公开(公告)号：US09027827B2

公开(公告)日：2015-05-12

申请号：US13365424

申请日：2012-02-03

申请人： Robert L. Dessert ,  Robert Canterbury ,  Scott Monahan

发明人： Robert L. Dessert ,  Robert Canterbury ,  Scott Monahan

IPC分类号： G06F17/00 ,  G06Q30/06 ,  G06Q30/02 ,  G06Q20/32 ,  G06Q20/20 ,  G06Q30/00

CPC分类号： G06Q30/0601 ,  G06Q20/20 ,  G06Q20/322 ,  G06Q30/01 ,  G06Q30/0207

摘要： A system and method for providing a personalized shopping experience with a portable computing device (“PCD”) are described. The system and method may include checking-in PCD consumers upon entering an establishment of a merchant. The checking-in of the PCD consumer may include verifying credentials for gaining access to a central mobile payment controller and receiving a merchant identifier corresponding to a merchant from a computer communications network. Next, a scan of a machine-readable code associated with at least one of a good and a service may be received. Information associated with the machine-readable code may be retrieved from a database. Subsequently, a personalized price for the at least one good or service may be determined by applying one or more rules. The personalized price may be transmitted over a computer communications network to the portable computing device for display to the PCD consumer.

摘要翻译： 描述了一种用于向便携式计算设备（“PCD”）提供个性化购物体验的系统和方法。 该系统和方法可以包括在进入商家的建立时检入PCD消费者。 PCD消费者的登记可以包括验证凭证以获得对中央移动支付控制器的访问，以及从计算机通信网络接收对应于商家的商家标识符。 接下来，可以接收与商品和服务中的至少一个相关联的机器可读代码的扫描。 可以从数据库检索与机器可读代码相关联的信息。 随后，可以通过应用一个或多个规则来确定至少一个商品或服务的个性化价格。 个性化价格可以通过计算机通信网络传输到便携式计算设备，以便显示给PCD消费者。

公开(公告)号：US20130181045A1

公开(公告)日：2013-07-18

申请号：US13365424

申请日：2012-02-03

申请人： Robert L. Dessert ,  Robert Canterbury ,  Scott Monahan

发明人： Robert L. Dessert ,  Robert Canterbury ,  Scott Monahan

IPC分类号： G06Q30/06

CPC分类号： G06Q30/0601 ,  G06Q20/20 ,  G06Q20/322 ,  G06Q30/01 ,  G06Q30/0207

摘要： A system and method for providing a personalized shopping experience with a portable computing device (“PCD”) are described. The system and method may include checking-in PCD consumers upon entering an establishment of a merchant. The checking-in of the PCD consumer may include verifying credentials for gaining access to a central mobile payment controller and receiving a merchant identifier corresponding to a merchant from a computer communications network. Next, a scan of a machine-readable code associated with at least one of a good and a service may be received. Information associated with the machine-readable code may be retrieved from a database. Subsequently, a personalized price for the at least one good or service may be determined by applying one or more rules. The personalized price may be transmitted over a computer communications network to the portable computing device for display to the PCD consumer.

摘要翻译： 描述了一种用于向便携式计算设备（“PCD”）提供个性化购物体验的系统和方法。 该系统和方法可以包括在进入商家的建立时检入PCD消费者。 PCD消费者的登记可以包括验证凭证以获得对中央移动支付控制器的访问，并从计算机通信网络接收对应于商家的商家标识符。 接下来，可以接收与商品和服务中的至少一个相关联的机器可读代码的扫描。 可以从数据库检索与机器可读代码相关联的信息。 随后，可以通过应用一个或多个规则来确定至少一个商品或服务的个性化价格。 个性化价格可以通过计算机通信网络传输到便携式计算设备，以便显示给PCD消费者。

公开(公告)号：US20120296726A1

公开(公告)日：2012-11-22

申请号：US13294549

申请日：2011-11-11

申请人： Robert Dessert ,  Robert Canterbury ,  Frank Young ,  Scott Monahan ,  Rolando De Garcia

发明人： Robert Dessert ,  Robert Canterbury ,  Frank Young ,  Scott Monahan ,  Rolando De Garcia

IPC分类号： G06Q30/02 ,  G06Q30/06

CPC分类号： G06Q30/0238 ,  G06Q30/0268

摘要： A method and system include verifying credentials for gaining access to a central mobile payment controller using the portable computing device (“PCD”). The central mobile payment controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The central mobile payment controller through a tender steering module may determine if a profile of the portable computing device is associated with a merchant branded payment account and/or with a merchant branded stored value account. The central mobile payment controller may produce a message that lists one or more preferred payment options in a ranked fashion that may favor a merchant based on interchange rates.

摘要翻译： 一种方法和系统包括验证用于使用便携式计算设备（PCD）访问中央移动支付控制器的证书。 中央移动支付控制器可以接收对应于商家的商家标识符，然后可以将商家标识符与存储在数据库中的忠诚帐户数据进行比较。 通过投标转向模块的中央移动支付控制器可以确定便携式计算设备的配置文件是否与商家品牌支付帐户和/或与商家品牌的存储值帐户相关联。 中央移动支付控制器可以产生一种消息，该消息以排序方式列出一个或多个优选的支付选项，其可以基于交换率有利于商家。