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    SYSTEM AND METHOD OF SAFELY DISTRIBUTING HIGH DEMAND PRODUCTS
    2.
    发明申请
    SYSTEM AND METHOD OF SAFELY DISTRIBUTING HIGH DEMAND PRODUCTS 有权

    公开(公告)号：US20210056576A1

    公开(公告)日：2021-02-25

    申请号：US17014635

    申请日：2020-09-08

    申请人： Synchrony Bank

    发明人： Alex Muller ,  Yan Makher ,  Thomas Kulesza ,  Kimberly Dorn ,  Travis Watson ,  Brad DeWitt

    IPC分类号： G06Q30/02 ,  G06Q30/06 ,  G07C15/00

    摘要： A system for use with computing devices each associated with one of a plurality of customers. The system includes a customer application executing on each of the computing devices and a computing system that receives requests, from a requesting portion of the computing devices, to purchase a product not yet available for purchase. The computing system assigns potential reservations to selected winning ones of the customers associated with the requesting portion, receives confirmations from a confirmed portion of the selected winning customers, converts the potential reservations to actual reservations for the confirmed portion, and transmits a code to each of the confirmed portion of the selected winning customers only after the selected winning customer submits validation information that the computing system determines satisfies validation criteria. A merchant transfers the product to one of the customers at a physical store location only if the customer provides the code to the merchant.

    Dynamically determining real-time offers
    4.
    发明授权
    Dynamically determining real-time offers 有权

    公开(公告)号：US11734755B2

    公开(公告)日：2023-08-22

    申请号：US17139435

    申请日：2020-12-31

    申请人： Synchrony Bank

    发明人： Lauren Schwartz ,  Nomiki Petrolla ,  Alex Muller ,  Jorge Argueta ,  Maya Mikhailov

    IPC分类号： G06Q40/00 ,  G06Q40/03 ,  G06N20/00

    CPC分类号： G06Q40/03 ,  G06N20/00

    摘要： Disclosed are systems and techniques for dynamically providing real-time offers. For instance, user eligibility for one or more offers can be determined based on a plurality of dynamic user attributes associated with the user and one or more data sets corresponding to similarly situated users. An input can be received corresponding to an acceptance by the user of at least one offer selected from the one or more offers. In response to receiving the input, an updated plurality of the dynamic user attributes can be retrieved, wherein the dynamic user attributes are constantly updated in real time based on user activity. Based on the updated plurality of dynamic user attributes and the one or more data sets corresponding to the similarly situated user, it can be determined whether the user remains eligible for the at least one offer. An offer confirmation can be sent upon confirming eligibility.

    DYNAMICALLY DETERMINING REAL-TIME OFFERS
    7.
    发明公开
    DYNAMICALLY DETERMINING REAL-TIME OFFERS 审中-公开

    公开(公告)号：US20230410195A1

    公开(公告)日：2023-12-21

    申请号：US18346493

    申请日：2023-07-03

    申请人： Synchrony Bank

    发明人： Lauren Schwartz ,  Nomiki Petrolla ,  Alex Muller ,  Jorge Argueta ,  Maya Mikhailov

    IPC分类号： G06Q40/03 ,  G06N20/00

    CPC分类号： G06Q40/03 ,  G06N20/00

    摘要： Disclosed are systems and techniques for dynamically providing real-time offers. For instance, user eligibility for one or more offers can be determined based on a plurality of dynamic user attributes associated with the user and one or more data sets corresponding to similarly situated users. An input can be received corresponding to an acceptance by the user of at least one offer selected from the one or more offers. In response to receiving the input, an updated plurality of the dynamic user attributes can be retrieved, wherein the dynamic user attributes are constantly updated in real time based on user activity. Based on the updated plurality of dynamic user attributes and the one or more data sets corresponding to the similarly situated user, it can be determined whether the user remains eligible for the at least one offer. An offer confirmation can be sent upon confirming eligibility.