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公开(公告)号：US20100017329A1
公开(公告)日：2010-01-21
申请号：US12565652
申请日：2009-09-23
申请人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser , Rachel Riley Heitz
发明人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser , Rachel Riley Heitz
IPC分类号： G06Q40/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US20110040684A1
公开(公告)日：2011-02-17
申请号：US12911545
申请日：2010-10-25
申请人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
发明人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US07918392B2
公开(公告)日：2011-04-05
申请号：US12911545
申请日：2010-10-25
申请人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
发明人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US07243839B2
公开(公告)日：2007-07-17
申请号：US10905663
申请日：2005-01-14
申请人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
发明人： Randall G. Beck , Gennye Feldman , Jon Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施进行库存和相关过程。
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公开(公告)号：USRE45409E1
公开(公告)日：2015-03-10
申请号：US13307887
申请日：2011-11-30
申请人： Randall G. Beck , Gennye Feldman Krasner , Jon Steven Imada , Paula S. Simper , Sven Miller , Clyde Page , Steven J. Keiser
发明人： Randall G. Beck , Gennye Feldman Krasner , Jon Steven Imada , Paula S. Simper , Sven Miller , Clyde Page , Steven J. Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
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公开(公告)号：US07841519B2
公开(公告)日：2010-11-30
申请号：US12565652
申请日：2009-09-23
申请人： Randall G. Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
发明人： Randall G. Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S. Martinez , Sven Miller , Clyde Page , Steven J. Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US07455222B2
公开(公告)日：2008-11-25
申请号：US11844663
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
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公开(公告)号：US07624921B1
公开(公告)日：2009-12-01
申请号：US11844766
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
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公开(公告)号：US07611051B1
公开(公告)日：2009-11-03
申请号：US11844734
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡待售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US07458509B2
公开(公告)日：2008-12-02
申请号：US11844702
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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