公开(公告)号：US20250023738A1

公开(公告)日：2025-01-16

申请号：US18904443

申请日：2024-10-02

Applicant: Mastercard International Incorporated

Inventor： Jamal KHAN ,  Oskar Duris ,  Noah Tavares

IPC: H04L9/32 ,  H04L9/00 ,  H04L9/30

Abstract: A method for performing dual verification to combine a non-fungible token (NFT) with a digital payment instrument includes: receiving a first set of authentication credentials and a second set of authentication credentials, the first including a transaction account identifier, and the second set including an NFT identifier and a public key of a cryptographic key pair; performing a first verification process using the first set of authentication credentials based on at least a comparison of the first set of authentication credentials with data associated with a transaction account identified using the transaction account identifier; performing a second verification process using at least the second set of authentication credentials based on validation of a digital signature using the public key, the digital signature being identified using the NFT identifier; and transmitting a result of the first verification process and the second verification process to a computing device.

公开(公告)号：US11989703B2

公开(公告)日：2024-05-21

申请号：US17391490

申请日：2021-08-02

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Soumyajit Mitra ,  Jamal Khan ,  Oskar Duris ,  Sasyasri Geedipalli ,  Shashi Raghunandan

IPC: G06Q20/40 ,  G06F16/28 ,  G06Q20/04 ,  G06Q20/06 ,  G06Q20/22 ,  G06Q20/32 ,  G06Q20/34 ,  G06Q20/38 ,  G06Q50/00 ,  H04L29/06 ,  G06Q20/10 ,  G06Q20/36

CPC classification number: G06Q20/0655 ,  G06Q20/227 ,  G06Q20/3825 ,  G06Q20/3827 ,  G06Q20/3829

Abstract: A method for facilitating benefit disbursements through the use of tokens and blockchain includes: receiving beneficiary information from a first computing system, the beneficiary information including a beneficiary identifier; storing a blockchain data entry, the blockchain data entry including a disbursement token associated with the beneficiary information and a recipient value generated using a public key of a cryptographic key pair; receiving a redemption message from a second computing system, the redemption message including the disbursement token, a digital signature generated using a private key of the cryptographic key pair, transaction account data, and a redemption amount; validating the digital signature using the public key of the cryptographic key pair; and transmitting a transfer message to the first computing system, the transfer message including the transaction account data and the redemption amount.

公开(公告)号：US12137168B2

公开(公告)日：2024-11-05

申请号：US17522527

申请日：2021-11-09

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Jamal Khan ,  Oskar Duris ,  Noah Tavares

IPC: H04L29/06 ,  H04L9/30 ,  H04L9/32 ,  H04L9/00

Abstract: A method for performing dual verification to combine a non-fungible token (NFT) with a digital payment instrument includes: receiving a first set of authentication credentials and a second set of authentication credentials, the first including a transaction account identifier, and the second set including an NFT identifier and a public key of a cryptographic key pair; performing a first verification process using the first set of authentication credentials based on at least a comparison of the first set of authentication credentials with data associated with a transaction account identified using the transaction account identifier; performing a second verification process using at least the second set of authentication credentials based on validation of a digital signature using the public key, the digital signature being identified using the NFT identifier; and transmitting a result of the first verification process and the second verification process to a computing device.

公开(公告)号：US20240152910A1

公开(公告)日：2024-05-09

申请号：US18387437

申请日：2023-11-06

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Soumyajit Mitra ,  Issidor L. Iliev ,  Martin Etheridge ,  Oskar Duris ,  Rajasekaran Dhamodharan ,  Rashi Goyal

IPC: G06Q20/36 ,  G06Q20/08

CPC classification number: G06Q20/3676 ,  G06Q20/0855

Abstract: Systems and methods are provided for use in token management. One example computer-implemented method includes receiving, from a first user, a request to redeem a first token having a first value, where the first token is issued by a consortium of multiple parties. In response to the request, the method includes identifying, based on one or more criteria, one of the multiple parties to settle a redemption of the first token. And, the method then includes initiating transfer of the first value from the one of the multiple parties to an account specific to the first user.