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公开(公告)号：US20200311825A1
公开(公告)日：2020-10-01
申请号：US16902536
申请日：2020-06-16
发明人： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hevrin , Jeffrey G. Kinsey , Phillip Sangpil Moon , EllaKate LeFebre , Sunish Moon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
IPC分类号： G06Q40/08
摘要： A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US10726500B1
公开(公告)日：2020-07-28
申请号：US16452625
申请日：2019-06-26
发明人： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hevrin , Jeffrey G. Kinsey , Phillip Sangpil Moon , Ellakate LeFebre , Sunish Menon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
摘要： A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US11049189B2
公开(公告)日：2021-06-29
申请号：US16902536
申请日：2020-06-16
发明人： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hevrin , Jeffrey G. Kinsey , Phillip Sangpil Moon , EllaKate LeFebre , Sunish Menon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
摘要： A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US11017480B2
公开(公告)日：2021-05-25
申请号：US16906408
申请日：2020-06-19
发明人： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hevrin , Jeffrey G. Kinsey , Phillip Sangpil Moon , Ellakate LeFebre , Sunish Menon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
摘要： A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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