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公开(公告)号:US20120330718A1
公开(公告)日:2012-12-27
申请号:US13168834
申请日:2011-06-24
CPC分类号: G06Q20/34 , G06Q20/381 , G06Q30/06 , G06Q40/02
摘要: Payment of non-settlement currencies includes developing a non-settlement currency exchange separate from a financial institution unwilling to assume risks in converting non-settlement currencies. The non-settlement currency exchange includes a predictive model to provide an estimated currency exchange rate. Schemes are provided where a merchant may share currency exchange profit and/or currency exchange losses with a financial institution. The exchange rate may be persisted in subsequent related financial transactions such as a refund, a chargeback, and/or a representment.
摘要翻译: 支付非结算货币包括与不愿意转换非结算货币风险的金融机构分开制定不结算货币兑换。 非结算货币交换包括提供估计货币汇率的预测模型。 提供计划,商户可以与金融机构共享货币兑换利润和/或货币兑换损失。 汇率可能会持续在随后的相关金融交易中,如退款,退款和/或代表。
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公开(公告)号:US09984367B2
公开(公告)日:2018-05-29
申请号:US13168834
申请日:2011-06-24
CPC分类号: G06Q20/34 , G06Q20/381 , G06Q30/06 , G06Q40/02
摘要: Payment of non-settlement currencies includes developing a non-settlement currency exchange separate from a financial institution unwilling to assume risks in converting non-settlement currencies. The non-settlement currency exchange includes a predictive model to provide an estimated currency exchange rate. Schemes are provided where a merchant may share currency exchange profit and/or currency exchange losses with a financial institution. The exchange rate may be persisted in subsequent related financial transactions such as a refund, a chargeback, and/or a representment.
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公开(公告)号:US06410637B1
公开(公告)日:2002-06-25
申请号:US09722347
申请日:2000-11-28
申请人: Peter G. Odell , Richard D. Hunt , Thomas Thomson , Yvonne J. M. Groot , Jas Paul S. Dhillon , Michael F. Zona
发明人: Peter G. Odell , Richard D. Hunt , Thomas Thomson , Yvonne J. M. Groot , Jas Paul S. Dhillon , Michael F. Zona
IPC分类号: C08K304
CPC分类号: G03G15/0818 , C08L61/06 , C09D161/06 , G03G2215/0855 , G03G2215/0858 , G03G2215/0863 , Y10T428/31942 , C08L2666/04
摘要: A waterborne coating composition for application to a donor member surface includes a resin binder, a conductive particle material, an additional particle material of either (1) graphite particles with a dispersant of polyacrylamide, polyethylene oxide, polyvinyl alcohol or mixtures thereof or (2) crosslinked polymer particles, and water. The waterborne coating composition exhibits superior stability and achieves suitable properties when coated upon a donor member surface, thereby permitting practical replacement of volatile organic components typically used in donor member coating compositions.
摘要翻译: 用于施用于供体构件表面的水性涂料组合物包括树脂粘合剂,导电颗粒材料,(1)具有聚丙烯酰胺分散剂的石墨颗粒,聚环氧乙烷,聚乙烯醇或其混合物的附加颗粒材料,或(2) 交联聚合物颗粒和水。 水性涂料组合物表现出优异的稳定性,并且当涂覆在供体构件表面上时可获得合适的性能,从而允许实际替代通常用于供体构件涂料组合物中的挥发性有机组分。
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公开(公告)号:US06456815B1
公开(公告)日:2002-09-24
申请号:US09724833
申请日:2000-11-28
申请人: Peter G. Odell , Thomas Thomson , Jas Paul S. Dhillon , Yvonne J. M. Groot , Michael F. Zona , Richard D. Hunt
发明人: Peter G. Odell , Thomas Thomson , Jas Paul S. Dhillon , Yvonne J. M. Groot , Michael F. Zona , Richard D. Hunt
IPC分类号: G03G1508
CPC分类号: G03G15/0818 , G03G15/0928 , G03G2215/0861 , G03G2215/0863 , Y10T428/24802
摘要: The present invention relates to improved methods of coating donor members with waterbome coatings, wherein a resin, a pigment, and water are combined in proportions effective to provide a donor member precursor composition; the donor member precursor composition is subjected to high pressure communition to provide a donor member conductive coating composition; and the donor member coating composition is coated onto a substrate. The present method advantageously provides a donor member coating which is substantially free of air pockets or defects. In preferred embodiments the resin is a phenolic resin, preferably a waterborne phenolic resin, such as a phenol-formaldehyde resole, and in other preferred embodiments the pigment is selected from the group consisting of carbon black, graphite, magnetite, nigrosine, and combinations thereof.
摘要翻译: 本发明涉及涂覆具有水果覆盖层的供体构件的改进方法,其中树脂,颜料和水以有效提供供体构件前体组合物的比例组合; 供体构件前体组合物进行高压分布以提供供体构件导电涂料组合物; 并且将供体构件涂料组合物涂布在基材上。 本方法有利地提供基本上没有气穴或缺陷的施主构件涂层。 在优选实施方案中,树脂是酚醛树脂,优选水性酚醛树脂,例如苯酚 - 甲醛甲阶酚醛树脂,在其它优选实施方案中,颜料选自炭黑,石墨,磁铁矿,苯胺黑和其组合 。
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