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1.发明申请公开(公告)号：US20100145848A1
公开(公告)日：2010-06-10
申请号：US12705957
申请日：2010-02-15
IPC分类号： G06Q40/00
CPC分类号： G06Q20/24 , G06Q20/10 , G06Q20/102 , G06Q20/407 , G06Q30/06 , G06Q40/00 , G06Q40/025 , G06Q40/08 , G06Q40/12 , G06Q50/22
摘要： A credit card transaction processing system that, in various embodiments, is configured for: (1) receiving transaction data related to a reimbursable charge made on the credit card by a credit card holder; (2) analyzing the transaction data to determine whether the charge may be auto-substantiated; (3) in response to determining that the charge may be auto-substantiated, auto-substantiating the charge; and (4) in response to the charge being auto-substantiated, reimbursing the credit card holder for at least a portion of the charge at least substantially without human intervention.
摘要翻译： 一种信用卡交易处理系统，其在各种实施例中被配置为：（1）接收与信用卡持有人在信用卡上作出的有偿费用有关的交易数据; （2）分析交易数据，确定收费是否可以自动确认; （3）回应确定收费可能自动证实，自动确认费用; （4）响应于自动证明的费用，至少基本上没有人为干预地偿还信用卡持有人至少一部分费用。
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2.发明授权公开(公告)号：US07661586B2
公开(公告)日：2010-02-16
申请号：US10980102
申请日：2004-11-01
IPC分类号： G06K5/00
CPC分类号： G06Q20/24 , G06Q20/10 , G06Q20/102 , G06Q20/407 , G06Q30/06 , G06Q40/00 , G06Q40/025 , G06Q40/08 , G06Q40/12 , G06Q50/22
摘要： A credit card transaction processing system that, in various embodiments, is configured for: (1) receiving transaction data related to a reimbursable charge made on the credit card by a credit card holder; (2) analyzing the transaction data to determine whether the charge may be auto-substantiated; (3) in response to determining that the charge may be auto-substantiated, auto-substantiating the charge; and (4) in response to the charge being auto-substantiated, reimbursing the credit card holder for at least a portion of the charge at least substantially without human intervention.
摘要翻译： 一种信用卡交易处理系统，其在各种实施例中被配置为：（1）接收与信用卡持有人在信用卡上作出的有偿费用有关的交易数据; （2）分析交易数据，确定收费是否可以自动确认; （3）回应确定收费可能自动证实，自动确认费用; （4）响应于自动证明的费用，至少基本上没有人为干预地偿还信用卡持有人至少一部分费用。
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公开(公告)号：US20110106705A1
公开(公告)日：2011-05-05
申请号：US12973808
申请日：2010-12-20
IPC分类号： G06Q40/00
摘要： A computer system for facilitating payments from an account according to particular embodiments of the invention is adapted for: (1) facilitating the transmission, to a plan service provider, of a first set of documentation of a first payment that would potentially qualify for reimbursement from the account; (2) receiving, from the plan service provider, verification that the first payment has been verified as qualifying for reimbursement from the account according to a set of reimbursement rules associated with the account; (3) storing, in memory, an electronic version of the first set of documentation; and (4) storing, in memory, an indication that the first payment has been verified as being properly reimbursable from the account.
摘要翻译： 根据本发明的特定实施例的用于促进从账户支付的计算机系统适于：（1）促进向计划服务提供商传送第一组可能有资格从第 账户; （2）从计划服务提供方接收根据与账户相关的一组报销规则，第一笔付款已被验证为有资格从该账户报销的证明; （3）在内存中存储第一组文件的电子版本; 和（4）在存储器中存储第一支付已经被验证为从帐户正确偿还的指示。
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公开(公告)号：US07857205B2
公开(公告)日：2010-12-28
申请号：US11337390
申请日：2006-01-23
IPC分类号： G07F19/00
摘要： A computer system for facilitating payments from an account according to particular embodiments of the invention is adapted for: (1) facilitating the transmission, to a plan service provider, of a first set of documentation of a first payment that would potentially qualify for reimbursement from the account; (2) receiving, from the plan service provider, verification that the first payment has been verified as qualifying for reimbursement from the account according to a set of reimbursement rules associated with the account; (3) storing, in memory, an electronic version of the first set of documentation; and (4) storing, in memory, an indication that the first payment has been verified as being properly reimbursable from the account.
摘要翻译： 根据本发明的特定实施例的用于促进从账户支付的计算机系统适于：（1）促进向计划服务提供商传送第一组可能有资格从第 账户; （2）从计划服务提供方接收根据与账户相关的一组报销规则，第一笔付款已被验证为有资格从该账户报销的证明; （3）在内存中存储第一组文件的电子版本; 和（4）在存储器中存储第一支付已经被验证为从帐户正确偿还的指示。
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公开(公告)号：US20120047073A1
公开(公告)日：2012-02-23
申请号：US13284928
申请日：2011-10-30
IPC分类号： G06Q40/00
摘要： A computer system for facilitating payments from an account according to particular embodiments of the invention is adapted for: (1) facilitating the transmission, to a plan service provider, of a first set of documentation of a first payment that would potentially qualify for reimbursement from the account; (2) receiving, from the plan service provider, verification that the first payment has been verified as qualifying for reimbursement from the account according to a set of reimbursement rules associated with the account; (3) storing, in memory, an electronic version of the first set of documentation; and (4) storing, in memory, an indication that the first payment has been verified as being properly reimbursable from the account.
摘要翻译： 根据本发明的特定实施例的用于促进从账户支付的计算机系统适于：（1）促进向计划服务提供商传送第一组可能有资格从第 账户; （2）从计划服务提供方接收根据与账户相关的一组报销规则，第一笔付款已被验证为有资格从该账户报销的证明; （3）在内存中存储第一组文件的电子版本; 和（4）在存储器中存储第一支付已经被验证为从帐户正确偿还的指示。
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公开(公告)号：US08047430B2
公开(公告)日：2011-11-01
申请号：US12973808
申请日：2010-12-20
IPC分类号： G07F19/00
摘要： A computer system for facilitating payments from an account according to particular embodiments of the invention is adapted for: (1) facilitating the transmission, to a plan service provider, of a first set of documentation of a first payment that would potentially qualify for reimbursement from the account; (2) receiving, from the plan service provider, verification that the first payment has been verified as qualifying for reimbursement from the account according to a set of reimbursement rules associated with the account; (3) storing, in memory, an electronic version of the first set of documentation; and (4) storing, in memory, an indication that the first payment has been verified as being properly reimbursable from the account.
摘要翻译： 根据本发明的特定实施例的用于促进从账户支付的计算机系统适于：（1）促进向计划服务提供商传送第一组可能有资格从第 账户; （2）从计划服务提供方接收根据与账户相关的一组报销规则，第一笔付款已被验证为有资格从该账户报销的证明; （3）在内存中存储第一组文件的电子版本; 和（4）在存储器中存储第一支付已经被验证为从帐户正确偿还的指示。
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