公开(公告)号：US11657386B2

公开(公告)日：2023-05-23

申请号：US15243745

申请日：2016-08-22

Applicant: Samsung Electronics Co., Ltd.

Inventor： Bharat Dutt ,  Balakrishna Venkataraman ,  Aneesh Nainamvalappil ,  Minseok Park ,  Chung Liu

IPC: G06Q20/36 ,  G06Q20/32

CPC classification number: G06Q20/363 ,  G06Q20/3223

Abstract: An apparatus and method for reference-based card enrollment for secondary devices are provided. The method includes receiving information of a payment instrument from a first device, transmitting the information of the payment instrument to a payment network, receiving, by the payment system, a unique account reference identification (ID) corresponding to the payment instrument, and using the account reference ID to enable a second device to use the payment instrument.

公开(公告)号：US10891620B2

公开(公告)日：2021-01-12

申请号：US15228532

申请日：2016-08-04

Applicant: Samsung Electronics Co., Ltd.

Inventor： Yunsong Meng ,  Aneesh Ali Nainamvalappil Cheriyakath ,  Manan Kapadia ,  Minseok Park ,  Chung Liu

IPC: G06Q20/40 ,  G06Q20/10 ,  G06Q20/34

Abstract: A system and method is provided for accessing data across networks and from mobile devices for providing fraud detection and risk management and that maintains anonymity of users. More particularly, a system and method implemented inside a payment server is provided that can access data across networks and from mobile devices, including encoded personally identifiable information (PII) data, and aggregate and analyze such data from multiple payment networks to generate a risk score that is sent to one or more payment networks for fraud detection and risk management, while maintaining anonymity of users.

公开(公告)号：US10410205B2

公开(公告)日：2019-09-10

申请号：US15217661

申请日：2016-07-22

Applicant: Samsung Electronics Co., Ltd.

Inventor： Dave Maung ,  Aneesh Nainamvalappil ,  Minseok Park ,  Chung Liu

IPC: G06Q20/34 ,  G06Q20/20 ,  G06Q20/32

Abstract: An apparatus and method for performing a payment transaction are provided. The method includes transmitting context data to a magnetic secure transmission (MST) configuration server, receiving an MST configuration from the MST configuration servicer, and executing the payment transaction based on the MST configuration. The context data being associated with the payment transaction.