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    Structural characteristic extraction using drone-generated 3D image data
    1.
    发明授权
    Structural characteristic extraction using drone-generated 3D image data 有权

    公开(公告)号：US10832333B1

    公开(公告)日：2020-11-10

    申请号：US15245778

    申请日：2016-08-24

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

    IPC: G06Q40/08 ,  G06K9/00 ,  H04N13/204

    Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

    Structural characteristic extraction using drone-generated 3D image data
    4.
    发明授权
    Structural characteristic extraction using drone-generated 3D image data 有权

    公开(公告)号：US11508014B1

    公开(公告)日：2022-11-22

    申请号：US17073072

    申请日：2020-10-16

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

    IPC: G06Q40/08 ,  H04N13/204 ,  G06V20/13

    Abstract: A structural analysis computing device may generate a proposed insurance claim and/or generate a proposed insurance quote for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may be coupled to a drone configured to capture exterior images of the object. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form for a damaged object and/or a proposed quote for an uninsured object, and display the form to a user for their review and/or approval.

    Structural characteristic extraction and claims processing using 3D images
    7.
    发明授权
    Structural characteristic extraction and claims processing using 3D images 有权

    公开(公告)号：US11151655B1

    公开(公告)日：2021-10-19

    申请号：US15245687

    申请日：2016-08-24

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Timothy J. Spader ,  George T. Dulee, Jr. ,  Donald Yuhas ,  Aaron Brucker ,  Chris Stroh ,  Jeffrey Mousty

    IPC: G06Q40/00 ,  G06Q40/08 ,  G06T7/00

    Abstract: A structural analysis computing device may generate a proposed insurance claim for an object pictured in a three-dimensional (3D) image. The structural analysis computing device may include a memory, a user interface, an object sensor configured to capture the 3D image, and a processor in communication with the memory and the object sensor. The processor may access the 3D image including the object, and analyze the 3D images to identify features of the object. The processor may also determine a nature and an extent of damage to a damaged feature of the object, and a cost of repair based upon the nature and extent of the damage—such as by inputting the 3D image into a trained machine learning or pattern recognition program. The processor may generate a proposed claim form including the cost of repair, and display the claim form to a user for their review and/or approval.

    SYSTEMS AND METHODS FOR GENERATING DAMAGE ASSESSMENTS
    8.
    发明申请
    SYSTEMS AND METHODS FOR GENERATING DAMAGE ASSESSMENTS 有权

    公开(公告)号：US20210319518A1

    公开(公告)日：2021-10-14

    申请号：US15055786

    申请日：2016-02-29

    Applicant: State Farm Mutual Automobile Insurance Company

    Inventor： Ivan D. Hall ,  George T. Dulee, JR. ,  Timothy J. Spader ,  Jessica Perganson ,  John H. Jenkins

    IPC: G06Q40/08

    Abstract: Methods and systems for generating a damage assessment for a damaged property may be provided. The method may include receiving a damage report from a user associated with the damaged property, presenting an eligibility test to the user, and receiving a response to the eligibility test from the user's mobile device and determining whether the user is eligible based upon the response, such as based upon an amount of vehicle damage. The method may electronically activate a damages module on an application stored on the user's mobile device to generate a damage assessment. Based upon how the user sends the damage report, the system may adjust how and when the damage report is generated. In one aspect, functionality is provided that determines whether a damaged vehicle and/or insured is eligible for online vehicle damage estimation (such as based upon a limited extent of vehicle damage) and/or associated online insurance claim submission.

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