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公开(公告)号:US08589225B2
公开(公告)日:2013-11-19
申请号:US12366128
申请日:2009-02-05
申请人: Perry A Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
发明人: Perry A Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
IPC分类号: G06Q99/00
CPC分类号: G06Q20/34 , G06Q10/087 , G06Q20/102 , G06Q20/227 , G06Q20/341 , G06Q20/357 , G06Q20/3574 , G06Q20/363 , G06Q30/02 , G06Q30/0215 , G06Q50/10 , G07B15/02 , G07F7/0866 , G07F7/1008 , G07F17/0014
摘要: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
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公开(公告)号:US07503487B2
公开(公告)日:2009-03-17
申请号:US11932264
申请日:2007-10-31
申请人: Perry A Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
发明人: Perry A Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
IPC分类号: G06K5/00
CPC分类号: G06Q20/34 , G06Q10/087 , G06Q20/102 , G06Q20/227 , G06Q20/341 , G06Q20/357 , G06Q20/3574 , G06Q20/363 , G06Q30/02 , G06Q30/0215 , G06Q50/10 , G07B15/02 , G07F7/0866 , G07F7/1008 , G07F17/0014
摘要: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
摘要翻译: 本发明向消费者提供多个卡或帐户的服务,同时允许消费者携带单个卡,应答器,代码和/或其他访问设备。 由于该卡可以访问诸如金融交易服务和运输服务之类的组合服务,所以该系统可以方便为运输服务的金融账户收费。 该系统可以允许消费者使用忠诚积分或基于地理的忠诚度点来支付运输服务。 该系统还可以基于某些地理区域中某些运输服务的地理区域来限制某些忠诚度点的使用。
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公开(公告)号:US20090144136A1
公开(公告)日:2009-06-04
申请号:US12366128
申请日:2009-02-05
申请人: Perry A. Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
发明人: Perry A. Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
CPC分类号: G06Q20/34 , G06Q10/087 , G06Q20/102 , G06Q20/227 , G06Q20/341 , G06Q20/357 , G06Q20/3574 , G06Q20/363 , G06Q30/02 , G06Q30/0215 , G06Q50/10 , G07B15/02 , G07F7/0866 , G07F7/1008 , G07F17/0014
摘要: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
摘要翻译: 本发明向消费者提供多个卡或帐户的服务,同时允许消费者携带单个卡,应答器,代码和/或其他访问设备。 由于该卡可以访问诸如金融交易服务和运输服务之类的组合服务,所以该系统可以方便为运输服务的金融账户收费。 该系统可以允许消费者使用忠诚积分或基于地理的忠诚度点来支付运输服务。 该系统还可以基于某些地理区域中某些运输服务的地理区域来限制某些忠诚度点的使用。
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公开(公告)号:US07360699B2
公开(公告)日:2008-04-22
申请号:US11550067
申请日:2006-10-17
申请人: Perry A Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
发明人: Perry A Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
IPC分类号: G07B15/02
CPC分类号: G06Q20/34 , G06Q10/087 , G06Q20/102 , G06Q20/227 , G06Q20/341 , G06Q20/357 , G06Q20/3574 , G06Q20/363 , G06Q30/02 , G06Q30/0215 , G06Q50/10 , G07B15/02 , G07F7/0866 , G07F7/1008 , G07F17/0014
摘要: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
摘要翻译: 本发明向消费者提供多个卡或帐户的服务,同时允许消费者携带单个卡,应答器,代码和/或其他访问设备。 由于该卡可以访问诸如金融交易服务和运输服务之类的组合服务,所以该系统可以方便为运输服务的金融账户收费。 该系统可以允许消费者使用忠诚积分或基于地理的忠诚度点来支付运输服务。 该系统还可以基于某些地理区域中某些运输服务的地理区域来限制某些忠诚度点的使用。
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公开(公告)号:US07163145B2
公开(公告)日:2007-01-16
申请号:US10708580
申请日:2004-03-12
申请人: Perry A. Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
发明人: Perry A. Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
IPC分类号: G06K5/00
CPC分类号: G06Q20/34 , G06Q10/087 , G06Q20/102 , G06Q20/227 , G06Q20/341 , G06Q20/357 , G06Q20/3574 , G06Q20/363 , G06Q30/02 , G06Q30/0215 , G06Q50/10 , G07B15/02 , G07F7/0866 , G07F7/1008 , G07F17/0014
摘要: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
摘要翻译: 本发明向消费者提供多个卡或帐户的服务,同时允许消费者携带单个卡,应答器,代码和/或其他访问设备。 由于该卡可以访问诸如金融交易服务和运输服务之类的组合服务,所以该系统可以方便为运输服务的金融账户收费。 该系统可以允许消费者使用忠诚积分或基于地理的忠诚度点来支付运输服务。 该系统还可以基于某些地理区域中某些运输服务的地理区域来限制某些忠诚度点的使用。
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公开(公告)号:US20070084914A1
公开(公告)日:2007-04-19
申请号:US11550067
申请日:2006-10-17
申请人: Perry Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
发明人: Perry Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
