公开(公告)号：US20160210608A1

公开(公告)日：2016-07-21

申请号：US14983080

申请日：2015-12-29

Applicant: MasterCard International Incorporated

Inventor： Robert D. Reany ,  Steve Hubbard ,  Dennis A. Gamiello ,  Janet Marie Smith ,  Gregory D. Williamson

IPC: G06Q20/22 ,  G06Q20/36

CPC classification number: G06Q20/227 ,  G06Q20/36 ,  G06Q20/405

Abstract: A method includes receiving, from a merchant, transaction data and supplemental data relating to a payment account transaction. The method further includes accessing at least one service selection rule. Also, based on the at least one service selection rule and the transaction data and supplemental data, at least one service is selected. The selected service(s) are provided to the merchant in connection with the payment account transaction.

Abstract translation: 一种方法包括从商家接收交易数据和与支付账户交易相关的补充数据。 该方法还包括访问至少一个服务选择规则。 此外，基于至少一个服务选择规则和交易数据和补充数据，选择至少一个服务。 与所述支付账户交易有关的所选服务被提供给商家。

公开(公告)号：US20180240120A1

公开(公告)日：2018-08-23

申请号：US15438488

申请日：2017-02-21

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Laurie Ann Nicoletti ,  Elisabeth Lea Rode ,  Janet Marie Smith ,  Brandon Craig Bryson ,  Sameer Tare ,  Brian Piel ,  Steve Hubbard

IPC: G06Q20/40

CPC classification number: G06Q20/40145 ,  G06F21/32 ,  G06Q20/305 ,  G06Q20/325 ,  G06Q30/016

Abstract: Systems and methods are provided for use in enhancing security associated with services related to payment or banking accounts, in connection with communication between consumers and consumer service call centers associated with the accounts. One exemplary method includes receiving, at a computing device, a request to authenticate a consumer to a payment or banking account from a call center associated with consumer services for the account, and soliciting a biometric from the consumer. The method also includes receiving biometric data from a communication device associated with the consumer relating to the solicited biometric, and confirming the received biometric data based on reference biometric data for the consumer. The method then further includes transmitting an authentication confirmation to the call center, when the received biometric data is confirmed, whereby the call center is able to proceed in providing the consumer services to the consumer with or without security questions.

公开(公告)号：US20170221042A1

公开(公告)日：2017-08-03

申请号：US15235761

申请日：2016-08-12

Applicant: MasterCard International Incorporated

Inventor： Janet Marie Smith ,  Mark B. Wiesman ,  Kimberly Lewis Peyton

IPC: G06Q20/32 ,  G06Q20/10 ,  G06Q20/36

CPC classification number: G06Q20/3221 ,  G06Q20/102 ,  G06Q20/367 ,  G06Q20/405

Abstract: A method includes receiving a request to provision a payment profile to a payment service facility. The method further includes determining source selection criteria applicable to the provisioning request. In addition, the method includes selecting an information source based at least in part on the determined source selection criteria. Still further, input is requested from the selected information source and is received from the selected information source. Based at least in part on the received input, decision-making is facilitated with respect to the provisioning request.