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公开(公告)号：US20220207512A1
公开(公告)日：2022-06-30
申请号：US17671523
申请日：2022-02-14
申请人： PayPal, Inc.
发明人： James Barrese , Manish Maheshwari , Rohan Sehgal , Amit Paka , Sunil Nair , Suket Somani , Barath Rangaswamy , Vidhi Himanshu Shah , Weijie Li
摘要： A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to the merchant's location. Further, the reliance on the network connection is reduced by caching or storing payment codes at the user's mobile device. The payment codes may have expiration and may be used once. The payment codes may be revoked or canceled if the user's mobile device is compromised or stolen. In an embodiment, the payment codes may be generated and provided to the user's mobile device when the payment application at the user's mobile device is refreshed. For example, the payment application is refreshed based on user's payment history or payment habits. In another embodiment, the payment codes may be generated and provided to the user's mobile device when the user is within a predetermined distance from a merchant.
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公开(公告)号：US20200042976A1
公开(公告)日：2020-02-06
申请号：US16505024
申请日：2019-07-08
申请人： PAYPAL, INC.
发明人： James Barrese , Manish Maheshwari , Rohan Sehgal , Amit Paka , Sunil Nair , Suket Somani , Barath Rangaswamy , Vidhi Himanshu Shah , Weijie Li
摘要： A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to the merchant's location. Further, the reliance on the network connection is reduced by caching or storing payment codes at the user's mobile device. The payment codes may have expiration and may be used once. The payment codes may be revoked or canceled if the user's mobile device is compromised or stolen. In an embodiment, the payment codes may be generated and provided to the user's mobile device when the payment application at the user's mobile device is refreshed. For example, the payment application is refreshed based on user's payment history or payment habits. In another embodiment, the payment codes may be generated and provided to the user's mobile device when the user is within a predetermined distance from a merchant.
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公开(公告)号：US12020233B2
公开(公告)日：2024-06-25
申请号：US17671523
申请日：2022-02-14
申请人： PayPal, Inc.
发明人： James Barrese , Manish Maheshwari , Rohan Sehgal , Amit Paka , Sunil Nair , Suket Somani , Barath Rangaswamy , Vidhi Himanshu Shah , Weijie Li
CPC分类号： G06Q20/3274 , G06Q20/204 , G06Q20/3224 , G06Q20/3227 , G06Q20/385
摘要： A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to the merchant's location. Further, the reliance on the network connection is reduced by caching or storing payment codes at the user's mobile device. The payment codes may have expiration and may be used once. The payment codes may be revoked or canceled if the user's mobile device is compromised or stolen. In an embodiment, the payment codes may be generated and provided to the user's mobile device when the payment application at the user's mobile device is refreshed. For example, the payment application is refreshed based on user's payment history or payment habits. In another embodiment, the payment codes may be generated and provided to the user's mobile device when the user is within a predetermined distance from a merchant.
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公开(公告)号：US11250413B2
公开(公告)日：2022-02-15
申请号：US16505024
申请日：2019-07-08
申请人： PAYPAL, INC.
发明人： James Barrese , Manish Maheshwari , Rohan Sehgal , Amit Paka , Sunil Nair , Suket Somani , Barath Rangaswamy , Vidhi Himanshu Shah , Weijie Li
摘要： A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to the merchant's location. Further, the reliance on the network connection is reduced by caching or storing payment codes at the user's mobile device. The payment codes may have expiration and may be used once. The payment codes may be revoked or canceled if the user's mobile device is compromised or stolen. In an embodiment, the payment codes may be generated and provided to the user's mobile device when the payment application at the user's mobile device is refreshed. For example, the payment application is refreshed based on user's payment history or payment habits. In another embodiment, the payment codes may be generated and provided to the user's mobile device when the user is within a predetermined distance from a merchant.
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公开(公告)号：US10346828B2
公开(公告)日：2019-07-09
申请号：US14934813
申请日：2015-11-06
申请人： PAYPAL, INC.
发明人： James Barrese , Manish Maheshwari , Rohan Sehgal , Amit Paka , Sunil Nair , Suket Somani , Barath Rangaswamy , Vidhi Himanshu Shah , Weijie Li
摘要： A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to the merchant's location. Further, the reliance on the network connection is reduced by caching or storing payment codes at the user's mobile device. The payment codes may have expiration and may be used once. The payment codes may be revoked or canceled if the user's mobile device is compromised or stolen. In an embodiment, the payment codes may be generated and provided to the user's mobile device when the payment application at the user's mobile device is refreshed. For example, the payment application is refreshed based on user's payment history or payment habits. In another embodiment, the payment codes may be generated and provided to the user's mobile device when the user is within a predetermined distance from a merchant.
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公开(公告)号：US20160132864A1
公开(公告)日：2016-05-12
申请号：US14934813
申请日：2015-11-06
申请人： PAYPAL, INC.
发明人： James Barrese , Manish Maheshwari , Rohan Sehgal , Amit Paka , Sunil Nair , Suket Somani , Barath Rangaswamy , Vidhi Himanshu Shah , Weijie Li
CPC分类号： G06Q20/3274 , G06Q20/204 , G06Q20/3224 , G06Q20/3227 , G06Q20/385
摘要： A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to the merchant's location. Further, the reliance on the network connection is reduced by caching or storing payment codes at the user's mobile device. The payment codes may have expiration and may be used once. The payment codes may be revoked or canceled if the user's mobile device is compromised or stolen. In an embodiment, the payment codes may be generated and provided to the user's mobile device when the payment application at the user's mobile device is refreshed. For example, the payment application is refreshed based on user's payment history or payment habits. In another embodiment, the payment codes may be generated and provided to the user's mobile device when the user is within a predetermined distance from a merchant.
摘要翻译： 提供了具有位置不可知支付代码的支付处理装置和系统或方法，其中用户不必登记商家的位置。 此外，通过在用户的移动设备上缓存或存储支付代码来减少对网络连接的依赖。 付款代码可能有期限，可以使用一次。 如果用户的移动设备遭到入侵或被盗，则可以撤消或取消付款代码。 在一个实施例中，当刷新用户的移动设备处的支付应用时，可以生成支付代码并将其提供给用户的移动设备。 例如，支付应用程序根据用户的付款历史或付款习惯进行刷新。 在另一个实施例中，当用户在与商家的预定距离内时，支付代码可被生成并提供给用户的移动设备。
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