公开(公告)号：US08998077B2

公开(公告)日：2015-04-07

申请号：US12682348

申请日：2007-10-09

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： G06K7/00 ,  G07F19/00 ,  G07D11/00

CPC分类号： G07F19/203 ,  G07D11/0057 ,  G07D11/0066 ,  G07F19/20

摘要： An automatic teller machine comprises a plurality of banknote boxes (2) in different amounts, in which a plurality of banknote packages (11) packed in advance are loaded, each banknote package (11) having therein one to hundreds of banknotes, both the top and bottom of the banknote package (11) being printed with the same identification bar codes (1102), such that when a banknote package (11) is output from the banknote box (2), the banknote box (2) can know if the output banknote package (11) is overlapped or wrong by using the two identification bar codes (1102) at the top and bottom of the banknote package (11). When withdrawing money, the control and communication circuit unit (1) controls said banknote box (2) and the transfer roller (7) within the automatic teller machine to output a banknote package (11) corresponding to the amount of money to be withdrawn to a banknote output opening (8) for the payee to withdraw. Besides, since the banknotes are packed in a banknote package in advance, both new and old banknotes can be used as long as they can be packed in a banknote package (11). Further, some paper small changes can also be packed into a banknote package (11).

摘要翻译： 一种自动提款机包括多个钞票盒，其中装有预先包装的多个纸币包装（11）的不同数量的钞票盒（2），每个纸币包装盒（11）中有一到数百张钞票 纸币包装（11）的底部被打印有相同的识别条形码（1102），使得当钞票盒（2）从钞票盒（2）输出时，钞票盒（2）可以知道是否 通过使用纸币包装（11）的顶部和底部的两个识别条形码（1102），输出纸币包装（11）重叠或错误。 控制和通信电路单元（1）在退出货币时，控制自动柜员机内的纸币箱（2）和转印辊（7），将与要提取的货币量对应的纸币包（11）输出到 用于收款人撤回的纸币输出开口（8）。 此外，由于纸币被预先包装在纸币包装中，所以可以使用新旧纸币，只要它们可以包装在纸币包装（11）中即可。 此外，一些纸张小的变化也可以包装在钞票包装（11）中。

公开(公告)号：US08321889B2

公开(公告)日：2012-11-27

申请号：US10585225

申请日：2006-03-08

申请人： Kamfu Wong ,  Ninghua Pu

发明人： Kamfu Wong ,  Ninghua Pu

IPC分类号： H04N7/10

CPC分类号： H04N7/173 ,  G06Q30/0205 ,  G06Q30/0255 ,  G06Q30/0601 ,  H04N21/25883 ,  H04N21/25891 ,  H04N21/262 ,  H04N21/4755 ,  H04N21/6582 ,  H04N21/812

摘要： A personalized and localized TV Ad delivery method and system comprise of Ad Center (1), Intelligent Control Module (2), and Display (3) and/or TV (4). Ad Center (1) collects and processes information for ads, ad agencies, advertisers, and TV users. TV user information includes subscriber information associated with a user and public and/or purchasable user information like demographic data, user age group, family group, profession, credit history, etc. Intelligent Control Module (2) interfaces with Ad Center (2) and Display (3) and/or TV (4), collects user viewing program content preference, user ad preference, and user viewing patterns, which, at the discretion of users and based on local rules and regulations, can be uploaded to Ad Center (1). Intelligent Control Module (2) and/or Ad Center (1) also utilize artificial intelligence, mathematical, and statistical techniques for decision processing to produces a user personalized and localized ad schedule and/or ad set pertaining to channels and time, which governs the appropriate ad display during commercial times for certain or all channels. Application of the present invention enables ad agencies and/or advertisers directly and accurately personalize and localize their advertisements to potential buyers and/or locations that might have the interests or needs for the advertised products or services, and greatly enhance the effectiveness of TV advertisements.

摘要翻译： 个性化和本地化的电视广告传送方式和系统包括广告中心（1），智能控制模块（2）和显示屏（3）和/或电视（4）。 广告中心（1）收集和处理广告，广告代理商，广告客户和电视用户的信息。 电视用户信息包括与用户相关联的用户信息，以及诸如人口统计数据，用户年龄组，家庭组，职业，信用记录等的公众和/或可购买的用户信息。智能控制模块（2）与Ad Center（2）和 显示器（3）和/或电视（4）可以收集用户观看节目内容偏好，用户广告偏好和用户观看模式，由用户自行决定并根据当地的规则和条例，可以将其上传到广告中心 1）。 智能控制模块（2）和/或广告中心（1）还使用人工智能，数学和统计技术进行决策处理，以产生用户个性化和本地化的广告时间表和/或与频道和时间有关的广告集， 针对某些或所有频道在商业时段内进行适当的广告显示。 本发明的应用使得广告代理和/或广告商能够直接且准确地将潜在的买方和/或广告商品或服务的兴趣或需求的广告个性化并将其本地化，并且极大地提高了电视广告的有效性。

