Smart safe for multiple users
    1.
    发明授权
    Smart safe for multiple users 有权
    智能安全的多个用户

    公开(公告)号:US08781964B2

    公开(公告)日:2014-07-15

    申请号:US12683061

    申请日:2010-01-06

    摘要: In some embodiments, a method for processing a safe transaction includes receiving at a safe a first deposit of currency from a first user. Identification information is received from the first user. The identification information identifies the first user, an amount of the first deposit, and an account of the first user with a first financial institution. Transaction information is transmitted to the first financial institution. The transaction information provides information to the first financial institution of the first deposit to facilitate the first financial institution crediting the account of the first user.

    摘要翻译: 在一些实施例中,一种用于处理安全交易的方法包括以安全的方式从第一用户接收货币的首次存款。 从第一用户接收识别信息。 所述识别信息识别所述第一用户,所述第一存款的金额以及具有第一金融机构的所述第一用户的账户。 交易信息被传送到第一个金融机构。 交易信息向第一金融机构提供第一次存款的信息,以便第一金融机构记入第一用户的账户。

    Smart Safe for Multiple Users
    2.
    发明申请
    Smart Safe for Multiple Users 有权
    智能安全的多用户

    公开(公告)号:US20110167000A1

    公开(公告)日:2011-07-07

    申请号:US12683061

    申请日:2010-01-06

    IPC分类号: G06Q40/00 G06Q20/00

    摘要: In some embodiments, a method for processing a safe transaction includes receiving at a safe a first deposit of currency from a first user. Identification information is received from the first user. The identification information identifies the first user, an amount of the first deposit, and an account of the first user with a first financial institution. Transaction information is transmitted to the first financial institution. The transaction information provides information to the first financial institution of the first deposit to facilitate the first financial institution crediting the account of the first user.

    摘要翻译: 在一些实施例中,一种用于处理安全交易的方法包括以安全的方式从第一用户接收货币的首次存款。 从第一用户接收识别信息。 所述识别信息识别所述第一用户,所述第一存款的金额以及具有第一金融机构的所述第一用户的账户。 交易信息被传送到第一个金融机构。 交易信息向第一金融机构提供第一次存款的信息,以便第一金融机构记入第一用户的账户。

    INTERACTING WITH USER AT ATM BASED ON USER PREFERENCES
    4.
    发明申请
    INTERACTING WITH USER AT ATM BASED ON USER PREFERENCES 有权
    根据用户偏好与ATM交互

    公开(公告)号:US20110184865A1

    公开(公告)日:2011-07-28

    申请号:US12695870

    申请日:2010-01-28

    IPC分类号: G06Q40/00 G06K7/00

    摘要: Embodiments of the present invention provide apparatuses, methods, and computer program products that allow for interaction with a user at an automated teller machine (ATM) based on pre-established user preferences. For example, an ATM is provided having: (1) a user interface configured to receive user identifying information from a user; and (2) a processing device operatively coupled to the user interface and configured to use the user identifying information to determine a pre-established user preference, wherein the processing device is further configured to use the user interface to interact with the user based at least partially on the pre-established user preference.

    摘要翻译: 本发明的实施例提供了允许基于预先建立的用户偏好在自动取款机(ATM)与用户交互的装置,方法和计算机程序产品。 例如,ATM提供有:(1)被配置为从用户接收用户识别信息的用户界面; 以及(2)处理设备,其可操作地耦合到所述用户界面并且被配置为使用所述用户识别信息来确定预先建立的用户偏好,其中所述处理设备还被配置为使用所述用户界面至少基于所述用户界面与所述用户交互 部分取决于预先建立的用户偏好。

    Mobile device consumer interface process and system
    5.
    发明授权
    Mobile device consumer interface process and system 有权
    移动设备消费者接口流程和系统

    公开(公告)号:US08744914B2

    公开(公告)日:2014-06-03

    申请号:US12695838

    申请日:2010-01-28

    摘要: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to the mobile device. The mobile device communicates the transaction information to the consumer in a consumer-readable format such as audible sound waves. In some embodiments, the consumer-readable communications include requests for consumer input. The consumer input is received by an input device proximate the mobile device and communicated to the payment terminal. In some embodiments consumer input is received by the payment terminal as well as the mobile device, and in some embodiments, the consumer chooses whether to use the mobile device as an interface or only to use the payment terminal.

