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公开(公告)号：US10650360B2
公开(公告)日：2020-05-12
申请号：US15357692
申请日：2016-11-21
申请人： PayPal, Inc.
摘要： Methods and systems according to one or more embodiments are provided for storing online transaction records associated with user-merchant transactions. In an embodiment, a system comprises one or more processors. The system also comprises one or more memories adapted to store a plurality of machine-readable instructions which when executed by the one or more processors are adapted to cause the system to: receive transaction information captured and passed from a client device in response to the client device determining that information or content provided by a merchant server comprises transaction information, wherein the transaction information is associated with a user-merchant transaction; and store the received transaction information in a searchable machine-readable transaction record associated with a user account.
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公开(公告)号：US10269019B2
公开(公告)日：2019-04-23
申请号：US15724754
申请日：2017-10-04
申请人： PAYPAL, INC.
发明人： German Scipioni
摘要： A user having an account with a payment provider receives an unregistered payment card that is associated with the payment provider, and that includes a magnetic strip encoded with a number unique to the card and a machine readable code such as a QR/barcode embossed thereon. The user may then open an application on the user's mobile device to capture the number associated with the card by, for example, scanning the QR/barcode, capturing an image of the number, speaking the number into the device, or manually entering the number into the user's device. The user may also authenticate with the payment provider by entering login credentials. The user may then confirm a request to link the number of the card with the user's payment provider account, which activates and links the card to the user account so that the user can immediately use the card for purchases.
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公开(公告)号：US10181123B2
公开(公告)日：2019-01-15
申请号：US14541593
申请日：2014-11-14
申请人： PAYPAL, INC.
发明人： German Scipioni
摘要： A user traveling abroad may decide to make a purchase transaction from a merchant, or exchange cash to foreign currency, or withdraw foreign currency from a funding source of the user. A service provider server may determine exchange rates and transaction fees for different funding sources of the user and/or at different currency exchange locations. The service provider server may further suggest a particular funding source and/or a currency exchange location. The user may conveniently make an informed decision regarding which currency exchange location to go to and which funding source to use. After the trip, the user may have leftover foreign currency. The user may exchange the foreign currency for credit in a restricted account that can be used to make purchases but cannot be cashed out. The credit may be converted to domestic currency and may conveniently be used to make purchases.
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公开(公告)号：US10096021B2
公开(公告)日：2018-10-09
申请号：US14671965
申请日：2015-03-27
申请人： PAYPAL, INC.
发明人： German Scipioni , Loc Nguyen
摘要： Methods and systems are provided for loading money from a gift card into a digital wallet. The transfer can be done at a point of sale (POS), such as during a purchase of the gift card. The digital wallet can be a digital wallet of a user who is purchasing the gift card. The money in the digital wallet can be used to purchase products from the same merchant or another merchant. The money can be transferred from the digital wallet to any other person or entity.
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公开(公告)号：US09734520B2
公开(公告)日：2017-08-15
申请号：US14048886
申请日：2013-10-08
申请人： PAYPAL, INC.
发明人： German Scipioni
CPC分类号： G06Q30/0282 , G06Q30/0633
摘要： Methods and systems are provided for giving prompt, detailed ratings feedback (e.g., as a purchase is being made or a user is shopping or dining with a merchant) that can be subjected to a controlled delay in sending the actual feedback to merchants. “Merchant” is used in a general sense to include both providers of goods and providers of services, such as dining (e.g., restaurants, coffee shops), car maintenance, carpet cleaning, home remodeling, and plumbing, for example). The feedback may be provided from a consumer mobile device. Embodiments may provide information useable in real time (e.g., as the user is considering the ratings to be given) from the merchant back to the consumer for improving the ratings feedback or that the consumer can use, for example, for making purchasing decisions.
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公开(公告)号：US20160321489A1
公开(公告)日：2016-11-03
申请号：US15207366
申请日：2016-07-11
申请人： PAYPAL, INC.
发明人： German Scipioni
CPC分类号： G06K7/1443 , G06K7/10722 , G06K7/1417 , G06K9/46 , G06K19/06 , G06Q20/00 , G06Q20/3274 , G06Q20/3276 , G06T1/0021 , H04W4/02
摘要： A service provider receives, from a user, picture information captured by a user device from a picture mark associated with a product or service of a merchant. It determines a matching picture image by comparing the picture information with picture images in a server, previously registered by the merchant. It also determines, out of attributes previously registered by the merchant, a matching attribute set uniquely associated with the matching picture image. The attributes may be web links, mobile APPs, or any media files that the merchant desires to communicate to users about its products or services. The service provider then communicates to the user the matching attribute set to be loaded on the user device and direct the user to the web links, mobile APPs, or media files that the merchant predetermined.