公开(公告)号：US20100294834A1

公开(公告)日：2010-11-25

申请号：US12682348

申请日：2007-10-09

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： G07F19/00

CPC分类号： G07F19/203 ,  G07D11/0057 ,  G07D11/0066 ,  G07F19/20

摘要： An automatic teller machine comprises a plurality of banknote boxes (2) in different amounts, in which a plurality of banknote packages (11) packed in advance are loaded, each banknote package (11) having therein one to hundreds of banknotes, both the top and bottom of the banknote package (11) being printed with the same identification bar codes (1102), such that when a banknote package (11) is output from the banknote box (2), the banknote box (2) can know if the output banknote package (11) is overlapped or wrong by using the two identification bar codes (1102) at the top and bottom of the banknote package (11). When withdrawing money, the control and communication circuit unit (1) controls said banknote box (2) and the transfer roller (7) within the automatic teller machine to output a banknote package (11) corresponding to the amount of money to be withdrawn to a banknote output opening (8) for the payee to withdraw. Besides, since the banknotes are packed in a banknote package in advance, both new and old banknotes can be used as long as they can be packed in a banknote package (11). Further, some paper small changes can also be packed into a banknote package (11).

摘要翻译： 一种自动提款机包括多个钞票盒，其中装有预先包装的多个纸币包装（11）的不同数量的钞票盒（2），每个纸币包装盒（11）中有一到数百张钞票 纸币包装（11）的底部被打印有相同的识别条形码（1102），使得当钞票盒（2）从钞票盒（2）输出时，钞票盒（2）可以知道是否 通过使用纸币包装（11）的顶部和底部的两个识别条形码（1102），输出纸币包装（11）重叠或错误。 控制和通信电路单元（1）在退出货币时控制自动柜员机内的纸币箱（2）和转印辊（7），将与要提取的货币数量相对应的纸币包（11）输出到 用于收款人撤回的纸币输出开口（8）。 此外，由于纸币被预先包装在纸币包装中，所以可以使用新旧纸币，只要它们可以包装在纸币包装（11）中即可。 此外，一些纸张小的变化也可以包装在钞票包装（11）中。

公开(公告)号：US20100153276A1

公开(公告)日：2010-06-17

申请号：US12374086

申请日：2006-07-20

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： H04L9/32 ,  G06Q20/00 ,  H04L9/16

CPC分类号： G06Q20/32 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/3255 ,  G06Q20/38215 ,  G06Q20/3829 ,  G06Q20/40 ,  G06Q20/4012 ,  G06Q20/425 ,  G06Q30/04 ,  G06Q30/06

摘要： A system and a method are used for certification when paying online or confirming the user's identity using the communication network. The system mainly includes a certification system (1), a bank website (2), a mobile telephone network (3), a user terminal (4) and a user mobile telephone (5) and so on. The method includes: the step for certification between the certification system (1) and the user mobile telephone (5) using the mobile telephone network (3), the step for calculating the certification code (8) using a certification formula (7) defined by the user (6), the step for certification by sending the certification formula (7) defined by the user (6) to the certification system (1) and storing it therein, then calculating the certification code (8) in the certification system (1) or by sending the certification formula (7) defined by the user (6) to the bank website (2) and storing it therein, then calculating the certification code (8) in the bank website (2). The present invention may efficiently prevent any hacker from hacking the certification code (8), and thus the use of the method and system provides high security for online payment.

摘要翻译： 在使用通信网络在线支付或确认用户身份时，使用系统和方法进行认证。 该系统主要包括认证系统（1），银行网站（2），移动电话网（3），用户终端（4）和用户移动电话（5）等。 该方法包括：使用移动电话网络（3）在认证系统（1）和用户移动电话（5）之间进行认证的步骤，使用定义的认证公式（7）计算认证码（8）的步骤 由用户（6）通过将由用户（6）定义的认证公式（7）发送给认证系统（1）并将其存储在其中的认证步骤，然后计算认证系统中的认证代码（8） （1）或通过将用户（6）定义的认证公式（7）发送到银行网站（2）并存储在其中，然后计算银行网站（2）中的认证码（8）。 本发明可以有效地防止黑客攻击认证码（8），从而使用该方法和系统为在线支付提供高安全性。

公开(公告)号：US20080318553A1

公开(公告)日：2008-12-25

申请号：US11658435

申请日：2006-04-26

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： H04M3/42

CPC分类号： H04L51/24 ,  H04L51/38 ,  H04M1/72552 ,  H04M2203/1008

摘要： A system and method for receiving an Email via a mobile phone includes storing a table wherein an Email address for a user is associated with a mobile phone number for the user within a server of an Email processing device; looking up the mobile phone number for the user, as an intended recipient of a new Email, in the table when the new Email arrives at the server; and then immediately dialing the mobile phone number for the user and hanging up within a predetermined period of time after getting through. The user knows the new Email has arrived at the server by recognizing that the incoming call is coming from the server. Accordingly, the user can immediately connect to the server and download the new Email.

