公开(公告)号：US20160371714A1

公开(公告)日：2016-12-22

申请号：US15187706

申请日：2016-06-20

申请人： Knotis Inc.

发明人： Josie M. Imlay ,  McLean R. Reiter

IPC分类号： G06Q30/02 ,  G06Q40/04

CPC分类号： G06Q30/0207 ,  G06Q40/04

摘要： A system and method for the compensation of an entity, such as business or person, which is disadvantaged in a utility transaction in first utility unit, such as money, with at least a second utility unit, such as a coupon or voucher, such that the overall disadvantage to an entity from the transaction, economic or otherwise, is minimized. The system and method can be used in multiparty transactions where each party has a different interest in the transaction, such as with a restaurant, waiter, and customer to minimize the adverse effect to the waiter from tip reduction. The system and method can also be used to minimize the disadvantage to customers from stores that sell goods or services in a high-expense location who need to charge more because of the additional overhead. The system can also be used in other multiparty non-monetary transactions, such as dynamic resource allocation.

摘要翻译： 一种用于补偿诸如货币的第一公用事业单位的公用事业交易中处于不利地位的实体（例如商业或个人）的系统和方法，至少具有第二实用单元，例如优惠券或凭单，使得 来自交易，经济或其他方面的实体的整体劣势最小化。 该系统和方法可用于多方交易，其中每一方对交易具有不同的兴趣，例如与餐厅，服务员和顾客的关系，以尽量减少对服务员的贬低的不利影响。 该系统和方法也可用于最小化在高费用位置上销售商品或服务的商店的客户的缺点，这些商店或服务需要额外的开销来收取更多费用。 该系统还可用于其他多方非货币交易，如动态资源分配。

公开(公告)号：US20160371730A1

公开(公告)日：2016-12-22

申请号：US15187709

申请日：2016-06-20

申请人： Knotis Inc.

发明人： Josie M. Imlay ,  McLean R. Reiter

IPC分类号： G06Q30/02 ,  H04W4/02

CPC分类号： G06Q30/0255 ,  G06Q30/0261 ,  H04W4/029

摘要： A system and method that allows an entity to request and incentivize the user of the mobile device to perform an action. The incentivizing of the user can be in a non-monetary second utility unit, such as coupon, voucher or credit unit, which can be optimized to give the greatest value to the user and least cost to the requesting entity to cause the incentivized action. The geographical location of the mobile devices of the user is known, and based upon the location, actions at the mobile devices can be requested, such as going to a specific location, the taking of a picture, posting of text, and answering a survey. Once the requested action is performed, a coupon or other second utility unit can be sent to the user of the mobile device or placed in the user account.

摘要翻译： 一种允许实体请求并激励移动设备的用户执行动作的系统和方法。 用户的激励可以在非货币第二实用单元中，例如优惠券，凭单或信用单元，其可以被优化以给予用户最大的价值，并且要求实体的最低成本导致激励的动作。 用户的移动设备的地理位置是已知的，并且基于该位置，可以请求移动设备上的动作，诸如去特定位置，拍摄照片，发布文本以及回答调查 。 一旦执行了所请求的动作，就可以向移动设备的用户发送优惠券或其他第二实用单元，或将其放置在用户帐户中。

公开(公告)号：US20160371687A1

公开(公告)日：2016-12-22

申请号：US15187712

申请日：2016-06-20

申请人： Knotis Inc.

发明人： Josie M. Imlay ,  McLean R. Reiter

IPC分类号： G06Q20/40 ,  G06Q30/02

CPC分类号： G06Q20/401 ,  G06Q20/322 ,  G06Q20/342 ,  G06Q20/387 ,  G06Q30/0223

摘要： An electronic payment system that allows a payer to obtain an economic benefit in a payment transaction for a specific good or service. The system can provide either a direct financial discount in the currency or value units of the transaction, such as with a coupon discount for a specific good or service purchased, or the system can have a secondary benefit conferred on the transaction that can later accrue to a payer in a different transaction, such as a voucher or credit or other value unit. The use of the electronic payment system is of such advantage to the payer that specific actions can be requested of the payer prior to use of the system, such as gathering market data or answering a survey. The system can also provide a demand market for coupons, discounts, and utility units of value to a user by providing interested entities with item data that the user is contemplating purchasing.

摘要翻译： 一种电子支付系统，允许付款人在特定商品或服务的支付交易中获得经济利益。 该系统可以以交易的货币或价值单位提供直接的金融折扣，例如对于购买的特定商品或服务的优惠券折扣，或者该系统可以具有以后可能产生的交易的次要利益 在不同交易中的付款人，如凭单或信用卡或其他价值单位。 电子支付系统的使用对于付款人来说具有这样的优点，即在使用系统之前可以要求付款人的具体行动，例如收集市场数据或回答调查。 该系统还可以通过向感兴趣的实体提供用户正在考虑购买的物品数据来为用户提供优惠券，折扣和效用单位的需求市场。