公开(公告)号：US20170308899A1

公开(公告)日：2017-10-26

申请号：US15386568

申请日：2016-12-21

Applicant: MasterCard International Incorporated

Inventor： Patrik Smets ,  Tim Stuart ,  Chirodeep Aikat ,  David Kenneth Meadon ,  David Anthony Roberts

IPC: G06Q20/40 ,  G06Q20/20

Abstract: A payment transaction is performed at a POS (point of sale) device. The device includes a terminal component and a reader component. The reader component includes a contact interface for establishing a data signal path via conductive contact with an integrated circuit (IC) payment card. A payment transaction is initiated. The data signal path is established between the reader component and the IC payment card. The IC payment card is commanded to generate a cryptogram for verification by an issuer of the card. The cryptogram is received from the card. In response to receiving the cryptogram, a command is issued to disable contact reading operation by the reader component.

公开(公告)号：US10552840B2

公开(公告)日：2020-02-04

申请号：US15386568

申请日：2016-12-21

Applicant: MasterCard International Incorporated

Inventor： Patrik Smets ,  Tim Stuart ,  Chirodeep Aikat ,  David Kenneth Meadon ,  David Anthony Roberts

IPC: G06K5/00 ,  G06Q20/40 ,  G06Q20/20 ,  G06Q20/34 ,  G07F7/08

Abstract: A payment transaction is performed at a POS (point of sale) device. The device includes a terminal component and a reader component. The reader component includes a contact interface for establishing a data signal path via conductive contact with an integrated circuit (IC) payment card. A payment transaction is initiated. The data signal path is established between the reader component and the IC payment card. The IC payment card is commanded to generate a cryptogram for verification by an issuer of the card. The cryptogram is received from the card. In response to receiving the cryptogram, a command is issued to disable contact reading operation by the reader component.