    摘要翻译: 提供了系统,方法和计算机程序产品,用于通过消费者可读通信向消费者提供交易信息,以在销售点与供应商交易期间帮助消费者。 在一个实施例中,靠近销售点的支付终端将交易信息信号传送到移动设备。 移动设备以诸如可听见的声波的消费者可读格式将交易信息传达给消费者。 在一些实施例中,消费者可读通信包括对消费者输入的请求。 消费者输入由靠近移动设备的输入设备接收并传送到支付终端。 在一些实施例中,消费者输入由支付终端以及移动设备接收,并且在一些实施例中,消费者选择是使用移动设备作为接口还是仅使用支付终端。

    MOBILE DEVICE CONSUMER INTERFACE PROCESS AND SYSTEM
    6.
    发明申请
    MOBILE DEVICE CONSUMER INTERFACE PROCESS AND SYSTEM 有权
    移动设备消费者接口过程和系统

    公开(公告)号:US20110184820A1

    公开(公告)日:2011-07-28

    申请号:US12695838

    申请日:2010-01-28

    IPC分类号: G06Q20/00

    摘要: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer via consumer-readable communications. In one embodiment, a payment terminal proximate the point of sale communicates a transaction information signal to the mobile device. The mobile device communicates the transaction information to the consumer in a consumer-readable format such as audible sound waves. In some embodiments, the consumer-readable communications include requests for consumer input. The consumer input is received by an input device proximate the mobile device and communicated to the payment terminal. In some embodiments consumer input is received by the payment terminal as well as the mobile device, and in some embodiments, the consumer chooses whether to use the mobile device as an interface or only to use the payment terminal.

    摘要翻译: 提供了系统,方法和计算机程序产品,用于通过消费者可读通信向消费者提供交易信息,以在销售点与供应商交易期间帮助消费者。 在一个实施例中,靠近销售点的支付终端将交易信息信号传送到移动设备。 移动设备以诸如可听见的声波的消费者可读格式将交易信息传达给消费者。 在一些实施例中,消费者可读通信包括对消费者输入的请求。 消费者输入由靠近移动设备的输入设备接收并传送到支付终端。 在一些实施例中,消费者输入由支付终端以及移动设备接收,并且在一些实施例中,消费者选择是使用移动设备作为接口还是仅使用支付终端。

    AUDIBLE TRANSACTION PROCESS AND SYSTEM
    7.
    发明申请
    AUDIBLE TRANSACTION PROCESS AND SYSTEM 有权
    可信交易过程和系统

    公开(公告)号:US20110184819A1

    公开(公告)日:2011-07-28

    申请号:US12695833

    申请日:2010-01-28

    IPC分类号: G06Q40/00 G06Q30/00

    CPC分类号: G06Q30/00 G06Q20/20 G06Q40/00

    摘要: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference.

    摘要翻译: 提供系统,方法和计算机程序产品,以便在销售点的交易期间通过以可听的格式向消费者提供交易信息来帮助消费者。 该系统包括位于销售点附近的消费者设备和支付终端。 消费者设备,消费者携带的移动设备或者也位于销售点附近的固定设备与支付终端通信,并且接收诸如产品标识或数量信息之类的交易信息。 然后,消费者设备基于使用一个或多个私人和/或公共收听设备的所传送的交易信息产生可听消费者的声音波。 这种可听的交易过程可以在交易期间自动执行,或者可以基于消费者偏好来实现。

    Audible transaction process and system
    8.
    发明授权
    Audible transaction process and system 有权
    声音交易流程和系统

