公开(公告)号：US20230137389A1

公开(公告)日：2023-05-04

申请号：US18089086

申请日：2022-12-27

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： Timothy Joel Davis ,  Amy Engelhorn ,  Tami R. Custer ,  Karen E. Przybylski ,  Paul C. Szews ,  Rosemarie Geier Grant ,  Eric Haefli ,  Arthur P. Paulette, JR.

IPC: G06Q40/08 ,  G06V20/10 ,  G06Q50/16

Abstract: In a computer-implemented method, one or more digital aerial images of a property are received, and processed according to one or more image analysis techniques to determine one or more features of the property, including one or more features of a tree located on or near the property. A time of year corresponding to at least one of the digital aerial images is determined, and the feature(s) of the property and the time of year are analyzed to determine a risk of damage to a structure located on the property. Based at least in part on the risk of damage, a risk output is generated that includes an indication of whether action should be taken to mitigate the risk of damage to the structure, an indication of whether insurance coverage associated with the structure should be offered, and/or a measure of the risk of damage to the structure.