公开(公告)号：US20170178121A1

公开(公告)日：2017-06-22

申请号：US15381376

申请日：2016-12-16

Applicant: MasterCard International Incorporated

Inventor： David Anthony Roberts ,  Donghao Huang ,  Jiaming Li ,  Bensam Joyson ,  Hao Tang ,  Yong Wei Chin

IPC: G06Q20/34

CPC classification number: G06Q20/341 ,  G06Q20/20 ,  G06Q20/3552 ,  G06Q20/3563 ,  G06Q20/3676

Abstract: A method of providing instructions to a payment device, wherein instructions are generated without requiring data from the payment device, the method comprising: delivering instructions that are part of an ordered sequence of instructions to a payment device; and identifying instructions that should be applied out of sequence without preventing the delivery of subsequent instructions in a sequence. A method of receiving instructions at a payment device and a payment device are also provided.

公开(公告)号：US20190325429A1

公开(公告)日：2019-10-24

申请号：US16387988

申请日：2019-04-18

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Donghao Huang ,  Mikel J Irkliewskij ,  Hao Tang ,  Bensam Joyson

IPC: G06Q20/34 ,  G06Q20/14

Abstract: A request for a payment transaction is received. The request originates from a user. The request includes a token. The token represents a virtual card account. The virtual card account is associated with a merchant's master account. The payment transaction is for crediting the merchant's master account. The virtual card account is associated with a purpose for the payment transaction. The request is mapped to the purpose for the transaction. After the mapping, a message is transmitted to the merchant. The message indicates: (a) that the payment transaction has occurred; and (b) the purpose for the transaction.

公开(公告)号：US20170178111A1

公开(公告)日：2017-06-22

申请号：US15381387

申请日：2016-12-16

Applicant: MasterCard International Incorporated

Inventor： David Roberts ,  Donghao Huang ,  Jiaming Li ,  Bensam Joyson ,  Hao Tang ,  Yong Wei Chin

IPC: G06Q20/22 ,  G06Q40/02 ,  G06Q20/10

CPC classification number: G06Q20/227 ,  G06Q20/102 ,  G06Q20/3433 ,  G06Q20/349 ,  G06Q20/3552 ,  G06Q20/3572 ,  G06Q40/02

Abstract: A transaction system for performing transactions with multiple balances within a single transaction. The transaction system comprises a payment device programmed to record multiple balances and a terminal programmed to interact with the payment device in order to complete a transaction by debiting multiple balances of the payment device within a single transaction. A method of transacting with a transaction device, a payment device and a method of providing commodities to a payment device user are also provided.