    公开(公告)号:US08738450B2

    公开(公告)日:2014-05-27

    申请号:US12695833

    申请日:2010-01-28

    IPC分类号: G06Q20/00 G06Q40/00

    CPC分类号: G06Q30/00 G06Q20/20 G06Q40/00

    摘要: Systems, methods, and computer program products are provided for assisting a consumer during a transaction with a vendor at a point of sale by providing transaction information to the consumer in an audible format. The system includes a consumer device and a payment terminal located proximate the point of sale. The consumer device, either a mobile device carried by the consumer or an immobile device also located proximate the point of sale, communicates with the payment terminal and receives transaction information such as product identity or amount information. The consumer device then produces sound waves audible to the consumer based on the communicated transaction information using one or more private and/or public listening devices. This audible transaction process can be performed automatically during a transaction or can be implemented based on consumer preference.

    摘要翻译: 提供系统,方法和计算机程序产品,以便在销售点的交易期间通过以可听的格式向消费者提供交易信息来帮助消费者。 该系统包括位于销售点附近的消费者设备和支付终端。 消费者设备,消费者携带的移动设备或者也位于销售点附近的固定设备与支付终端通信,并且接收诸如产品标识或数量信息之类的交易信息。 然后,消费者设备基于使用一个或多个私人和/或公共收听设备的所传送的交易信息产生可听消费者的声音波。 这种可听的交易过程可以在交易期间自动执行,或者可以基于消费者偏好来实现。

    Interacting with user at ATM based on user preferences
    9.
    发明授权
    Interacting with user at ATM based on user preferences 有权
    根据用户偏好与ATM用户进行交互

    公开(公告)号:US08301564B2

    公开(公告)日:2012-10-30

    申请号:US12695870

    申请日:2010-01-28

    IPC分类号: G06Q40/00

    摘要: Embodiments of the present invention provide apparatuses, methods, and computer program products that allow for interaction with a user at an automated teller machine (ATM) based on pre-established user preferences. For example, an ATM is provided having: (1) a user interface configured to receive user identifying information from a user; and (2) a processing device operatively coupled to the user interface and configured to use the user identifying information to determine a pre-established user preference, wherein the processing device is further configured to use the user interface to interact with the user based at least partially on the pre-established user preference.

    摘要翻译: 本发明的实施例提供了允许基于预先建立的用户偏好在自动取款机(ATM)与用户交互的装置,方法和计算机程序产品。 例如,ATM提供有:(1)被配置为从用户接收用户识别信息的用户界面; 以及(2)处理设备,其可操作地耦合到所述用户界面并且被配置为使用所述用户识别信息来确定预先建立的用户偏好,其中所述处理设备还被配置为使用所述用户界面至少基于所述用户界面与所述用户交互 部分取决于预先建立的用户偏好。

    Cash to card recycling
    10.
    发明授权
    Cash to card recycling 有权
    现金到卡回收

    公开(公告)号:US08175970B1

    公开(公告)日:2012-05-08

    申请号:US12099832

    申请日:2008-04-09

    IPC分类号: G06Q40/00

    摘要: An end-to-end currency handling and management system and method include a recycler system configured to receive currency, deposit the currency into a desired account and make the currency immediately available. The currency may, in one or more examples, belong to an employee at a business. In such instances, the recycler system may be configured to deposit the currency into an account, such as a pre-paid cash card account, designated by the employee. This allows an employee to avoid carrying large amounts of cash which may lead to loss or theft. At the same time, the deposited currency would be available for use by the business for conducting other transactions.

    摘要翻译: 端对端货币处理和管理系统和方法包括配置为接收货币的回收系统,将货币存入期望的账户并使货币立即可用。 在一个或多个例子中,货币可以属于企业的雇员。 在这种情况下,回收者系统可以被配置为将货币存入诸如由雇员指定的预付现金卡账户的帐户中。 这样一来,雇员可以避免携带大量可能导致损失或被盗的现金。 同时,存放的货币可供业务用于进行其他交易。