公开(公告)号：US20190187859A1

公开(公告)日：2019-06-20

申请号：US15842872

申请日：2017-12-14

Applicant: MasterCard International Incorporated

Inventor： Michael Jason Friedman ,  Derek Humphreys

IPC: G06F3/0481 ,  G06F3/01 ,  G06F3/0488 ,  G06Q30/06 ,  G06Q20/40 ,  G06Q20/34 ,  G06N99/00

Abstract: A web site map of an external site, including information permitting determination of at least one pertinent location on the site, is obtained at a rules engine. At least one rule specifying peripheral behavior in a region adjacent the at least one pertinent location on the site is also obtained at the engine. Furthermore, an indication that a peripheral device corresponding to the at least one rule is being used to browse the site is also obtained at the engine. Instructions corresponding to the at least one rule specifying the peripheral behavior in the region adjacent the at least one pertinent location on the site are dispatched from the rules engine to the peripheral device. The instructions are configured to cause a stimulus to a user of the peripheral device prior to the user attempting to consummate an action on the web site.

公开(公告)号：US10564796B2

公开(公告)日：2020-02-18

申请号：US15842872

申请日：2017-12-14

Applicant: MasterCard International Incorporated

Inventor： Michael Jason Friedman ,  Derek Humphreys

IPC: G06F17/00 ,  G06F3/0481 ,  G06F3/01 ,  G06F3/0488 ,  G06Q30/06 ,  G06Q20/40 ,  G06Q20/34 ,  G06N20/00 ,  G06F3/039 ,  H04L29/06

Abstract: A web site map of an external site, including information permitting determination of at least one pertinent location on the site, is obtained at a rules engine. At least one rule specifying peripheral behavior in a region adjacent the at least one pertinent location on the site is also obtained at the engine. Furthermore, an indication that a peripheral device corresponding to the at least one rule is being used to browse the site is also obtained at the engine. Instructions corresponding to the at least one rule specifying the peripheral behavior in the region adjacent the at least one pertinent location on the site are dispatched from the rules engine to the peripheral device. The instructions are configured to cause a stimulus to a user of the peripheral device prior to the user attempting to consummate an action on the web site.

公开(公告)号：US20190196588A1

公开(公告)日：2019-06-27

申请号：US15852631

申请日：2017-12-22

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Michael Jason Friedman ,  Derek Humphreys

IPC: G06F3/01 ,  G06F3/041 ,  G06F3/0488 ,  G06Q20/12 ,  G06Q20/38 ,  G06Q30/06

CPC classification number: G06F3/016 ,  G06F3/0412 ,  G06F3/0488 ,  G06F2203/014 ,  G06Q20/12 ,  G06Q20/382 ,  G06Q30/0601

Abstract: An indication is obtained of interaction of a putative human user with a computing device. Responsive to the indication, presentation of a haptic pattern to the putative human user is facilitated; the pattern is not amenable to machine perception. Prompting of the putative human user to input information indicative of human perception of the pattern is facilitated. Information input by the putative human user is obtained responsive to the prompting. When the information input by the putative human user indicates that the putative human user is an actual human user, the interaction is permitted to continue. Haptic techniques are also provided for access control and/or to defend against malevolent web sites which masquerade as legitimate web sites.

公开(公告)号：US11204648B2

公开(公告)日：2021-12-21

申请号：US16006560

申请日：2018-06-12

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Michael Jason Friedman ,  Derek Humphreys

IPC: G06F3/01 ,  H04L29/06 ,  G06Q20/34

Abstract: With a virtual/augmented reality environment management server, first and second computer display devices associated with first and second remote client computing devices are caused to each display first and second avatars in at least one of a virtual reality environment and an augmented reality environment. The avatars represent first and second human users of the remote client computing devices. At the virtual/augmented reality environment management server, data is obtained indicating that a predetermined gesture sequence has occurred between the avatars; in reliance on the data, the virtual/augmented reality environment management server causes an authentication/transaction management server to take at least one action outside the at least one of a virtual reality environment and an augmented reality environment; and causes a confirmation at the first and second remote client computing devices, that the action taken in reliance on the data indicating that the predetermined gesture sequence has occurred.

公开(公告)号：US20170213215A1

公开(公告)日：2017-07-27

申请号：US15417164

申请日：2017-01-26

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Charles Sangwon Lee ,  Michael Jason Friedman ,  Sherri Gayle Haymond

IPC: G06Q20/40 ,  G06Q20/22

CPC classification number: G06Q20/405 ,  G06Q20/387

Abstract: Disclosed are exemplary embodiments of systems and methods for coordinating commerce associated with a premises. One exemplary method includes detecting a condition of a premises via a device at the premises; determining whether a product purchase is indicated based on the detected condition; and when a product purchase is indicated, initiating, by a commerce engine at the premises, a purchase transaction for a product associated with the product purchase determination, using a payment credential associated with a payment account and included in the commerce engine.