公开(公告)号：US20090037326A1

公开(公告)日：2009-02-05

申请号：US12040709

申请日：2008-02-29

申请人： Sriram Chitti ,  Greg R. Black

发明人： Sriram Chitti ,  Greg R. Black

IPC分类号： G06F3/048 ,  G06Q20/00

CPC分类号： G06Q20/351 ,  G06Q20/10 ,  G06Q20/20 ,  G06Q20/3227 ,  G06Q20/3278 ,  G06Q20/3572 ,  G06Q20/405 ,  H04M1/7253 ,  H04M1/72566 ,  H04M1/72572

摘要： A portable electronic device (100), such as a mobile telephone, portable computer, personal digital assistant, or other similar device, is equipped with a virtual card application (101) configured to manage a plurality of virtual cards (106,107,108,109). Such virtual cards (106,107,108,109) are used in financial and other transactions by way of a wireless near-field transceiver (114) and a near-field communication terminal, such as a payment terminal (115). To provide a user with a seamless, less complex virtual card selection process, an arranger module (102) is configured to determine a priority associated with each of the virtual cards (106,107,108,109). The priority may be determined from location, schedule, calendar, user input, or other means. Once the priority is determined, the virtual card with the foremost priority is advanced as a top of the wallet card (111). The top of the wallet card (111), in one embodiment, is the default card for use in the transaction.

摘要翻译： 诸如移动电话，便携式计算机，个人数字助理或其他类似设备的便携式电子设备（100）配备有被配置为管理多个虚拟卡（106,107,108,109）的虚拟卡应用（101）。 这样的虚拟卡（106,107,108,109）通过无线近场收发器（114）和诸如支付终端（115）的近场通信终端在金融和其他交易中使用。 为了向用户提供无缝的，较不复杂的虚拟卡选择过程，编排器模块（102）被配置为确定与每个虚拟卡（106,107,108,109）相关联的优先级。 优先权可以从位置，日程表，日程表，用户输入或其他方式确定。 一旦确定优先级，具有最重要优先权的虚拟卡被提前作为钱包卡（111）的顶部。 在一个实施例中，钱包卡（111）的顶部是在交易中使用的默认卡。

公开(公告)号：US07907896B2

公开(公告)日：2011-03-15

申请号：US11413330

申请日：2006-04-28

申请人： Sriram Chitti

发明人： Sriram Chitti

IPC分类号： H04B5/00

CPC分类号： H04B5/02 ,  G06Q20/045 ,  G06Q20/12 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3278 ,  G06Q20/353 ,  G06Q30/06 ,  H04B5/0062

摘要： Disclosed are methods for a near-field communication/RFID enabled mobile communication device. The methods include receiving from a first affiche a first near-field communication that initiates a process of an application of the mobile communication device, and receiving from a second affiche a second near-field communication that finalizes the process of the application of the mobile communication device. Also disclosed is a system including a first affiche having a near-field communication device configured to communicate with a mobile communication device so that the mobile communication device initiates a process of an application, and a second affiche having a near-field communication device configured to communicate with the mobile communication device so that the mobile communication device finalizes a process of the application. Further disclosed is a mobile communication device having a near-field communication reader and including an application stored in the memory and responsive to a signal from the near-field communication reader.

摘要翻译： 公开了用于近场通信/启用RFID的移动通信设备的方法。 所述方法包括从第一接收发起启动移动通信设备的应用的处理的第一近场通信，以及从第二接收接收完成移动通信的应用过程的第二近场通信 设备。 还公开了一种包括具有被配置为与移动通信设备通信的近场通信设备的第一功能的系统，使得移动通信设备发起应用的处理，以及具有近场通信设备的第二功能，其被配置为 与移动通信设备通信，使得移动通信设备完成应用的处理。 还公开了具有近场通信读取器并且包括存储在存储器中并且响应于来自近场通信读取器的信号的应用的移动通信设备。

公开(公告)号：US20070254712A1

公开(公告)日：2007-11-01

申请号：US11413330

申请日：2006-04-28

申请人： Sriram Chitti

发明人： Sriram Chitti

IPC分类号： H04B5/00 ,  H04B7/00 ,  H04B1/38

CPC分类号： H04B5/02 ,  G06Q20/045 ,  G06Q20/12 ,  G06Q20/32 ,  G06Q20/322 ,  G06Q20/3278 ,  G06Q20/353 ,  G06Q30/06 ,  H04B5/0062

摘要： Disclosed are methods for a near-field communication/RFID enabled mobile communication device. The methods include receiving from a first affiche a first near-field communication that initiates a process of an application of the mobile communication device, and receiving from a second affiche a second near-field communication that finalizes the process of the application of the mobile communication device. Also disclosed is a system including a first affiche having a near-field communication device configured to communicate with a mobile communication device so that the mobile communication device initiates a process of an application, and a second affiche having a near-field communication device configured to communicate with the mobile communication device so that the mobile communication device finalizes a process of the application. Further disclosed is a mobile communication device having a near-field communication reader and including an application stored in the memory and responsive to a signal from the near-field communication reader.

摘要翻译： 公开了用于近场通信/启用RFID的移动通信设备的方法。 所述方法包括从第一接收发起启动移动通信设备的应用的处理的第一近场通信，以及从第二接收接收完成移动通信的应用过程的第二近场通信 设备。 还公开了一种包括具有被配置为与移动通信设备通信的近场通信设备的第一功能的系统，使得移动通信设备发起应用的处理，以及具有近场通信设备的第二功能，其被配置为 与移动通信设备通信，使得移动通信设备完成应用的处理。 还公开了具有近场通信读取器并且包括存储在存储器中并且响应于来自近场通信读取器的信号的应用的移动通信设备。