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公开(公告)号：US10924477B2
公开(公告)日：2021-02-16
申请号：US15846028
申请日：2017-12-18
Applicant: Mastercard International Incorporated
Inventor： Sheila R. Panus , Steve Podgorski , Sameer Tare , Suman Rausaria , Eric R. Kitchen
Abstract: A system and computer-implemented method for client identification and verification includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive merchant identification data corresponding to a merchant. The merchant identification data includes identification data relating to the identity of the merchant and a primary authorized user for the merchant. The processor is also programmed to generate a merchant profile from the merchant identification data for the merchant, and generate an activation code for the primary authorized user based on the merchant profile. The activation code is transmitted to the primary authorized user. The processor receives, from the primary authorized user, one or more biometrics of the authorized user, validates the biometrics of the authorized user, and upon validation of the biometrics, activates a merchant account.
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公开(公告)号：US20190190907A1
公开(公告)日：2019-06-20
申请号：US15846028
申请日：2017-12-18
Applicant: Mastercard International Incorporated
Inventor： Sheila R. Panus , Steve Podgorski , Sameer Tare , Suman Rausaria , Eric R. Kitchen
CPC classification number: H04L63/0861 , G06Q20/40145 , G06Q20/4016 , G06Q30/018 , H04L63/20 , H04L2463/102
Abstract: A system and computer-implemented method for client identification and verification includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive merchant identification data corresponding to a merchant. The merchant identification data includes identification data relating to the identity of the merchant and a primary authorized user for the merchant. The processor is also programmed to generate a merchant profile from the merchant identification data for the merchant, and generate an activation code for the primary authorized user based on the merchant profile. The activation code is transmitted to the primary authorized user. The processor receives, from the primary authorized user, one or more biometrics of the authorized user, validates the biometrics of the authorized user, and upon validation of the biometrics, activates a merchant account.
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公开(公告)号：US20180240120A1
公开(公告)日：2018-08-23
申请号：US15438488
申请日：2017-02-21
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Laurie Ann Nicoletti , Elisabeth Lea Rode , Janet Marie Smith , Brandon Craig Bryson , Sameer Tare , Brian Piel , Steve Hubbard
IPC: G06Q20/40
CPC classification number: G06Q20/40145 , G06F21/32 , G06Q20/305 , G06Q20/325 , G06Q30/016
Abstract: Systems and methods are provided for use in enhancing security associated with services related to payment or banking accounts, in connection with communication between consumers and consumer service call centers associated with the accounts. One exemplary method includes receiving, at a computing device, a request to authenticate a consumer to a payment or banking account from a call center associated with consumer services for the account, and soliciting a biometric from the consumer. The method also includes receiving biometric data from a communication device associated with the consumer relating to the solicited biometric, and confirming the received biometric data based on reference biometric data for the consumer. The method then further includes transmitting an authentication confirmation to the call center, when the received biometric data is confirmed, whereby the call center is able to proceed in providing the consumer services to the consumer with or without security questions.
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