摘要翻译： 一种用于经由移动电话接收电子邮件的系统和方法包括存储一个表，其中用户的电子邮件地址与电子邮件处理设备的服务器内的用户的移动电话号码相关联; 当新电子邮件到达服务器时，在表中查找用户的手机号码作为新电子邮件的预期收件人; 然后立即拨打用户的手机号码，并在通过后的预定时间内挂断。 用户知道新的电子邮件已经到达服务器，通过识别来电来自服务器。 因此，用户可以立即连接到服务器并下载新的电子邮件。

公开(公告)号：US08825532B1

公开(公告)日：2014-09-02

申请号：US13773365

申请日：2013-02-21

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： G06Q20/32

CPC分类号： G06Q20/3255 ,  G06Q20/16

摘要： A payment system and method using a mobile telephone network for charging and settlement, which comprises a user's cell phone being associated with a payment account, and the user's cell phone accessing the international payment and settlement center. The international payment and settlement center generates a payment code according to the amount of payment, which is transmitted to the user's cell phone. The user uses said payment code to pay the merchant's POS machine. The POS machine reads said payment code and requests authorization for the transaction from the international payment and settlement center. The international payment and settlement center authorizes said transaction after verifying the correctness. During settlement, the international payment and settlement center collects the money of said transaction from the payment account of the user, and pays the money that should be charged by the merchant in this transaction to the receipts account of the merchant.

摘要翻译： 一种使用移动电话网络进行计费和结算的支付系统和方法，包括与支付账户相关联的用户手机，以及接入国际支付和结算中心的用户手机。 国际支付结算中心根据支付的数量生成付款代码，并将其发送给用户的手机。 用户使用所述支付代码来支付商家的POS机。 POS机读取所述支付代码，并请求来自国际支付结算中心的交易授权。 核实正确后，国际支付结算中心授权交易。 在结算期间，国际支付结算中心从用户的付款账户中收取所述交易的金额，并将在该交易中的商家收取的款项支付给商户的收据帐户。

公开(公告)号：US07869795B2

公开(公告)日：2011-01-11

申请号：US11658435

申请日：2006-04-26

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： H04M1/725 ,  H04M1/663 ,  H04M3/42 ,  H04M1/00 ,  H04W68/00 ,  H04B1/38

CPC分类号： H04L51/24 ,  H04L51/38 ,  H04M1/72552 ,  H04M2203/1008

摘要： A system and method informs a user of the arrival of an Email at an email server via a phone. The system and method may store a table wherein an Email address for a user is associated with a mobile phone number for the user. The system and method may look up the mobile phone number for the user, as an intended recipient of a new Email, in the table when the new Email arrives at the server. The system and method may then dial the mobile phone number for the user and hang up within a predetermined period of time after getting through. The user is informed that the new Email has arrived at the server by recognizing that the incoming call is from the server.

摘要翻译： 系统和方法通过电话向用户通知电子邮件到达电子邮件服务器。 该系统和方法可以存储其中用户的电子邮件地址与用户的移动电话号码相关联的表。 当新电子邮件到达服务器时，系统和方法可以在表中查找用户的手机号码作为新电子邮件的预期收件人。 然后，系统和方法可以拨打用户的移动电话号码，并在通过之后的预定时间段内挂起。 通过识别出来自服务器的来电，用户被通知新的电子邮件已经到达服务器。

公开(公告)号：US07712655B2

公开(公告)日：2010-05-11

申请号：US11396059

申请日：2006-03-30

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： G06Q40/00 ,  G07D11/00 ,  G07F19/00

CPC分类号： H04M11/007 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3829 ,  G06Q20/383 ,  G06Q20/401 ,  G06Q20/425

摘要： A banking computer system with lock for secure payment via telephone and corresponding method, the system includes a telephone (1), a public communication system (2), a financial computer account system (3), wherein the financial computer account system (3) usually locks its user account (3-7), assigns a private phone number (6) to a user, and sets unlock information (8) associated with the user account (3-7) in the system. Once the user is connected to the financial computer account system (3) using the telephone (1) with the private phone number (6) through the public communication system (2), the financial computer account system (3) will check the unlock information (8) according to a predefined program, if the unlock information (8) is authenticated, the user account (3-7) will be unlocked for a predefined time, otherwise, the user account cannot be unlocked, the secure payment is therefore achieved by adding an unlock procedure which can be controlled by user.

