统,消费者可以通过该分支来浏览报价。 在另一示例中,超链接位于与电子显示的记帐单上列出的总金额相邻的位置。 可以选择超链接来访问呈现消费者审查的提议的网站。 可以根据交易的细节,例如购买的产品,购买的数量,消费者的身份和/或其他数据来定制每一个示例中所提供的报价。
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公开(公告)号:US20120239476A1
公开(公告)日:2012-09-20
申请号:US13436757
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/02
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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公开(公告)号:US20120240156A1
公开(公告)日:2012-09-20
申请号:US13436726
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/02 , H04N21/254
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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公开(公告)号:US20120240155A1
公开(公告)日:2012-09-20
申请号:US13436635
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/02 , H04N21/254
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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公开(公告)号:US20120240153A1
公开(公告)日:2012-09-20
申请号:US13436350
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/02 , H04N21/254
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
摘要翻译: 根据本发明的一个方面的记账单包括与交易相关联的交易和报价指针的描述,其中所述报价指针包括可用于检查报价的信息。 在该方面的一个示例中,提供了与声明上列出的总金额(例如,电子显示的记帐单)相邻的电话号码或超链接。 所审查的报价可以被定制,例如,基于交易的细节,例如购买的产品,购买的数量,消费者的身份和/或其他数据。
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公开(公告)号:US20120240137A1
公开(公告)日:2012-09-20
申请号:US13436546
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. GELMAN , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. GELMAN , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: H04N21/254 , H04N21/2543 , H04N21/23 , H04N21/475
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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公开(公告)号:US08645202B2
公开(公告)日:2014-02-04
申请号:US13436678
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, Jr. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, Jr. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/00
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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公开(公告)号:US20120239480A1
公开(公告)日:2012-09-20
申请号:US13436490
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/02
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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公开(公告)号:US20120311617A1
公开(公告)日:2012-12-06
申请号:US13436678
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/02 , H04N21/2543
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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公开(公告)号:US20120254914A1
公开(公告)日:2012-10-04
申请号:US13436294
申请日:2012-03-30
申请人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
发明人: Jay S. Walker , James A. Jorasch , Daniel E. Tedesco , Stephen C. Tulley , Timothy A. Palmer , Russell Pratt Sammon , John M. Packes, JR. , Geoffrey M. Gelman , Kurt M. Maschoff , Andrew M. Golden , Michiko Kobayashi
IPC分类号: G06Q30/02 , H04N21/43 , H04N21/254
CPC分类号: G06Q30/0257 , G06Q30/02 , G06Q30/0215 , G06Q30/0267 , G06Q30/04
摘要: A billing statement according to one aspect of the invention includes a description of a transaction and an offer pointer associated with the transaction, wherein the offer pointer includes information that may be used to review an offer. In one example of this aspect, a telephone number or a hyperlink is provided adjacent to a total amount owed listed on a statement (e.g., an electronically-displayed billing statement). The offers reviewed may be customized, for example, based on details of the transaction such as the product purchased or the amount of the purchase, the identity of the consumer, and/or on other data.
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