公开(公告)号：US10181119B2

公开(公告)日：2019-01-15

申请号：US14662498

申请日：2015-03-19

Applicant: MasterCard International Incorporated

Inventor： Michael Cyr ,  David Brown

IPC: G06Q20/20 ,  G06Q20/32 ,  G06Q20/18 ,  G06Q30/06 ,  G06Q20/40

Abstract: Methods and systems for self-service checkout. In an embodiment, a mobile device processor of a consumer's mobile device receives input data of an item selected for a purchase transaction, displays information concerning the item on a display screen, and receives an indication from a consumer that shopping is completed. The method includes transmitting checkout data for the purchase transaction to a self-service checkout computer, receiving a transaction authorization message and merchant instructions from the self-service checkout computer, and then displaying on the display screen the transaction authorization message and the merchant instructions, wherein the merchant instructions direct the consumer to exit the particular merchant store in a particular manner.

公开(公告)号：US20130179336A1

公开(公告)日：2013-07-11

申请号：US13739465

申请日：2013-01-11

Applicant: MasterCard International Incorporated

Inventor： Garry LYONS ,  David Brown ,  Michael Clay Atkins ,  Oran Cummins ,  Daniel Martin

IPC: G06Q20/30

CPC classification number: G06Q20/30 ,  G06Q20/3276 ,  G06Q20/3278 ,  G06Q20/385

Abstract: An electronic financial transaction arrangement using a payer device to read a machine-readable pay code in which transaction details for a specific transaction may be encoded by a pay code provider is disclosed. The machine-readable pay code may be distributed to the payer device through acoustic stimuli, or as a result of voice or human based gesture actions. A user of the payer device may also participate in the financial transaction through the indirect control of a display by reading a unique machine-readable code unique to the display. Additional transaction details for the specific transaction may be received in the payer device through near field communication, or accessed at a later time when there is established connectivity to a mobile network.

Abstract translation: 公开了一种使用支付者设备读取可读付费代码的电子金融交易安排，其中特定交易的交易细节可由付款代码提供商编码。 机器可读付费代码可以通过声音刺激或作为基于语音或基于人的手势动作的结果分发给付款人设备。 支付者设备的用户也可以通过读取显示器唯一的唯一机器可读代码，通过对显示器的间接控制来参与金融交易。 特定交易的额外交易细节可以通过近场通信在付款机设备中接收，或者在与移动网络建立连接的较晚时间被访问。

公开(公告)号：US20150193763A1

公开(公告)日：2015-07-09

申请号：US14662498

申请日：2015-03-19

Applicant: MasterCard International Incorporated

Inventor： Michael Cyr ,  David Brown

IPC: G06Q20/32 ,  G06Q20/18 ,  G06Q20/20

CPC classification number: G06Q20/3224 ,  G06Q20/18 ,  G06Q20/20 ,  G06Q20/202 ,  G06Q20/204 ,  G06Q20/3223 ,  G06Q20/40 ,  G06Q30/06

Abstract: Methods and systems for self-service checkout. In an embodiment, a mobile device processor of a consumer's mobile device receives input data of an item selected for a purchase transaction, displays information concerning the item on a display screen, and receives an indication from a consumer that shopping is completed. The method includes transmitting checkout data for the purchase transaction to a self-service checkout computer, receiving a transaction authorization message and merchant instructions from the self-service checkout computer, and then displaying on the display screen the transaction authorization message and the merchant instructions, wherein the merchant instructions direct the consumer to exit the particular merchant store in a particular manner.

Abstract translation: 自助结帐的方法和系统。 在一个实施例中，消费者的移动设备的移动设备处理器接收为购买交易选择的项目的输入数据，在显示屏幕上显示关于该项目的信息，并从消费者接收购物完成的指示。 该方法包括将购买交易的结账数据发送到自助结账计算机，从自助结账计算机接收交易授权消息和商家指令，然后在显示屏幕上显示交易授权消息和商家指令， 其中商家指令指示消费者以特定的方式离开特定的商店。