公开(公告)号：US09996830B2

公开(公告)日：2018-06-12

申请号：US14253089

申请日：2014-04-15

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Jason Jay Lacoss-Arnold ,  Joan L. Rohlfing

IPC: G06Q20/20 ,  G06Q20/14

CPC classification number: G06Q20/209 ,  G06Q20/20

Abstract: A system, method, and computer-readable storage medium configured to split a payment card transaction into separate channels with a merchant bill message and cardholder payment message.

公开(公告)号：US20180276643A1

公开(公告)日：2018-09-27

申请号：US15994693

申请日：2018-05-31

Applicant: Mastercard International Incorporated

Inventor： Jason Jay Lacoss-Arnold ,  Joan L. Rohlfing

IPC: G06Q20/20

CPC classification number: G06Q20/209 ,  G06Q20/20

Abstract: A system, method, and computer-readable storage medium configured to split a payment card transaction into separate channels with a merchant bill message and cardholder payment message.

公开(公告)号：US12175493B2

公开(公告)日：2024-12-24

申请号：US18152634

申请日：2023-01-10

Applicant: Mastercard International Incorporated

Inventor： Peter Balsavias ,  Samantha L. Jones ,  Patricia E. Littler ,  Jenna L. Kanterman ,  Caroline M. Ginty ,  Emma Goodyear ,  Emilie M. Kroner ,  John Hutchison ,  Joan L. Rohlfing

IPC: G06Q30/02 ,  G06Q20/28 ,  G06Q20/34 ,  G06Q30/0207 ,  G06Q30/0208 ,  G06Q30/0238

Abstract: A processor is programmed with instructions to receive coupon data from a program creator. The coupon data defines a coupon and/or coupon program. The processor creates a first unique coupon program ID for the coupon data and writes the first unique coupon program ID and the coupon data to a database table. The processor transmits the first unique coupon program ID to the program creator. The processor also receives, from a user computing device, a coupon request message. The coupon request message includes a second unique coupon program ID. The processor extracts the second unique coupon program ID, retrieves the first unique coupon program ID, and matches the second unique coupon program ID to the first unique coupon program ID. Based on the matching, the processor generates a digital coupon token and transmits the digital coupon token to the user computing device via the communications interface.

公开(公告)号：US20230162227A1

公开(公告)日：2023-05-25

申请号：US18152634

申请日：2023-01-10

Applicant: Mastercard International Incorporated

Inventor： Peter Balsavias ,  Samantha L. Jones ,  Patricia E. Littler ,  Jenna L. Kanterman ,  Caroline M. Ginty ,  Emma Goodyear ,  Emilie M. Kroner ,  John Hutchison ,  Joan L. Rohlfing

IPC: G06Q30/0238 ,  G06Q30/0207 ,  G06Q20/34 ,  G06Q20/28 ,  G06Q30/0208

CPC classification number: G06Q30/0238 ,  G06Q30/0225 ,  G06Q20/347 ,  G06Q20/28 ,  G06Q30/0208

Abstract: A processor is programmed with instructions to receive coupon data from a program creator. The coupon data defines a coupon and/or coupon program. The processor creates a first unique coupon program ID for the coupon data and writes the first unique coupon program ID and the coupon data to a database table. The processor transmits the first unique coupon program ID to the program creator. The processor also receives, from a user computing device, a coupon request message. The coupon request message includes a second unique coupon program ID. The processor extracts the second unique coupon program ID, retrieves the first unique coupon program ID, and matches the second unique coupon program ID to the first unique coupon program ID. Based on the matching, the processor generates a digital coupon token and transmits the digital coupon token to the user computing device via the communications interface.

公开(公告)号：US20250095021A1

公开(公告)日：2025-03-20

申请号：US18967948

申请日：2024-12-04

Applicant: Mastercard International Incorporated

Inventor： Peter Balsavias ,  Samantha L. Jones ,  Patricia E. Littler ,  Jenna L. Kanterman ,  Caroline M. Ginty ,  Emma Goodyear ,  Emilie M. Kroner ,  John Hutchison ,  Joan L. Rohlfing

IPC: G06Q30/0238 ,  G06Q20/28 ,  G06Q20/34 ,  G06Q30/0207 ,  G06Q30/0208

Abstract: A processor is programmed with instructions to receive coupon data from a program creator. The coupon data defines a coupon and/or coupon program. The processor creates a first unique coupon program ID for the coupon data and writes the first unique coupon program ID and the coupon data to a database table. The processor transmits the first unique coupon program ID to the program creator. The processor also receives, from a user computing device, a coupon request message. The coupon request message includes a second unique coupon program ID. The processor extracts the second unique coupon program ID, retrieves the first unique coupon program ID, and matches the second unique coupon program ID to the first unique coupon program ID. Based on the matching, the processor generates a digital coupon token and transmits the digital coupon token to the user computing device via the communications interface.

公开(公告)号：US10796293B2

公开(公告)日：2020-10-06

申请号：US15994693

申请日：2018-05-31

Applicant: Mastercard International Incorporated

Inventor： Jason Jay Lacoss-Arnold ,  Joan L. Rohlfing

IPC: G06Q20/20

Abstract: A system, method, and computer-readable storage medium configured to split a payment card transaction into separate channels with a merchant bill message and cardholder payment message.