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    Authentication and Payment System and Method Using Mobile Communication Terminal
    1.
    发明申请
    Authentication and Payment System and Method Using Mobile Communication Terminal 有权
    使用移动通信终端的认证和支付系统和方法

    公开(公告)号：US20080189186A1

    公开(公告)日：2008-08-07

    申请号：US11574201

    申请日：2005-08-24

    申请人： Jun-Won Choi ,  Joo-Mun Lee ,  Se-Hyun Oh ,  Myung-Sung Lee ,  Whan-Chul Kim

    发明人： Jun-Won Choi ,  Joo-Mun Lee ,  Se-Hyun Oh ,  Myung-Sung Lee ,  Whan-Chul Kim

    IPC分类号： G06Q20/00 ,  G06Q30/00

    CPC分类号： G06Q20/32 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/322 ,  G06Q20/3255 ,  G06Q20/40 ,  G06Q30/06 ,  G06Q30/0609

    摘要： Disclosed herein are an authentication and payment system and method. The authentication and payment system of the present invention includes an issuer server, an issuer information management intermediate server, an acquirer server and a payment server. The issuer server issues, manages and operates payment means. The issuer information management intermediate server manages URL information required to access domestic and foreign issuer servers. The acquirer server performs payment approval and performs acquisition and settlement for member stores. The payment server intermediates between the issuer server and the acquirer server to provide an authentication and payment service in response to a request from a terminal of the merchant. Accordingly, the present invention can provide a safe and convenient payment process with respect to payment means, such as credit cards, electronic money or mobile phone micro payment that can be selected between a purchaser and a merchant.

    摘要翻译： 这里公开了认证和支付系统和方法。 本发明的认证和支付系统包括发行者服务器，发行者信息管理中间服务器，收单服务器和支付服务器。 发行人服务器发行，管理和经营支付手段。 发行者信息管理中间服务器管理访问国内和国外发行者服务器所需的URL信息。 收单服务器执行付款审批，并对成员商店进行收购和结算。 支付服务器在发行方服务器和收单方服务器之间进行中介，以响应来自商户终端的请求来提供认证和支付服务。 因此，本发明可以为购买者和商家之间可以选择的信用卡，电子货币或移动电话微支付等支付手段提供安全且方便的支付处理。

    Method and system of creating and transmitting multimedia content
    3.
    发明申请
    Method and system of creating and transmitting multimedia content 审中-公开
    制作和传输多媒体内容的方法和系统

    公开(公告)号：US20050198211A1

    公开(公告)日：2005-09-08

    申请号：US11005417

    申请日：2004-12-06

    申请人： Keon-Hwa Park ,  Ki-Tae Hong ,  Whan-Chul Kim ,  Joo-Mun Lee ,  Se-Hyun Oh ,  Myung-Sung Lee

    发明人： Keon-Hwa Park ,  Ki-Tae Hong ,  Whan-Chul Kim ,  Joo-Mun Lee ,  Se-Hyun Oh ,  Myung-Sung Lee

    IPC分类号： H04Q7/24 ,  H04L29/06 ,  G06F15/16

    CPC分类号： H04L29/06027 ,  H04L65/602

    摘要： A method and a system of creating and transmitting multimedia contents are disclosed. The method is implemented in a multimedia content creating and transmitting system which includes a multimedia content producing/management server which can be connected with transmitting and receiving terminals through wired or wireless communication networks. The method comprises receiving a multimedia content constructing instruction through a communication networks, creating content according to the multimedia content constructing instruction, encoding the created content, and providing the encoded content to a receiving terminal through the communication networks. According to the method, various contents that correspond to various types of transmitting and/or receiving terminals can be produced, edited, converted, transmitted, received, and played back.

    摘要翻译： 公开了一种创建和传送多媒体内容的方法和系统。 该方法在多媒体内容创建和发送系统中实现，该系统包括可通过有线或无线通信网络与发送和接收终端连接的多媒体内容产生/管理服务器。 该方法包括：通过通信网络接收多媒体内容构成指令，根据多媒体内容构成指令创建内容，对创建的内容进行编码，以及通过通信网络将编码的内容提供给接收终端。 根据该方法，可以生成，编辑，转换，发送，接收和重放与各种类型的发送和/或接收终端对应的各种内容。