公开(公告)号：US12125024B2

公开(公告)日：2024-10-22

申请号：US16911004

申请日：2020-06-24

Applicant: Mastercard International Incorporated

Inventor： Gabriel Beltramino ,  Piyush Maurya ,  Maurice David Liscia ,  Charl Frederik Botes

IPC: G06Q20/36 ,  G06Q20/32 ,  G06Q20/42

CPC classification number: G06Q20/3672 ,  G06Q20/3227 ,  G06Q20/363 ,  G06Q20/425

Abstract: Methods and systems for provisioning a secure element of a digital device with financial credentials of a consumer are disclosed. In an embodiment, an external entity computer receives from one of a merchant computer or a manufacturer computer, a consumer order for a digital device that includes a secure element (SE). The external entity computer then obtains, based on the digital device information setup data of a digital device which fulfills the order, and transmits a financial account provisioning request including the setup data and the consumer account information to a token service provider (TSP) computer. The process also includes the external entity computer receiving provisioning data including a personalization script which includes financial account token credentials of the consumer from the TSP computer, and then personalizes the ordered digital device with the financial account token credentials.

公开(公告)号：US20190108514A1

公开(公告)日：2019-04-11

申请号：US15725630

申请日：2017-10-05

Applicant: MasterCard International Incorporated

Inventor： Sneha Pendse ,  Joseph John Benson ,  Piyush Maurya ,  Matthew James Miller

IPC: G06Q20/38 ,  G06Q20/36

Abstract: Provided are a system and method for distributing the digitization of a payment credential to an entity that does not have access to issuer master keys. In one example, the method includes receiving a personalization script for a payment credential, the personalization script generated by an issuer of the payment credential, generating tokenized payment information for the payment credential based on the received personalization script, wherein the tokenized payment information is generated by the digitization entity without having access to issuer master keys (IMKs) of the issuer of the payment credential, and transmitting the tokenized payment information for the payment credential to a digital wallet executing on a user device.

公开(公告)号：US20240330910A1

公开(公告)日：2024-10-03

申请号：US18615327

申请日：2024-03-25

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Piyush Maurya ,  James Christian Noë ,  Mark Metcalfe ,  Jared Ryan Boucher

IPC: G06Q20/38

CPC classification number: G06Q20/3821 ,  G06Q20/3825

Abstract: Systems and methods are provided for converting account credentials in mobile devices. An example method includes receiving a request to digitize a second account in a mobile device, in place of a first account, and determining a type of the second account is different than a type of the first account. The method also includes identifying a first application identifier (AID) for the second account and transmitting, to a digital platform computing device, a request to digitize the second account to the mobile device. The method then further includes receiving, from the digital platform computing device, a notice to digitize the second account to an instance of the application for the second account in the mobile device, where the notice includes an AID for the first account, validating the AID for the first account, and generating and transmitting personalization data to the digital platform computing device.

公开(公告)号：US20240311741A1

公开(公告)日：2024-09-19

申请号：US18603730

申请日：2024-03-13

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Alexa Hijazi ,  Prateek Khamesra ,  Vishwa Desai ,  Piyush Maurya

IPC: G06Q10/083

CPC classification number: G06Q10/083

Abstract: Digital notification servers, methods, and non-transitory computer-readable media. In one embodiment, a server including a communication interface, a memory, and an electronic processor. The electronic processor is configured to receive supplier information and a plurality of digital notifications from the supplier interface device, each of the plurality of digital notifications linked to one or more remuneration vehicles of a plurality of remuneration vehicles and the supplier information, store the supplier information and the plurality of digital notifications in the memory, receive a request for the plurality of digital notifications from the third-party server, the request including the supplier information, and output the plurality of digital notifications to the third-party server, wherein the plurality of digital notifications notify a user of the third-party server of a difference between the plurality of remuneration vehicles and other remuneration vehicles.

公开(公告)号：US12008562B2

公开(公告)日：2024-06-11

申请号：US15725630

申请日：2017-10-05

Applicant: MasterCard International Incorporated

Inventor： Sneha Pendse ,  Joseph John Benson ,  Piyush Maurya ,  Matthew James Miller

IPC: G06Q20/38 ,  G06Q20/36

CPC classification number: G06Q20/385 ,  G06Q20/36 ,  G06Q20/3672 ,  G06Q20/3674 ,  G06Q20/3829 ,  G06Q2220/00

Abstract: Provided are a system and method for distributing the digitization of a payment credential to an entity that does not have access to issuer master keys. In one example, the method includes receiving a personalization script for a payment credential, the personalization script generated by an issuer of the payment credential, generating tokenized payment information for the payment credential based on the received personalization script, wherein the tokenized payment information is generated by the digitization entity without having access to issuer master keys (IMKs) of the issuer of the payment credential, and transmitting the tokenized payment information for the payment credential to a digital wallet executing on a user device.