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1.发明申请SYSTEMS, METHODS, AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS VIA WEB-BASED TOOL 有权用于通过网络工具出售交易文书的系统，方法和设备公开(公告)号：US20050199706A1
公开(公告)日：2005-09-15
申请号：US10905888
申请日：2005-01-25
申请人： Randy Beck , Gennye Feldman , Elizabeth Holt , Sven Miller , Clyde Page , Marc Rubner , John Rose , Nicole Vollmer
发明人： Randy Beck , Gennye Feldman , Elizabeth Holt , Sven Miller , Clyde Page , Marc Rubner , John Rose , Nicole Vollmer
CPC分类号： G06Q40/02 , G06Q20/105 , G06Q20/20 , G06Q20/202 , G06Q20/204 , G06Q20/341 , G06Q20/355 , G06Q30/02 , G06Q30/0603 , G06Q40/00 , G06Q40/025 , G07F7/1008
摘要： The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发交易工具的系统和方法。 该系统包括以下步骤：在零售环境中出售交易工具; 出售选定的交易工具; 通过互联网访问网站与交易工具的发行人进行交流，并使交易工具能够使用。 交易工具可以是例如开放的预付卡。 交易工具的分发还可以包括基本上实时地通过网站发送消息的步骤，导致预先付费的交易工具被资助但不被激活，直到稍后通过交互式语音应答系统，例如 。 在另一示例中，相关联的交易账户可以在分发时被资助并被激活。 此外，发行者系统可以被适当地配置为利用现有的旅行者检查基础设施来进行库存和相关过程。
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公开(公告)号：US07455222B2
公开(公告)日：2008-11-25
申请号：US11844663
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
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公开(公告)号：US07624921B1
公开(公告)日：2009-12-01
申请号：US11844766
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
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公开(公告)号：US07611051B1
公开(公告)日：2009-11-03
申请号：US11844734
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡待售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US20050199705A1
公开(公告)日：2005-09-15
申请号：US10905663
申请日：2005-01-14
申请人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page
发明人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US07458509B2
公开(公告)日：2008-12-02
申请号：US11844702
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施用于库存和相关过程。
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公开(公告)号：US07344067B2
公开(公告)日：2008-03-18
申请号：US11556953
申请日：2006-11-06
申请人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Riley Heitz , John Steven Imada , Paula S Martinez , Sven Miller , Clyde Page , Steven J Keiser
IPC分类号： G06K5/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施进行库存和相关过程。
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公开(公告)号：US20080015991A1
公开(公告)日：2008-01-17
申请号：US11844702
申请日：2007-08-24
申请人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
发明人： Randy Beck , Gennye Feldman , Rachel Heitz , Jon Imada , Paula Martinez , Sven Miller , Clyde Page , Steven Keiser
IPC分类号： G06Q40/00
摘要： The present invention generally relates to a system and method for distributing an open transaction instrument. The system includes the steps of: accessibly offering for sale, in a retail environment, the open transaction instrument; selling a selected open transaction instrument; and enabling the use of the open transaction instrument. The transaction instrument may be, for example, an open pre-paid card. Furthermore, accessibly offering the open pre-paid card for sale, in one exemplary embodiment, is performed by hanging the pre-paid card on a rack. The distribution of the open transaction instrument may also comprise the step of sending a message, in substantially real time, causing the pre-paid open transaction instrument to be funded but not activated. Also, in accordance with further exemplary embodiments of the present invention, an issuer system is suitably configured to leverage existing infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发开放式交易工具的系统和方法。 该系统包括以下步骤：在零售环境中可供出售开放交易工具; 出售选定的开放交易工具; 并使用开放式交易工具。 交易工具可以是例如开放的预付卡。 此外，在一个示例性实施例中，通过将预付卡挂在机架上来执行可开放的预付卡出售。 开放交易工具的分配还可以包括基本上实时地发送消息的步骤，导致预先支付的开放交易工具被资助但未被激活。 此外，根据本发明的另外的示例性实施例，发行者系统被适当地配置为利用现有基础设施进行库存和相关过程。
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公开(公告)号：US20080215449A1
公开(公告)日：2008-09-04
申请号：US12118590
申请日：2008-05-09
申请人： Randy Beck , Gennye Hannover Feldman , Elizabeth Anne Holt , Sven Miller , Clyde Page , Marc Rubner , John R. Rose , Nicole Milne Vollmer
发明人： Randy Beck , Gennye Hannover Feldman , Elizabeth Anne Holt , Sven Miller , Clyde Page , Marc Rubner , John R. Rose , Nicole Milne Vollmer
CPC分类号： G06Q40/02 , G06Q20/105 , G06Q20/20 , G06Q20/202 , G06Q20/204 , G06Q20/341 , G06Q20/355 , G06Q30/02 , G06Q30/0603 , G06Q40/00 , G06Q40/025 , G07F7/1008
摘要： The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
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10.发明申请SYSTEMS, METHODS, AND DEVICES FOR SELLING TRANSACTION INSTRUMENTS VIA WEB-BASED TOOL 有权用于通过网络工具出售交易文书的系统，方法和设备公开(公告)号：US20080215448A1
公开(公告)日：2008-09-04
申请号：US12118581
申请日：2008-05-09
申请人： Randy Beck , Gennye Hannover Feldman , Elizabeth Anne Holt , Sven Miller , Clyde Page , Marc Rubner , John R. Rose , Nicole Milne Vollmer
发明人： Randy Beck , Gennye Hannover Feldman , Elizabeth Anne Holt , Sven Miller , Clyde Page , Marc Rubner , John R. Rose , Nicole Milne Vollmer
CPC分类号： G06Q40/02 , G06Q20/105 , G06Q20/20 , G06Q20/202 , G06Q20/204 , G06Q20/341 , G06Q20/355 , G06Q30/02 , G06Q30/0603 , G06Q40/00 , G06Q40/025 , G07F7/1008
摘要： The present invention generally relates to a system and method for distributing a transaction instrument. The system includes the steps of: offering for sale, in a retail environment, the transaction instrument; selling a selected transaction instrument; communicating with the issuer of the transaction instrument via an internet accessible web site, and enabling the use of the transaction instrument. The transaction instrument may be, for example, an open pre-paid card. The distribution of the transaction instrument may also include the step of sending a message, through the web site, in substantially real time, causing the pre-paid transaction instrument to be funded but not activated until later through an interactive voice response system, for example. In another example, an associated transaction account may be funded and activated at the time of distribution. Furthermore, an issuer system may be suitably configured to leverage existing Travelers Cheque infrastructure for inventory and related processes.
摘要翻译： 本发明一般涉及用于分发交易工具的系统和方法。 该系统包括以下步骤：在零售环境中出售交易工具; 出售选定的交易工具; 通过互联网访问网站与交易工具的发行人进行交流，并使交易工具能够使用。 交易工具可以是例如开放的预付卡。 交易工具的分发还可以包括基本上实时地通过网站发送消息的步骤，导致预先付费的交易工具被资助但不被激活，直到稍后通过交互式语音应答系统，例如 。 在另一示例中，相关联的交易账户可以在分发时被资助并被激活。 此外，发行者系统可以被适当地配置为利用现有的旅行者检查基础设施来进行库存和相关过程。
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