公开(公告)号：US20130179336A1

公开(公告)日：2013-07-11

申请号：US13739465

申请日：2013-01-11

Applicant: MasterCard International Incorporated

Inventor： Garry LYONS ,  David Brown ,  Michael Clay Atkins ,  Oran Cummins ,  Daniel Martin

IPC: G06Q20/30

CPC classification number: G06Q20/30 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/385

Abstract: An electronic financial transaction arrangement using a payer device to read a machine-readable pay code in which transaction details for a specific transaction may be encoded by a pay code provider is disclosed. The machine-readable pay code may be distributed to the payer device through acoustic stimuli, or as a result of voice or human based gesture actions. A user of the payer device may also participate in the financial transaction through the indirect control of a display by reading a unique machine-readable code unique to the display. Additional transaction details for the specific transaction may be received in the payer device through near field communication, or accessed at a later time when there is established connectivity to a mobile network.

Abstract translation: 公开了一种使用支付者设备读取可读付费代码的电子金融交易安排，其中特定交易的交易细节可由付款代码提供商编码。 机器可读付费代码可以通过声音刺激或作为基于语音或基于人的手势动作的结果分发给付款人设备。 支付者设备的用户也可以通过读取显示器唯一的唯一机器可读代码，通过对显示器的间接控制来参与金融交易。 特定交易的额外交易细节可以通过近场通信在付款机设备中接收，或者在与移动网络建立连接的较晚时间被访问。