摘要翻译： 服务提供商从用户接收由用户设备从与商家的产品或服务相关联的图片标记捕获的图片信息。 它通过将图像信息与先前由商家注册的服务器中的图像图像进行比较来确定匹配的图像图像。 它还从先前由商家注册的属性中确定与匹配图像图像唯一相关联的匹配属性集。 属性可以是网络链接，移动APP，或者商家希望向用户传达关于其产品或服务的任何媒体文件。 服务提供商然后向用户传送要加载在用户设备上的匹配属性集，并将用户指向商家预定的网络链接，移动APP或媒体文件。
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公开(公告)号：US20220084103A1
公开(公告)日：2022-03-17
申请号：US17532699
申请日：2021-11-22
申请人： PayPal, Inc.
发明人： German Scipioni
IPC分类号： G06Q30/06 , G06F21/36 , G06Q20/02 , G06Q20/10 , G06Q20/12 , G06Q20/32 , G06Q20/40 , G06Q20/36
摘要： An easy authentication or payment is made by creating an account associated with a particular web browser or device that accesses an on-line page. Payments are made, such as for full-access viewing of an article or viewing content without visible ads, by selecting a payment button on the on-line page. Selection can be with a specific swiping motion or device motion previously defined for the user. Once selected, the payment is made without the user having to authorize or authenticate. The motion can be used independently to authorize or authenticate the user through the device.
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公开(公告)号：US20190251567A1
公开(公告)日：2019-08-15
申请号：US16392144
申请日：2019-04-23
申请人： PAYPAL, INC.
发明人： German Scipioni
IPC分类号： G06Q20/40 , G06F16/583 , G06F16/951 , G06K19/06 , G06Q20/34 , G07F7/10 , G06K9/18
CPC分类号： G06Q20/409 , G06F16/5838 , G06F16/5846 , G06F16/951 , G06K9/18 , G06K19/06009 , G06Q20/347 , G06Q20/354 , G06Q20/355 , G06Q20/405 , G07F7/1008
摘要： A user having an account with a payment provider receives an unregistered payment card that is associated with the payment provider, and that includes a magnetic strip encoded with a number unique to the card and a machine readable code such as a QR/barcode embossed thereon. The user may then open an application on the user's mobile device to capture the number associated with the card by, for example, scanning the QR/barcode, capturing an image of the number, speaking the number into the device, or manually entering the number into the user's device. The user may also authenticate with the payment provider by entering login credentials. The user may then confirm a request to link the number of the card with the user's payment provider account, which activates and links the card to the user account so that the user can immediately use the card for purchases.
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公开(公告)号：US10242397B2
公开(公告)日：2019-03-26
申请号：US14860628
申请日：2015-09-21
申请人： PAYPAL, INC.
发明人： German Scipioni
IPC分类号： G06Q30/00 , G06Q30/06 , G06F21/36 , G06Q20/02 , G06Q20/10 , G06Q20/12 , G06Q20/32 , G06Q20/40 , G06Q20/36
摘要： An easy authentication or payment is made by creating an account associated with a particular web browser or device that accesses an on-line page. Payments are made, such as for full-access viewing of an article or viewing content without visible ads, by selecting a payment button on the on-line page. Selection can be with a specific swiping motion or device motion previously defined for the user. Once selected, the payment is made without the user having to authorize or authenticate. The motion can be used independently to authorize or authenticate the user through the device.
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公开(公告)号：US09785947B2
公开(公告)日：2017-10-10
申请号：US15186198
申请日：2016-06-17
申请人： PAYPAL, INC.
发明人： German Scipioni
CPC分类号： G06Q20/409 , G06F17/30253 , G06F17/30256 , G06F17/30864 , G06K9/18 , G06K19/06009 , G06Q20/347 , G06Q20/354 , G06Q20/355 , G06Q20/405 , G07F7/1008
摘要： A user having an account with a payment provider receives an unregistered payment card that is associated with the payment provider, and that includes a magnetic strip encoded with a number unique to the card and a machine readable code such as a QR/barcode embossed thereon. The user may then open an application on the user's mobile device to capture the number associated with the card by, for example, scanning the QR/barcode, capturing an image of the number, speaking the number into the device, or manually entering the number into the user's device. The user may also authenticate with the payment provider by entering login credentials. The user may then confirm a request to link the number of the card with the user's payment provider account, which activates and links the card to the user account so that the user can immediately use the card for purchases.
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