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公开(公告)号：US11989703B2
公开(公告)日：2024-05-21
申请号：US17391490
申请日：2021-08-02
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Soumyajit Mitra , Jamal Khan , Oskar Duris , Sasyasri Geedipalli , Shashi Raghunandan
IPC: G06Q20/40 , G06F16/28 , G06Q20/04 , G06Q20/06 , G06Q20/22 , G06Q20/32 , G06Q20/34 , G06Q20/38 , G06Q50/00 , H04L29/06 , G06Q20/10 , G06Q20/36
CPC classification number: G06Q20/0655 , G06Q20/227 , G06Q20/3825 , G06Q20/3827 , G06Q20/3829
Abstract: A method for facilitating benefit disbursements through the use of tokens and blockchain includes: receiving beneficiary information from a first computing system, the beneficiary information including a beneficiary identifier; storing a blockchain data entry, the blockchain data entry including a disbursement token associated with the beneficiary information and a recipient value generated using a public key of a cryptographic key pair; receiving a redemption message from a second computing system, the redemption message including the disbursement token, a digital signature generated using a private key of the cryptographic key pair, transaction account data, and a redemption amount; validating the digital signature using the public key of the cryptographic key pair; and transmitting a transfer message to the first computing system, the transfer message including the transaction account data and the redemption amount.
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公开(公告)号：US12125569B2
公开(公告)日：2024-10-22
申请号：US17226816
申请日：2021-04-09
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Raman Narayanswamy , Przemek Praszczalek , Antonia Stroeh , Paul Michael Musser , Shashi Raghunandan
CPC classification number: G16H10/65 , A61B5/0022 , G06F16/27 , G06K19/06037 , G06K19/06112 , G16H10/40 , G16H40/67 , G06F21/32
Abstract: Biometrically-linked electronic proof of health status of an individual. In one embodiment, an electronic device including a biometric capture circuitry, a memory, and an electronic processor. The biometric capture circuitry configured to capture one or more biometrics of the individual. The electronic processor is configured to receive the one or more biometrics of the individual that are captured by the biometric capture circuitry, generate a biometric token of the individual based on the one or more biometrics, receive information indicative of a health status of the individual, link the information indicative of the health status of the individual to the biometric token, and control the memory to store the biometric token and the information indicative of the health status of the individual that is linked to the biometric token.
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公开(公告)号：US20210327551A1
公开(公告)日：2021-10-21
申请号：US17226816
申请日：2021-04-09
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Raman Narayanswamy , Przemek Praszczalek , Antonia Stroeh , Paul Michael Musser , Shashi Raghunandan
Abstract: Biometrically-linked electronic proof of health status of an individual. In one embodiment, an electronic device including a biometric capture circuitry, a memory, and an electronic processor. The biometric capture circuitry configured to capture one or more biometrics of the individual. The electronic processor is configured to receive the one or more biometrics of the individual that are captured by the biometric capture circuitry, generate a biometric token of the individual based on the one or more biometrics, receive information indicative of a health status of the individual, link the information indicative of the health status of the individual to the biometric token, and control the memory to store the biometric token and the information indicative of the health status of the individual that is linked to the biometric token.
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