公开(公告)号：US20250022067A1

公开(公告)日：2025-01-16

申请号：US18904445

申请日：2024-10-02

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： James M. Gallagher ,  Scott T. Christensen

IPC: G06Q40/08 ,  G06N20/00 ,  G06Q10/10 ,  G06Q30/0201 ,  G06Q30/0204 ,  G06Q40/03 ,  G06Q50/40 ,  G07C5/00 ,  G07C5/08

Abstract: Cloud-based and other vehicular telematics systems and methods are described for automatically generating rideshare-based risk profiles of rideshare drivers of a transport network company (TNC) platform. The systems and methods comprise receiving telematics data originating from sensor(s) traveling with a rideshare vehicle during an operating segment of the rideshare vehicle and rideshare data originating from a rideshare app configured to execute on a telematics device during one or more portions of the operating segment. The rideshare data indicates a rideshare app mode for each portion of the operating segment. The systems and methods include determining, based on the telematics data, operating state(s) of the rideshare vehicle during the operating segment of the rideshare vehicle, and generating, based on the telematics data and the rideshare data, a rideshare-based risk profile and driver score of a driver.

公开(公告)号：US12125106B1

公开(公告)日：2024-10-22

申请号：US17036228

申请日：2020-09-29

Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

Inventor： James M. Gallagher ,  Scott T. Christensen

IPC: G06Q40/08 ,  G06N20/00 ,  G06Q10/10 ,  G06Q30/0201 ,  G06Q30/0204 ,  G06Q40/03 ,  G06Q50/40 ,  G07C5/00 ,  G07C5/08

CPC classification number: G06Q40/08 ,  G06N20/00 ,  G06Q10/10 ,  G06Q30/0201 ,  G06Q30/0205 ,  G06Q30/0206 ,  G06Q40/03 ,  G06Q50/40 ,  G07C5/008 ,  G07C5/0841

Abstract: Cloud-based vehicular telematics systems and methods are described for automatically generating rideshare-based risk profiles of rideshare drivers of a transport network company (TNC) platform. The systems and methods comprise receiving telematics data originating from sensor(s) traveling with a rideshare vehicle during an operating segment of the rideshare vehicle; and rideshare data originating from a rideshare app configured to execute on a telematics device during one or more portions of the operating segment. The rideshare data indicates a rideshare app mode for each portion of the operating segment. The systems and methods include determining, based on the telematics data, operating state(s) of the rideshare vehicle during the operating segment of the rideshare vehicle, and generating, based on the telematics data and the rideshare data, a rideshare-based risk profile and driver score of a driver.