摘要翻译： 一种具有通过电话安全支付锁定的银行计算机系统和相应的方法，该系统包括电话（1），公共通信系统（2），金融计算机帐户系统（3），其中金融计算机帐户系统（3） 通常锁定其用户帐户（3-7），为用户分配私人电话号码（6），并在系统中设置与用户帐户（3-7）相关联的解锁信息（8）。 一旦用户通过公共通信系统（2）使用具有私人电话号码（6）的电话（1）连接到金融计算机帐户系统（3），则金融计算机帐户系统（3）将检查解锁信息 （8）根据预定义的程序，如果解锁信息（8）被认证，则用户帐户（3-7）将在预定时间内被解锁，否则，用户帐户不能被解锁，因此实现安全支付 通过添加可由用户控制的解锁过程。

公开(公告)号：US20060261152A1

公开(公告)日：2006-11-23

申请号：US11396059

申请日：2006-03-30

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： G07F19/00

CPC分类号： H04M11/007 ,  G06Q20/04 ,  G06Q20/10 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3829 ,  G06Q20/383 ,  G06Q20/401 ,  G06Q20/425

摘要： A banking computer system with lock for secure payment via telephone and corresponding method, the system includes a telephone (1), a public communication system (2), a financial computer account system (3), wherein the financial computer account system (3) usually locks its user account (3-7), assigns a private phone number (6) to a user, and sets unlock information (8) associated with the user account (3-7) in the system. Once the user is connected to the financial computer account system (3) using the telephone (1) with the private phone number (6) through the public communication system (2), the financial computer account system (3) will check the unlock information (8) according to a predefined program, if the unlock information (8) is authenticated, the user account (3-7) will be unlocked for a predefined time, otherwise, the user account cannot be unlocked, the secure payment is therefore achieved by adding an unlock procedure which can be controlled by user.

摘要翻译： 一种具有通过电话安全支付锁定的银行计算机系统和相应的方法，该系统包括电话（1），公共通信系统（2），金融计算机帐户系统（3），其中金融计算机帐户系统（3） 通常锁定其用户帐户（3 - 7），为用户分配私人电话号码（6），并设置与系统中用户帐户（3 - 7）相关联的解锁信息（8）。 一旦用户通过公共通信系统（2）使用具有私人电话号码（6）的电话（1）连接到金融计算机帐户系统（3），则金融计算机帐户系统（3）将检查解锁信息 （8）根据预定义的程序，如果解锁信息（8）被认证，则用户帐户（3-7）将被解锁预定时间，否则，用户帐户不能被解锁，因此实现安全支付 通过添加可由用户控制的解锁过程。

公开(公告)号：US09402178B2

公开(公告)日：2016-07-26

申请号：US13773258

申请日：2013-02-21

申请人： Kamfu Wong

发明人： Kamfu Wong

IPC分类号： H04M11/00 ,  H04W12/06 ,  H04L12/58 ,  H04M15/00 ,  H04M17/00

CPC分类号： H04W12/06 ,  H04L51/04 ,  H04M15/39 ,  H04M15/75 ,  H04M15/751 ,  H04M15/755 ,  H04M15/7553 ,  H04M17/103

摘要： A paid instant message system and method that authenticate identities using a mobile telephone network, which comprise: a message server, user cell phone, and mobile telephone networks. The user cell phone has an instant messaging application installed therein. Each user account includes a specified charge for sending and receiving messages. By means of a paying and charging mechanism, the present invention makes the cost for sending junk messages increase and make the people oversending messages to pay the corresponding price, thus preventing appearance of junk messages. As for the normal instant messaging among people, messages are sent and received by each other, so they pay each other, and in this case, the fees paid and charged by one person or by one company will almost be equal, hence this will not cause any burden and influence to anyone who normally uses the instant messaging.

摘要翻译： 一种使用移动电话网络认证身份的付费即时消息系统和方法，包括：消息服务器，用户蜂窝电话和移动电话网络。 用户手机具有安装在其中的即时消息应用程序。 每个用户帐户包括发送和接收消息的指定费用。 通过支付和收费机制，本发明使得发送垃圾消息的成本增加，并使人们的超大规模消息支付相应的价格，从而防止出现垃圾消息。 对于人们之间的正常即时消息，消息是相互发送和接收的，所以他们相互支付，在这种情况下，一个人或一个公司支付和收取的费用将几乎相等，因此这不会 对任何通常使用即时消息的人造成任何负担和影响。