IPC分类号: G06K5/00
CPC分类号: G06Q20/34 , G06Q10/087 , G06Q20/102 , G06Q20/227 , G06Q20/341 , G06Q20/357 , G06Q20/3574 , G06Q20/363 , G06Q30/02 , G06Q30/0215 , G06Q50/10 , G07B15/02 , G07F7/0866 , G07F7/1008 , G07F17/0014
摘要: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
摘要翻译: 本发明向消费者提供多个卡或帐户的服务,同时允许消费者携带单个卡,应答器,代码和/或其他访问设备。 由于该卡可以访问诸如金融交易服务和运输服务之类的组合服务,所以该系统可以方便为运输服务的金融账户收费。 该系统可以允许消费者使用忠诚积分或基于地理的忠诚度点来支付运输服务。 该系统还可以基于某些地理区域中某些运输服务的地理区域来限制某些忠诚度点的使用。
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公开(公告)号:US20080052172A1
公开(公告)日:2008-02-28
申请号:US11932264
申请日:2007-10-31
申请人: Perry Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
发明人: Perry Cohagan , Mary Ann Fitzmaurice , Aliza Freud , Birgitta Mayer , Julia Menichilli , Jason Nanton , Ray Sharp , Scott Vosburgh , Penelope Wood-Kulko
IPC分类号: G06Q30/00
CPC分类号: G06Q20/34 , G06Q10/087 , G06Q20/102 , G06Q20/227 , G06Q20/341 , G06Q20/357 , G06Q20/3574 , G06Q20/363 , G06Q30/02 , G06Q30/0215 , G06Q50/10 , G07B15/02 , G07F7/0866 , G07F7/1008 , G07F17/0014
摘要: The invention provides consumers with the services of multiple cards or accounts while allowing consumers to carry a single card, transponder, code and/or other access device. Because the card may access combined services such as financial transaction services and transportation services, the system may facilitate charging the financial account for the transportation services. The system may allow the consumer to use loyalty points or geographic based loyalty points to pay for the transportation services. The system may also limit the use of certain loyalty points based upon the geographic area for certain transportation services in certain geographic areas.
摘要翻译: 本发明向消费者提供多个卡或帐户的服务,同时允许消费者携带单个卡,应答器,代码和/或其他访问设备。 由于该卡可以访问诸如金融交易服务和运输服务之类的组合服务,所以该系统可以方便为运输服务的金融账户收费。 该系统可以允许消费者使用忠诚积分或基于地理的忠诚度点来支付运输服务。 该系统还可以基于某些地理区域中某些运输服务的地理区域来限制某些忠诚度点的使用。
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公开(公告)号:US06742704B2
公开(公告)日:2004-06-01
申请号:US09764688
申请日:2001-01-16
申请人: Mary Ann Fitzmaurice , Aliza Freud , Ray Sharp , Jason Nanton , Scott Vosburgh
发明人: Mary Ann Fitzmaurice , Aliza Freud , Ray Sharp , Jason Nanton , Scott Vosburgh
IPC分类号: G06K500
CPC分类号: G07F7/1008 , G06Q20/105 , G06Q20/341 , G06Q20/357 , G06Q40/00
摘要: A system and method for providing a multiple-service card is disclosed. As a result, a card member 108 is provided with a single card that serves as both a credit card and a club membership card for access to the service partner's exclusive club. This multiple-service card may have the traditional credit card data on one side of the card, including, for example, the account number, name of the account holder, and the expiration date. The other side of the card may include a magnetic stripe that contains the account information in machine readable form as well as membership information suitable to permit entry into a service partner's facility. In the system, the primary party and the service partner participants cooperate to complete the processes associated with the provision of the combined card services, including a new account process, card replacement and renewal processes, a service partner membership cancellation process, and a process for cancellation and/or transfer by a primary party.
摘要翻译: 公开了一种用于提供多业务卡的系统和方法。 结果,卡片部件108设置有用作访问服务伙伴专属俱乐部的信用卡和俱乐部会员卡的单个卡。 该多服务卡可以在卡的一侧具有传统的信用卡数据,包括例如帐号,帐户持有人的姓名和到期日。 卡的另一侧可以包括磁条,其包含以机器可读形式的帐户信息以及适合于允许进入服务伙伴设施的会员信息。 在系统中,主要方和服务合作伙伴参与者合作完成与提供组合卡服务相关联的过程,包括新的帐户流程,卡替换和更新过程,服务伙伴会员取消流程以及 取消和/或由主要方转让。
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